AIG Accident & Health
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Business Travel Accident Insurance and Global Assistance Travel Guard
AIG
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is with clients’ employees every step of the way
Redefining Business Travel Accident Insurance Plans for Your Workforce
From small disruptions to big ones, AIG provides end-to-end business travel accident coverage and risk management solutions
to keep clients’ employees focused on the business at hand. Clients will be able to help meet their duty-of-care responsibility
to employees with our business travel coverage for security issues, medical emergencies, travel inconveniences and more. A
key advantage for clients is that AIG wholly owns AIG Travel, a provider of travel assistance services worldwide, which means
seamless access from a single point of contact. Clients gain a full range of business travel insurance coverage and travel
assistance services to help keep their sta covered from door-to-door, whether employees travel across town or overseas.
Key Benefits of Business Travel Accident Insurance
We oer unparalleled business travel accident insurance plans
that can be designed to meet an employer’s unique needs to help
employees stay safe and secure during business travel.
Benefits for the Employer:
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Can help an employer meet its duty of care obligations to its
traveling employees
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An easy program to administer, with a closed loop between
insurance, services and claims administration
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Streamlined coordination between members of risk management,
benefits, security and medical departments of an organization
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Outstanding 24/7 travel assistance service from AIG Travel with
full cost transparency–there are no additional fees or markups at
time of service
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Benefits are payable in addition to group life coverage
Benefits for the Traveling Employee:
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Coverage in the event of an accidental death, dismemberment
or paralysis – plus additional benefits for day care costs, spouse
re-education, and counseling in the event of a covered loss
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Extension of coverage for personal trips taken in connection with
a business trip, as well as for family members traveling with the
employee
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In the event of a covered medical emergency, we can fly a family
member to your bedside
Travel Assistance Services
Wherever traveling employees may be, in the event of a medical
emergency or unexpected travel problem, they are never more than
a phone call away from our global state-of-the-art service centers
operating 24/7/365. While we oer a broad spectrum of services,
below are some highlights.
Benefits for the Employer:
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Travel Security Assistance | Protect employees and fulfill
duty-of-care requirements with our end-to-end travel risk
management solutions
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Travel Medical Assistance | Manage employees’ travel
health emergencies, whether they need a physician referral or
medical evacuation, with our expert medical assistance
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General Travel and Concierge Assistance | Support employees’
in case of travel inconveniences, whether they lost personal items
(such as a passport or identification card) or luggage or need help
reserving transportation, by calling on our professional travel
concierge team
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Travel Digital Solutions | Deliver a digital experience to
employees and keep them on the move with access to our
travel assistance website and mobile app whether they are on a
computer, smartphone or tablet
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Optional Service | Travel Guard® Travel Tracer is an online travel
risk management solution that gives clients the ability to track
and manage the safety and security of their travelers worldwide
Additional Coverage Available
The Out-of-Country Medical Expense benet may help ll gaps
in coverage that may exist for travelers venturing abroad. Don’t
assume that your client’s major medical health insurance plan
will provide assistance to business travelers who face a medical
emergency. Depending on location, expenses for a serious medical
problem could cost $100,000 or even more.
1
The Severe Infectious Disease Outbreak benet helps mitigate
the risk of exposure to employees while traveling on a covered
business trip by evacuating them home or to the nearest place of
safety if there is an outbreak and provides benets if an employee
is exposed to a severe infectious disease, including COVID-19.
The Security Evacuation benet pays the covered expenses to
transport an insured to the nearest place of safety, as determined
by AIG’s designated security consultants. Covered occurrences may
include natural disaster
2
and political or military events that trigger
an advisory from appropriate authorities involving a host country.
Benets may also be payable to return the insured home aer the
security evacuation is performed.
Other available benefits include:
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Emergency Medical Evacuation
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Repatriation of Remains
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Bereavement and Trauma Counseling
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Seat Belt and Air Bag
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Rehabilitation
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Coma
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On-Premises Coverages
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Day Care
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Tuition
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Attendor
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Bedside
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Home Alteration and Vehicle Modification
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Baggage Loss / Personal Effects
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Non-Medical Repatriation
To learn more about how AIG Business Travel Accident can help cover employees, contact your agent, broker
or representative, or visit www.aig.com/bta.
REFERENCES:
1 Source: Centers for Disease Control and Prevention. https://wwwnc.cdc.gov/travel/yellowbook/2020/health-care-abroad/travel-insurance-travel-health-insurance-and-medical-evacuation-
insurance
2 Programs can be customized to include coverage for natural disasters.
*AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information,
please visit our website at www.aig.com. All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be
available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty
coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds.
AIG Travel, Inc., a member of American International Group, Inc., is a worldwide leader in travel insurance and global assistance. Travel Guard® is the marketing name for its portfolio of travel
insurance and travel-related services, including medical and security services, marketed to both leisure and business travelers around the globe. Services are provided through a network of
wholly owned service centers located in Asia, Europe and the Americas. For additional information, please visit our websites at www.aig.com/travel and www.travelguard.com.
This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union
Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in 1271 Ave of the Americas FL 37, New York, NY 10020-1304. Coverage may not be available in all states.
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DCA-13507-22
