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TERMS AND CONDITIONS

This is a legal contract (referred to hereinafter as the “Plan”) and by purchasing it, you understand that it is such a contract

and acknowledge that you have had the opportunity to read the Terms and Conditions set forth herein. This is not a

contract of insurance.

Obligor: The company obligated under the Plan in all states except Florida is Asurion Service Plans, Inc., whose

materials/and or workmanship, b) normal wear and tear, and c) dust, heat, or humidity; (4) “product” refers to the

consumer item which you purchased concurrently with and is covered by this Plan; (5) "you", "your", and “service contract

holder” refer to the individual who purchased the product and this Plan or the individual to whom the product and this Plan

have been transferred.; (6) “administrator” refers to (a) Asurion Services, LLC in all states and DC except in AL, AZ and

FL; (b) Asurion Service Plans, Inc. in AL and AZ; and (c) Asurion Service Plans of Florida, Inc. (a service warranty

association) in FL (“Asurion” refers collectively to Asurion Services, LLC, Asurion Service Plans, Inc. and Asurion Service

Plans of Florida, Inc.). The administrator can be contacted at P.O. Box 1340, Sterling, VA 20167-8434, (866)-593-2591.

Entire Plan: This Plan, including the terms & conditions, limitations, exceptions and exclusions, together with your sales

receipt constitutes the entire Plan. Your rights under this Plan may vary from state to state.

which is not covered under any insurance policy, or any other warranty or service contract. We may replace your product

or we may, at our discretion, issue you a gift card or check for the original purchase price of that product, including taxes,

as indicated on your sales receipt.

Term of Coverage: The term and coverage of the Two (2) Year Plans begin immediately upon expiration of the

manufacturer’s labor warranty and continue for a period of two (2) years. This Plan will terminate if your product is

replaced with a new product or you receive reimbursement for the original product purchase price, including sales tax, as

indicated on your sales receipt.

How it works: If your product experiences a breakdown during the first thirty (30) days after the date of purchase, return it

breakdown which is not concurrently covered under any other warranty or service plan or any insurance policy.

Breakdowns manifesting from power surges are covered from date of purchase. We may replace your product or we may

at our discretion issue you a gift card or check for the original purchase price of that product, including taxes, as indicated

on your sales receipt.

Term of Coverage: The term and coverage of the Two (2) Year Plans begin immediately upon the expiration of the

manufacturer’s labor warranty and continue for a period of two (2) years. This Plan will terminate if your product is

replaced with a new product or you receive reimbursement for the original product purchase price, including sales tax, as

indicated on your sales receipt.

like kind and quality that performs to the factory specifications of the original product, not to exceed the original purchase

price. Replacement parts or products may be new or rebuilt to meet the manufacturer’s specifications of the original

product at our discretion. Technological advances may result in a replacement product with a lower selling price than

the original product. The No Lemon Policy does not apply to repairs performed while the product is under the

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manufacturer’s warranty. Preventative maintenance checks, cleanings, product diagnosis and customer education are

not considered repairs for the purposes of the No Lemon Policy.

How it works: If your product experiences a breakdown, call Customer service 24 hours a day, 7 days a week at 1-866-

593-2591or visit www.productassist.com/bjs to process your claim. If in-home service is provided for the full term of

your manufacturer’s warranty, then it will be provided under this Plan. If in-home service is not provided, unless otherwise

breakdown including those due to unintentional and accidental damage from handling (ADH), such as drops, liquid spills

or cracks that arise from your normal daily usage of the product as the manufacturer indicates, which is not concurrently

covered under any other warranty or service plan or any insurance policy. Breakdowns manifesting from power surges or

ADH are covered from date of purchase. We may replace your product or we may at our discretion issue you a gift card

or check for the original purchase price of that product, including taxes, as indicated on your sales receipt.

as indicated on your sales receipt. Except for power surge and ADH, which begin on your date of purchase, all other

coverage becomes effective immediately following the expiration of the manufacturer’s warranty and remains in effect

throughout the end of your term, unless cancelled or fulfilled pursuant to the provisions below. This Contract is inclusive

of the manufacturer’s warranty; it does not replace the manufacturer’s warranty, but provides certain additional benefits

during the term of the manufacturer’s warranty. After the manufacturer’s warranty expires, the Contract continues to

conditions. In the event your Product is being serviced by an authorized service center when the Contract expires, the

term of the Contract will be extended until the covered repair has been completed.

No lemon policy: During the term of this Plan, if your product suffers three (3) identical failures, and that individual

product requires a fourth (4) repair for the same, identical failure, as determined by us, we will replace it with a product of

like kind and quality that performs to the factory specifications of the original product, not to exceed the original purchase

price. Replacement parts or products may be new or rebuilt to meet the manufacturer’s specifications of the original

product at our discretion. Technological advances may result in a replacement product with a lower selling price than the

original product. The No Lemon Policy does not apply to repairs performed while the product is under the manufacturer’s

warranty. Preventative maintenance checks, cleanings, product diagnosis and customer education are not considered

repairs for the purposes of the No Lemon Policy. (NOTE: The No Lemon Policy is not applicable to breakdowns caused

by ADH)

Limit of liability: For any single claim, the limit of liability under this Plan is the lesser of (1) cost of authorized repairs, (2)

cost of product replacement with a product of like kind and quality that performs to the factory specifications of the original

product, (3) cost of reimbursement for repairs or replacement authorized in advance by Asurion, or (4) the price that you

originally paid for the product. UNDER NO CIRCUMSTANCES SHALL OUR LIABILITY UNDER THIS PLAN EXCEED

THE PURCHASE PRICE PAID FOR THE PRODUCT COVERED. In the event that the total of any and all authorized

repairs exceeds the purchase price paid for the product, or we replace the product, we shall have satisfied all of our

obligations under this Plan.

transfer, call 866-593-2591 or write to Asurion at PO Box 1818, Sterling, VA 20167-1818. Information provided by you

Replacement Products: We may replace your product with a NEW, REMANUFACTURED, OR A PRODUCT OF

LIKE KIND AND QUALITY THAT PERFORMS TO THE FACTORY SPECIFICATIONS OF THE ORIGINAL PRODUCT.

What is not covered: (1) INCIDENTAL OR CONSEQUENTIAL DAMAGES OR PRE-EXISTING CONDITIONS; (2)

DAMAGE FROM ACCIDENT (UNLESS YOU PURCASED A PORTABLE COMPUTING DEVICE), ABUSE, MISUSE,

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INTRODUCTION OF FOREIGN OBJECTS INTO THE PRODUCT, UNAUTHORIZED PRODUCT MODIFICATIONS OR

ALTERATIONS, OR FAILURE TO FOLLOW THE MANUFACTURER’S INSTRUCTIONS; (3) ACCESSORIES AND

SUPPLIES, INCLUDING BUT NOT LIMITED TO: BATTERIES, ANTENNAS, CARTRIDGES, STYLUSES, RECORDS,

AUDIO/VIDEO DISKS, TAPES, COMPUTER SOFTWARE OR DISKS, PRINT ELEMENTS, EXTERNAL POWER

SUPPLIES, VACUUM CLEANER BAGS AND BELTS, BULBS, SPARK PLUGS, FILTERS, TRIMMER LINES, OR

EXTERIOR PIPES OR PLUMBING; (4) LOSS OR DAMAGE DUE TO ACTS OF GOD; (5) PREVENTATIVE

MAINTENANCE; (6) INHERENT PRODUCT DEFECTS AND FLAWS IN GEMSTONES; (7) LOSS OF DIAMONDS,

GEMSTONES OR OTHER PARTS; (8) COMMERCIALLY-USED PRODUCTS; (9) DAMAGE WHICH IS NOT

CONFIGURATION/SETUP INFORMATION RESIDENT ON ANY MASS STORAGE DEVICES SUCH AS HARD

MANUFACTURER’S ABILITY TO PAY FOR SUCH REPAIRS; (17) COSMETIC DAMAGE SUCH AS SCRATCHES,

PEELINGS, OR DENTS THAT DO NOT IMPEDE THE FUNCTIONALITY OF THE PRODUCT; AND (18) LOSS OR

to commercial or rental use. Unauthorized repair or replacement of covered equipment shall result in the cancellation of

this Plan by us. In the event of cancellation by us, written notice of cancellation shall be mailed to you not less than sixty

(60) days before cancellation is effective. This Plan can be cancelled by you at any time, for any reason, by mailing or

delivering to us your notice of cancellation to: Product Protection Plan (BJ’s Wholesale Club), PO Box 1818, Sterling, VA

20167-8434. If the Plan is cancelled: (a) within thirty (30) days of the receipt of this Plan, you shall receive a full refund of

the price paid for the Plan, provided no service has been performed, or (b) after thirty (30) days of the receipt of this Plan,

you will receive a pro rata refund, less the cost of any service received. For residents of AL, AR, CA, HI, MA, MD, ME,

MN, MO, NJ, NM, NY, SC, TX, WA, WI and WY any refund owed and not paid or credited within thirty (30) days of

cancellation shall include a 10% penalty per month.

Renewal: This Plan may be renewed at our discretion by calling the toll free help-line at 866-593-2591.

Insurance: This Plan is not an insurance policy; however, our obligations under this Plan are insured under an insurance

within 60 days, you may contact Continental Casualty Company directly at 1-800-831-4262.

made under the Plan, the Plan is void and we shall refund to you the full purchase price of the Plan including any premium

paid for the applicable insurance policy. Any refund due to you will be credited to any outstanding balance of your

account, and the excess, if any, shall be refunded to you. If you cancel this Plan after twenty (20) days of receipt of this

Plan, we shall refund to you the unearned portion of the full purchase price of the Plan including the unearned portion of

any premium paid for any applicable insurance policy. Any refund due to you will be credited to any outstanding balance

of your account, and the excess, if any shall be refunded to you.

Arizona Residents: If your written notice of cancellation is received prior to the expiration date, the Administrator shall

refund the remaining pro-rata price, regardless of prior services rendered under the Plan. The pre-existing condition

exclusion does not apply to conditions occurring prior to the sale of the consumer product by the Obligor, its assignees,

California Residents: For all products other than home appliances and home electronic products, the Cancellation

provision is amended as follows: If the Plan is cancelled: (a) within sixty (60) days of the receipt of this Plan, you shall

will receive a pro rata refund, less the cost of any service received.

Connecticut Residents: The expiration date of this Plan shall automatically be extended by the duration that the product

is in our custody while being repaired. In the event of a dispute with the Administrator, you may contact The State of

Connecticut, Insurance Department, PO Box 816, Hartford, CT 06142-0816, Attn: Consumer Affairs. The written

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complaint must contain a description of the dispute, the purchase price of the product, the cost of repair of the product and

a copy of the Plan.

Florida Residents: The Plan shall be cancelled by us for fraud or material misrepresentation, including but not limited to

commercial or rental use. Unauthorized repair or replacement of covered equipment shall result in the cancellation of the

Plan by us. In the event of cancellation by us, written notice of cancellation shall be mailed to you not less than sixty (60)

the cost of repairs made by us. If we cancel the Plan, the return premium is based upon 100% of the unearned pro rata

coverage for incidental and consequential damages and pre-existing conditions only to the extent such damages or

conditions are known to you or reasonably should have been known to you.

Illinois Residents: You may cancel this Plan for any reason at any time. If you cancel within thirty (30) days of contract

purchase, and we have not paid a claim, you will receive a full refund, less a cancellation fee of $50.00 or 10% of the Plan

price. If you cancel after thirty (30) days or any time after we pay a claim, you will receive a pro-rata refund of the Plan

price based on the days remaining, less any claims that have been paid, less a cancellation fee of $50.00 or 10% of the

Plan price.

Maine Residents: You may cancel this Plan within twenty (20) days of the receipt of this Plan if sent by mail or within ten

outstanding balance of your account, and the excess, if any shall be refunded to you. In the event of cancellation by us,

written notice to you will be provided at least 15 days prior to the cancellation and will contain the effective date of the

cancellation and the reason for cancellation. If a Plan is cancelled by us, you will be refunded 100% of the unearned pro

rata provider fee, less any claims paid. An administrative fee not to exceed 10% of the provider fee paid by you may be

charged by us.

Nevada Residents: You are entitled to a “Free Look” period for this Plan. If you decide to cancel this Plan within thirty

(30) days of purchase, you are entitled to a one hundred percent (100%) refund of any fees paid. If you cancel this Plan

after thirty (30) days from purchase, you will receive a pro rata refund based on the days remaining, less a cancellation

fee of twenty-five dollars ($25.00) or ten percent (10%) of the Plan fee, whichever is less. If we fail to pay the cancellation

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causes the required service or repair to be substantially and materially increased beyond that contemplated at the time

you purchased this Plan.

North Carolina Residents: The purchase of this Plan is not required either to purchase or to obtain financing for a home

appliance.

Oklahoma Residents: The "Cancellation" section is deleted and replaced by the following: You may cancel this contract

Contract, You shall receive a full refund of any payments made by You under this Contract. In the event You cancel this

less the cost of claims paid. We or Asurion may not cancel this Contract except for fraud, material misrepresentation or

non-payment by You; or if required to do so by any regulatory authorization. If we or Asurion cancel this Contract, You

shall receive a refund of 100% of the unearned pro-rata premium. We or Asurion may not cancel this Contract without

providing You with written notice at least thirty days prior to the effective date of cancellation. Such notice shall include the

effective date of cancellation and the reason for cancellation. The following sentence is added to this contract: Coverage

afforded under this contract is not guaranteed by the Oklahoma Insurance Guaranty Association. Oklahoma service

warranty statutes do not apply to commercial use references in this Contract.

South Carolina Residents: To prevent any further damage, please refer to the owner’s manual. In the event the service

Plan provider does not provide covered service within sixty (60) days of proof of loss by the Plan holder, the Plan holder is

entitled to apply directly to the Insurance Company. If the Insurance Company does not resolve such matters within sixty

(60) days of proof of loss, they may contact the SC Department of Insurance, P.O. Box 100105, Columbia, SC 29202-

concerning the registration of a service Plan provider may be addressed to the Texas Department of Licensing and

Regulation, P.O. Box 12157, Austin, Texas 78711, telephone number (512) 463-2906 or (800) 803-9202. You may apply

for reimbursement directly to the insurer if a refund or credit is not paid before the forty-sixth (46th) day after the date on

which the Plan is returned to the provider. Texas license number: 116.

Utah Residents: NOTICE. This plan is subject to limited regulation by the Utah Insurance Department. To file a

complaint, contact the Utah Insurance Department. Coverage afforded under this Plan is not guaranteed by the Utah

Property and Casualty Guarantee Association. This Plan may be cancelled due to unauthorized repair which results in a

material change in the nature or extent of the risk, occurring after the first effective date of the current policy, which

causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was

issued or last renewed. Failure to notify within the prescribed time will not invalidate the claim if you can show that

notified thirty (30) days prior to cancellation. If we cancel this Plan due to nonpayment, you will be notified ten (10) days

COMMISSIONER OF INSURANCE. Written notice of cancellation shall include the effective date of cancellation and the

reason for cancellation. If we become insolvent or otherwise financially impaired, you may file a claim directly with

Continental Casualty Company for reimbursement, payment, or provision of the service.

your account if you have not made a claim under this Plan and you have returned the Plan to us a) within 20 days after

the date we have mailed the Plan to you, b) within 10 days after you have received the Plan if the Plan was furnished to

you at the time the Plan was purchased, or c) within a longer time period if specified in the Plan. The right to void the Plan

provided in this subsection applies only to the original Plan purchaser and is not transferable. If we cancel this Plan for

the event covered service is not provided by us within sixty (60) days of proof of loss by you, you are entitled to apply

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Administered by:

Asurion

P.O. Box 1340. Sterling, VA 20167-8434. 1-866-593-2591

Customer Name: ________________________________ Address: ________________________________