TEXAS
Fast Facts
Questions? Go to GAINSCOconnect for answers and more.
REVISED 2/8/2024
PRODUCT FEATURES
Why Choose GAINSCO?
` In existence since 1978
` Competitive rates
` Bilingual customer service
` Point-of-sale underwriting
` Online endorsements and reinstatements
` Automatic Coverage Verication
Policies
` Reinstatements up to 30
days (without a lapse)
` Online rewrite up to policy expiration
` Split deductibles available for
comprehensive and collision
` Towing & Labor and Rental Reimbursement
coverage available for liability only
` Non-Owners program (no SR-22 required)
` Permissive use included for NON-regular
operators (Requirements for regular and
occasional operators are in the UW Manual)
Coverages & Limits
Bodily Injury Liability
$30,000 / person
$60,000 / accident
Property Damage Liability
$25,000 / accident
Uninsured/Underinsured
Motorist Bodily Injury
$30,000 / person
$60,000 / accident
Uninsured/Underinsured
Motorist Property Damage
$25,000 / accident
Personal Injury Protection
$2,500 / person
Medical Payments
$500 / person
$1,000 / person
$2,000 / person
$5,000 / person
Comprehensive & Collision
Deductibles
$250, $500 or $1000
Custom or Additional
Equipment
$2,500 / vehicle
maximum
Towing & Labor
$40, $75, or $100/
disablement
Rental Reimbursement
*Direct billing with Enterprise
Rent-A-Car available
$20/day, $600 max
$30/day, $900 max
$40/day, $1,200 max
Vehicles
` Any vehicle age accepted for liability only
` Physical Damage available with salvage,
frame damage, rebuilt, and insured total
loss vehicle titles up to 30 years old.
` 2 additional vehicles allowed over the
number of drivers. Max vehicles: 6/policy
Drivers
` Foreign:
Mexico: Matricula/Passport/Voter ID/Birth
certicate, Driver License
Non-USA: International/Foreign Drivers
Licenses and passports (non-Mexico)
` Suspended or expired (no SR-22 required)
` Unveried/Not Licensed: No License/
State ID/Permanent Resident/
Visa/Domestic Passport
` Out-of-state license accepted
` Registered/titled owners can be excluded
` Agency issued SR-22s
Discounts
` Multi-Car
` Auto-Pay
` Pay in Full
` Prior Coverage
Full POP discount with 4 months of continuous coverage
Allow POP discount with up to 60-day lapse
` Prior GAINSCO Coverage
` Agency Internal Transfer
` Advanced Shopping
Policy must be bound at least 1 day prior to eective
date
` Length of ownership rewards
` Homeowner (home, mobile
home, condo, townhome)
` Renewal
Pay Plans
` Auto-pay EFT or credit card options available
` Credit/debit cards and insured check
accepted for down payments
` Unless Paid-in-Full, an installment
fee will apply of $3.00 for $500
annualized premium, $0.50 additional
for each $250 annualized premium
` Various 6-month pay plan options are
available to meet customer needs
*Available on select risks only.
Always refer to the GAINSCO Underwriting Manual for rules and guidelines. Insurance policies are underwritten by MGA Insurance Company, Inc.
GAINSCO is Your Choice
for Full Coverage
GAINSCO is your partner when your
personal auto customer needs the
security of a full coverage policy:
` Insureds and Claimants can le
and track their claim online
` We have the technology to
handle claims eciently with
our new Quick Estimate app.
` Local GAINSCO-employed
appraisers provide the personal
attention your customers need.
` We are a reliable, nancially
stable company that you
and your customers can rely
on when you need us.
Quote us on full coverage today.
Contact Us
Product & General Agency Services
866.805.1344
Agent Portal- Quotes & Policies
GAINSCOconnect
Policy Specic Questions
855.734.2467
Claims Questions
866.424.6726
24x7 Customer Payments by Phone
866.GAINSCO (866.424.6726)
GAINSCO Techincal Service Desk
877.594.9742
