PRODUCT FEATURES
Why Choose GAINSCO?
` In existence since 1978
` Competitive rates
` Bilingual customer service
` Point-of-sale underwriting
` Online endorsements and reinstatements
` Automatic coverage verication
Policies
` Reinstatements up to 30
days (without a lapse)
` Online rewrite up to policy expiration
` Split deductibles available for
comprehensive and collision
` Non-owners program
Coverages & Limits
Bodily Injury Liability
$30,000 / person
$60,000 / accident
Property Damage Liability
$20,000 / accident
$25,000 / accident
Uninsured/Underinsured
Motorist Bodily Injury
$30,000 / person
$60,000 / accident
Uninsured/Underinsured
Motorist Property Damage
$20,000 / accident
$25,000 / accident
$200 deductible for
hit-and-run
Medical Payments
$500 / person
$1,000 / person
$2,000 / person
Income Loss Benets
$100 / week for up
to 52 weeks
Comprehensive &
Collision Deductibles
*split deductible available
$250, $500, $750
or $1,000
Towing & Labor
*Available on all policy proles
$50 / disablement
$75 / disablement
$100 / disablement
Transportation Expenses
$600 / occurrence
Vehicles
` Any vehicle age accepted for liability only
` Physical Damage accepted up to 30 years
` Towing available for liability policies
Drivers
` Foreign:
Mexico: Matricula/Passport/Voter ID/Birth
certicate, Driver License
Non-USA: International/Foreign Drivers
Licenses and passports (non-Mexico)
` Suspended or expired (no SR-22 required)
` Unveried/Not Licensed: No License/
State ID/Permanent Resident/
Visa/Domestic Passport
` Agency issued SR-22s
Discounts
` Paid-in-Full
` Auto-Pay
` Homeowners
Mobile homes and condos accepted for discount
` Multi-Car
` Safe Driver
` Renewal
` Proof-of-Prior
Full POP discount with coverage during
at least 120 of the prior 180 days
` Advanced Shopping
Policy must be bound at least 3 days prior to eective
date
Pay Plans
` Auto-pay EFT or credit card options available
` Credit/debit cards and insured check
accepted for down payments
` Unless Paid-in-Full is selected, an
installment fee will apply of $10/installment
for non-EFT, $5/installment if EFT
` Various 6-month pay plan options are
available to meet customer needs
VIRGINIA
Fast Facts
Questions? Go to GAINSCOconnect for answers and more.
REVISED 7/29/2024
GAINSCO is Your Choice
for Full Coverage
GAINSCO is your partner when your
personal auto customer needs the
security of a full coverage policy:
` Insureds and Claimants can le
and track their claim online
` We have the technology to
handle claims eciently with
our new Quick Estimate app.
` Local GAINSCO-employed
appraisers provide the personal
attention your customers need.
` We are a reliable, nancially stable
company that you and your customers
can rely on when you need us.
Quote us on full coverage today.
Always refer to the GAINSCO Underwriting Manual for rules and guidelines. Insurance policies are underwritten by MGA Insurance Company, Inc.
Contact Us
Product & General Agency Services
866.805.1344
Agent Portal- Quotes & Policies
GAINSCOconnect
Policy Specic Questions
855.734.2467
Claims Questions
866.424.6726
24x7 Customer Payments by Phone
866.GAINSCO (866.424.6726)
GAINSCO Techincal Service Desk
877.594.9742