Credit Limit Increase
Please consider my request to increase my credit limit:
Name _________________________________________
Address _______________________________________
City/State/Zip _________________________________
Phone _________________________________________
E-Mail Address _________________________________
Visa Classic MasterCard Visa Gold
Visa Platinum Visa Signature Rewards
Credit Card Acct # ______________________________
Please increase my limit to $ _____________________
(max. $20,000 for Visa Classic and MasterCard)
Primary Signature X ____________________________
Social Security Number __________________________
Joint Signature X _______________________________
Date __________________________________________
Primary Cardholder’s Employment Information...
Employer ______________________________________
Address _______________________________________
City/State/Zip
_________________________________
Phone _________________ Position ________________
Years There ____ Gross Monthly Income $ _________
Joint Cardholder’s Employment Information...
Employer ______________________________________
Address _______________________________________
City/State/Zip
_________________________________
Phone _________________ Position ________________
Years There ____ Gross Monthly Income $ _________
Balance Transfer Form
To transfer your current balances to your MECU Visa
Classic, MasterCard, Visa Gold, Visa Platinum or Visa
Signature Rewards Card, complete the form below and
return it with the attached application.
(PLEASE PRINT)
Card Issuer
____________________________________
Payment Address _______________________________
City/State/Zip _________________________________
Account # ______________________________________
Amount to Pay $__________________ Transfer to my:
Visa Classic MasterCard Visa Gold
Visa Platinum Visa Signature Rewards
MECU Account #
_______________________________
Card Issuer ____________________________________
Payment Address _______________________________
City/State/Zip _________________________________
Account # ______________________________________
Amount to Pay $__________________ Transfer to my:
Visa Classic MasterCard Visa Gold
Visa Platinum Visa Signature Rewards
MECU Account #
_______________________________
Total balance transfers cannot exceed your approved Visa
Classic, MasterCard, Visa Gold, Visa Platinum or Visa Signature
Rewards limit. Please allow at least two to three weeks for your
other credit card(s) to be credited. You may still need to make a
payment on your other credit card account(s) to keep it current,
even if you transfer the total amount due. Michigan Educational
Credit Union is not responsible for any additional charges
or fees assessed by your other credit card account(s), nor is it
responsible for payments that are late or lost in the mail. Transfer
of a balance which contains disputed charges may cause you to
lose your rights with regard to those charges. Balance transfers
are treated as cash advances and will accrue nance charges from
the transaction date until paid. Conrmation on any advance
will be sent to you for your records. If you wish to do so, it is
your responsibility to close out any of the above accounts, which
should help you avoid any annual fees assessed to those accounts.
Signature X ___________________________ Date __________
You deserve extra credit
You made a smart choice when you selected a
Michigan Educational Credit Union credit
card. After all, our Visa Classic, MasterCard,
Visa Gold, Visa Platinum and Visa Signature
Rewards Card offer not only exceptionally
low annual percentage rates, but also a 25-day
grace period, no annual fee and other valuable
benets. Now, we invite you to make the most
of your card by applying for a credit limit
increase. With a higher credit limit, you can:
• Consolidate other, more costly debts onto
your MECU credit card to reduce your
monthly payments and save money with a
lower interest rate.
• Enjoy a greater sense of nancial security
in case of emergencies.
Transfer balances & save!
You can save money by transferring your higher
interest rate credit card balances to your MECU
credit card. Simply complete the attached
Balance Transfer Form and return it to us.
Apply today!
Give yourself the extra credit you deserve by
completing the attached Credit Limit Increase
request form and mailing it to MECU today.
You’ll be notied promptly about your credit
limit increase request.
