Credit Limit Increase
Please consider my request to increase the credit limit on my
Visa Classic, MasterCard, Visa Gold or Visa Platinum.
Name _________________________________________
Address _______________________________________
City/State/Zip _________________________________
Phone _________________________________________
E-Mail Address _________________________________
Visa Classic MasterCard
 Visa Gold Visa Platinum
Credit Card Acct # ______________________________
Please increase my limit to $ _____________________
(max. $20,000 for Visa Classic and MasterCard)
Primary Signature X ____________________________
Social Security Number __________________________
Joint Signature X _______________________________
Date __________________________________________
Primary Cardholder’s Employment Information...
Employer ______________________________________
Address _______________________________________
City/State/Zip _________________________________
Phone _________________ Position ________________
Years There ____ Gross Monthly Income $ _________
Joint Cardholder’s Employment Information...
Employer ______________________________________
Address _______________________________________
City/State/Zip _________________________________
Phone _________________ Position ________________
Years There ____ Gross Monthly Income $ _________
Balance Transfer Form
To transfer your current balances to your MECU Visa
Classic, MasterCard, Visa Gold or Visa Platinum complete
the form below and return it with the attached application.
We will handle the details for you.
(PLEASE PRINT)
Card Issuer ____________________________________
Payment Address _______________________________
City/State/Zip _________________________________
Account # ______________________________________
Amount to Pay $________________________________
Transfer to my: Visa Classic MasterCard
 Visa Gold Visa Platinum
Account # ______________________________________
Card Issuer ____________________________________
Payment Address _______________________________
City/State/Zip _________________________________
Account # ______________________________________
Amount to Pay $________________________________
Transfer to my: Visa Classic MasterCard
 Visa Gold Visa Platinum
Account # ______________________________________
Total balance transfers cannot exceed your approved Visa Classic,
MasterCard, Visa Gold or Visa Platinum limit. Please allow
at least two to three weeks for your other credit card(s) to be
credited. You may still need to make a payment on your other
credit card account(s) to keep it current, even if you transfer the
total amount due. Michigan Educational Credit Union is not
responsible for any additional charges or fees assessed by your
other credit card account(s), nor is it responsible for payments
that are late or lost in the mail. Transfer of a balance which
contains disputed charges may cause you to lose your rights
with regard to those charges. Balance transfers are treated as cash
advances and will accrue nance charges from the transaction
date until paid. Conrmation on any advance will be sent to you
for your records. If you wish to do so, it is your responsibility to
close out any of the above accounts, which should help you avoid
any annual fees assessed to those accounts.
Signature X ___________________________ Date __________
To return completed form, detach along perforation, fold in half, seal with tape and mail...PLEASE DO NOT STAPLE.
You deserve extra credit
You made a smart choice
when you selected a
Michigan Educational Credit
Union credit card. After all,
our Visa Classic, MasterCard,
Visa Gold and Visa Platinum
offer not only exceptionally
low annual percentage rates,
but also a 25-day grace period,
no annual fee and other valuable benets. Now,
we invite you to make the most of this great
service by applying for a credit limit increase.
With a higher credit limit, you can:
Consolidate other, more costly debts onto
your MECU Visa Classic, MasterCard, Visa
Gold or Visa Platinum
Enjoy a greater sense of nancial security
in case of emergencies
Transfer balances & save!
You can save money by transferring your higher
interest rate credit card balances to your MECU
credit card. Simply complete the attached
Balance Transfer Form and return it to us.
Apply today!
Give yourself the extra credit you deserve by
completing the attached Credit Limit Increase
request form and mailing it to MECU today.
You’ll be notied promptly about your credit
limit increase request.