Quick Reference Booklet

Merchant Edition

16 April 2024

Contents

Chapter 1: Holiday processing schedule...............................................................................10

Overview settlement U.S. dollar holiday schedule...........................................................................11

Settlement holidays..............................................................................................................................11

Chapter 2: Acceptor business codes (MCCs)....................................................................13

Overview..................................................................................................................................................22

Acceptor business code (MCC) criteria..............................................................................................22

Required use of MCCs...........................................................................................................................23

Transaction Category Codes...............................................................................................................23

Definitions: Transaction Category Codes and types of transactions..................................... 23

Acceptor business (AB) programs and descriptions.................................................................. 26

MCC descriptions...................................................................................................................................37

MCC Listing............................................................................................................................................ 39

Downloading the MCC Listing spreadsheet................................................................................39

Acceptor business codes (MCCs): extended..................................................................................... 40

MCC 0742: Veterinary Services.....................................................................................................40

MCC 0763: Agricultural Cooperatives..........................................................................................41

MCC 0780: Horticultural and Landscaping Services................................................................. 41

MCC 1520: General Contractors, residential and commercial................................................ 42

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors.........................................43

MCC 1731: Electrical Contractors................................................................................................43

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors......44

MCC 1750: Carpentry Contractors.............................................................................................. 44

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors............................................ 45

MCC 1771: Concrete Work Contractors......................................................................................45

MCC 1799: Contractors, Special Trade; not elsewhere classified........................................... 46

MCC 2741: Miscellaneous Publishing and Printing.................................................................... 47

MCC 2791: Typesetting, Plate Making, and Related Services................................................. 47

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations............................... 48

MCCs 3000 through 3350: Airlines, Air Carriers.........................................................................48

MCCs 3351 through 3500: Car Rental Agencies........................................................................50

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts.................................................. 51

MCC 4011: Railroads; Freight........................................................................................................54

MCC 4111: Transportation: Suburban and Local Commuter Passenger, including

Ferries.................................................................................................................................................55

MCC 4112: Passenger Railways....................................................................................................55

MCC 4119: Ambulance Services....................................................................................................56

MCC 4121: Limousines and Taxicabs........................................................................................... 56

MCC 4131: Bus Lines.......................................................................................................................57

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and

Storage Companies, Local Delivery.............................................................................................. 58

MCC 4215: Courier Services: Air and Ground, Freight Forwarders.........................................58

MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household

Goods Storage..................................................................................................................................59

MCC 4411: Cruise Lines..................................................................................................................59

MCC 4457: Boat Leases and Boat Rentals................................................................................. 60

MCC 4468: Marinas, Marine Service/Supplies............................................................................61

MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified......................................................61

MCC 4582: Airports, Airport Terminals, Flying Fields................................................................62

MCC 4722: Travel Agencies and Tour Operators........................................................................62

MCC 4784: Bridge and Road Fees, Tolls.......................................................................................63

MCC 4789: Transportation Services: not elsewhere classified................................................63

MCC 4812: Telecommunication Equipment Including Telephone Sales................................. 64

MCC 4813: Key-entry Telecom Merchant providing single local and long-distance

phone calls using a central access number in a non-face-to-face environment using

key entry.............................................................................................................................................65

MCC 4814: Telecommunication Services including but not limited to prepaid phone

services and recurring phone services...........................................................................................65

MCC 4816: Computer Network/Information Services............................................................. 66

MCC 4821: Telegraph Services......................................................................................................66

MCC 4829: Money Transfer............................................................................................................67

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services........................... 68

MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water.............................................68

MCC 5013: Motor Vehicle Supplies and New Parts...................................................................69

MCC 5021: Office and Commercial Furniture............................................................................69

MCC 5039: Construction Materials: not elsewhere classified................................................. 70

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment..............................71

MCC 5045: Computers, Computer Peripheral Equipment, Software....................................71

MCC 5046: Commercial Equipment: not elsewhere classified................................................ 72

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies.. 73

MCC 5051: Metal Service Centers and Offices.......................................................................... 73

MCC 5065: Electrical Parts and Equipment................................................................................74

MCC 5072: Hardware Equipment and Supplies.........................................................................75

MCC 5074: Plumbing and Heating Equipment...........................................................................75

MCC 5085: Industrial Supplies: not elsewhere classified..........................................................76

MCC 5094: Precious Stones and Metals, Watches and Jewelry............................................. 77

MCC 5099: Durable Goods: not elsewhere classified................................................................77

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper..................................... 78

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries.................................................79

MCC 5131: Piece Goods, Notions, and Other Dry Goods......................................................... 79

MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing...............80

MCC 5139: Commercial Footwear............................................................................................... 81

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5169: Chemicals and Allied Products: not elsewhere classified.....................................81

MCC 5172: Petroleum and Petroleum Products........................................................................ 82

MCC 5192: Books, Periodicals, and Newspapers....................................................................... 83

MCC 5193: Florists Supplies, Nursery Stock, and Flowers....................................................... 83

MCC 5198: Paints, Varnishes, and Supplies................................................................................84

MCC 5199: Nondurable Goods: not elsewhere classified......................................................... 85

MCC 5200: Home Supply Warehouse Stores..............................................................................85

MCC 5211: Building Materials, Lumber Stores...........................................................................86

MCC 5231: Glass, Paint, Wallpaper Stores.................................................................................87

MCC 5251: Hardware Stores.........................................................................................................87

MCC 5261: Lawn and Garden Supply Stores............................................................................. 88

MCC 5271: Mobile Home Dealers.................................................................................................88

MCC 5300: Wholesale Clubs..........................................................................................................89

MCC 5309: Duty Free Stores.........................................................................................................90

MCC 5310: Discount Stores...........................................................................................................90

MCC 5311: Department Stores....................................................................................................91

MCC 5331: Variety Stores..............................................................................................................91

MCC 5399: Miscellaneous General Merchandise Stores...........................................................92

MCC 5411: Grocery Stores, Supermarkets................................................................................. 93

MCC 5422: Freezer, Locker Meat Provisioners............................................................................93

MCC 5441: Candy, Nut, Confectionery Stores........................................................................... 94

MCC 5451: Dairy Products Stores................................................................................................95

MCC 5462: Bakeries........................................................................................................................ 95

MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores...96

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing.....97

MCC 5521: Automobile and Truck Dealers: (Used Only): Sales...............................................97

MCC 5531: Auto Store, Home Supply Stores............................................................................. 98

MCC 5532: Automotive Tire Stores..............................................................................................98

MCC 5533: Automotive Parts, Accessories Stores.................................................................... 99

MCC 5541: Service Stations (with or without Ancillary Services)........................................100

MCC 5542: Fuel Dispenser, Automated.....................................................................................100

MCC 5551: Boat Dealers..............................................................................................................101

MCC 5552: Electric Vehicle Charging.........................................................................................102

MCC 5561: Camper Dealers, Recreational and Utility Trailers..............................................102

MCC 5571: Motorcycle Shops and Dealers...............................................................................103

MCC 5592: Motor Home Dealers................................................................................................103

MCC 5598: Snowmobile Dealers................................................................................................104

MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not

elsewhere classified.......................................................................................................................105

MCC 5611: Men’s and Boys’ Clothing and Accessories Stores.............................................. 105

MCC 5621: Women’s Ready to Wear Stores............................................................................106

MCC 5631: Women’s Accessory and Specialty Stores............................................................106

MCC 5641: Children’s and Infants’ Wear Stores......................................................................107

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5651: Family Clothing Stores............................................................................................ 107

MCC 5655: Sports Apparel, Riding Apparel Stores................................................................. 108

MCC 5661: Shoe Stores............................................................................................................... 109

MCC 5681: Furriers and Fur Shops............................................................................................ 109

MCC 5691: Men’s and Women’s Clothing Stores.................................................................... 110

MCC 5697: Alterations, Mending, Seamstresses, Tailors....................................................... 110

MCC 5698: Wig and Toupee Shops............................................................................................111

MCC 5699: Accessory and Apparel Stores: Miscellaneous.....................................................112

MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances).... 112

MCC 5713: Floor Covering Stores.............................................................................................. 113

MCC 5714: Drapery, Upholstery, and Window Coverings Stores......................................... 113

MCC 5718: Fireplace, Fireplace Screens and Accessories Stores..........................................114

MCC 5719: Miscellaneous House Furnishing Specialty Shops...............................................115

MCC 5722: Household Appliance Stores ..................................................................................115

MCC 5732: Electronic Sales.........................................................................................................116

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music.................................. 117

MCC 5734: Computer Software Stores....................................................................................117

MCC 5735: Record Shops.............................................................................................................118

MCC 5811: Caterers..................................................................................................................... 118

MCC 5812: Eating Places, Restaurants.....................................................................................119

MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking

Places (Alcoholic Beverages)........................................................................................................120

MCC 5814: Fast Food Restaurants............................................................................................120

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music........... 121

MCC 5816: Digital Goods: Games..............................................................................................121

MCC 5817: Digital Goods: Software Applications (Excluding Games)................................122

MCC 5818: Digital Goods: Multi-Category...............................................................................122

MCC 5912: Drug Stores, Pharmacies........................................................................................ 123

MCC 5921: Package Stores, Beer, Wine, and Liquor...............................................................124

MCC 5931: Second Hand Stores, Used Merchandise Stores.................................................125

MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services..................................125

MCC 5933: Pawn Shops...............................................................................................................126

MCC 5935: Salvage and Wrecking Yards..................................................................................127

MCC 5937: Antique Reproduction Stores................................................................................. 127

MCC 5940: Bicycle Shops: Sales and Service........................................................................... 128

MCC 5941: Sporting Goods Stores............................................................................................ 129

MCC 5942: Book Stores................................................................................................................129

MCC 5943: Office, School Supply, and Stationery Stores......................................................130

MCC 5944: Clock, Jewelry, Watch, and Silverware Store......................................................131

MCC 5945: Game, Toy, and Hobby Shops.................................................................................131

MCC 5946: Camera and Photographic Supply Stores............................................................132

MCC 5947: Card, Gift, Novelty, and Souvenir Shops.............................................................. 133

MCC 5948: Leather Goods and Luggage Stores.....................................................................133

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores.......................................134

MCC 5950: Crystal and Glassware Stores................................................................................134

MCC 5960: Direct Marketing: Insurance Services....................................................................135

MCC 5962: Direct Marketing: Travel-Related Arrangement Services..................................136

MCC 5963: Door-to-Door Sales..................................................................................................136

MCC 5964: Direct Marketing: Catalog Merchants..................................................................137

MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants.......................137

MCC 5966: Direct Marketing: Outbound Telemarketing Merchants....................................138

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants........................................139

MCC 5968: Direct Marketing: Continuity/Subscription Merchants......................................139

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified..............140

MCC 5970: Artist Supply Stores, Craft Shops......................................................................... 141

MCC 5971: Art Dealers and Galleries........................................................................................ 142

MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies..........................142

MCC 5973: Religious Goods Stores............................................................................................143

MCC 5975: Hearing Aids: Sales, Service, Supply Stores.........................................................144

MCC 5976: Orthopedic Goods: Artificial Limb Stores............................................................ 144

MCC 5977: Cosmetic Stores....................................................................................................... 145

MCC 5978: Typewriter Stores: Rentals, Sales, Service...........................................................145

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood...................................146

MCC 5992: Florists........................................................................................................................147

MCC 5993: Cigar Stores and Stands.........................................................................................147

MCC 5994: News Dealers and Newsstands............................................................................. 148

MCC 5995: Pet Shops: Pet Food and Supplies.........................................................................148

MCC 5996: Swimming Pools: Sales and Supplies....................................................................149

MCC 5997: Electric Razor Stores: Sales and Service.............................................................. 150

MCC 5998: Tent and Awning Shops...........................................................................................150

MCC 5999: Miscellaneous and Specialty Retail Stores...........................................................151

MCC 6010: Manual Cash Disbursements: Customer Financial Institution.........................152

MCC 6011: Automated Cash Disbursements: Customer Financial Institution..................152

MCC 6012: Merchandise and Services: Customer Financial Institution.............................. 153

MCC 6050: Quasi Cash: Customer Financial Institution........................................................ 153

MCC 6051: Quasi Cash: Merchant............................................................................................. 154

MCC 6211: Securities: Brokers/Dealers.................................................................................... 155

MCC 6300: Insurance Sales, Underwriting, and Premiums....................................................156

MCC 6513: Real Estate Agents and Managers: Rentals........................................................ 156

MCC 6532: Payment Transaction: Customer Financial Institution...................................... 157

MCC 6533: Payment Transaction: Merchant............................................................................158

MCC 6536: MoneySend Intracountry.........................................................................................158

MCC 6537: MoneySend Intercountry.........................................................................................159

MCC 6538: Funding Transactions for MoneySend ..................................................................159

MCC 6540: Funding Transactions...............................................................................................160

MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified...............................160

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 7012: Timeshares.................................................................................................................161

MCC 7032: Recreational and Sporting Camps........................................................................ 161

MCC 7033: Campgrounds and Trailer Parks.............................................................................162

MCC 7210: Cleaning, Garment, and Laundry Services...........................................................162

MCC 7211: Laundry Services: Family and Commercial..........................................................163

MCC 7216: Dry Cleaners..............................................................................................................164

MCC 7217: Carpet and Upholstery Cleaning........................................................................... 164

MCC 7221: Photographic Studios.............................................................................................. 165

MCC 7230: Barber and Beauty Shops.......................................................................................165

MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors.......................... 166

MCC 7261: Funeral Service and Crematories.......................................................................... 166

MCC 7273: Dating Services.........................................................................................................167

MCC 7276: Tax Preparation Service...........................................................................................167

MCC 7277: Debt, Marriage, Personal: Counseling Service.....................................................168

MCC 7278: Buying/Shopping Clubs, Services.......................................................................... 169

MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear................................. 169

MCC 7297: Massage Parlors....................................................................................................... 170

MCC 7298: Health and Beauty Spas......................................................................................... 170

MCC 7299: Other Services: not elsewhere classified..............................................................171

MCC 7311: Advertising Services.................................................................................................172

MCC 7321: Consumer Credit Reporting Agencies...................................................................172

MCC 7322: Debt Collection Agency...........................................................................................173

MCC 7333: Commercial Art, Graphics, Photography............................................................. 173

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services........................................174

MCC 7339: Stenographic and Secretarial Support Services.................................................175

MCC 7342: Exterminating and Disinfecting Services............................................................. 175

MCC 7349: Cleaning and Maintenance, Janitorial Services.................................................. 176

MCC 7361: Employment Agencies, Temporary Help Services...............................................176

MCC 7372: Computer Programming, Data Processing, and Integrated Systems

Design Services.............................................................................................................................. 177

MCC 7375: Information Retrieval Services...............................................................................177

MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified........178

MCC 7392: Consulting, Management, and Public Relations Services..................................178

MCC 7393: Detective Agencies, Protective Agencies, Security Services including

Armored Cars, Guard Dogs..........................................................................................................179

MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental......... 180

MCC 7295: Housekeeping Service (China)................................................................................180

MCC 7395: Photo Developing, Photofinishing Laboratories..................................................181

MCC 7399: Business Services: not elsewhere classified......................................................... 182

MCC 7512: Automobile Rental Agency: not elsewhere classified.........................................183

MCC 7513: Truck Rental...............................................................................................................183

MCC 7519: Motor Home and Recreational Vehicle Rental.....................................................184

MCC 7523: Automobile Parking Lots and Garages.................................................................184

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 7531: Automotive Body Repair Shops............................................................................. 185

MCC 7534: Tire Retreading and Repair Shops.........................................................................185

MCC 7535: Automotive Paint Shops..........................................................................................186

MCC 7538: Automotive Service Shops......................................................................................186

MCC 7542: Car Washes............................................................................................................... 187

MCC 7549: Towing Services.........................................................................................................188

MCC 7622: Electronic Repair Shops...........................................................................................188

MCC 7623: Air Conditioning and Refrigeration Repair Shops...............................................189

MCC 7629: Appliance Repair Shops, Electrical and Small..................................................... 190

MCC 7631: Clock, Jewelry, and Watch Repair Shops............................................................. 190

MCC 7641: Furniture: Reupholstery and Repair, Refinishing................................................. 191

MCC 7692: Welding Repair..........................................................................................................192

MCC 7699: Miscellaneous Repair Shops and Related Services............................................. 192

MCC 7800: Government Owned Lottery (U.S. Region Only).................................................193

MCC 7801: Internet Gambling (U.S. Region Only)...................................................................193

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)...........................194

MCC 7829: Motion Picture and Video Tape Production and Distribution........................... 194

MCC 7832: Motion Picture Theaters..........................................................................................195

MCC 7841: Video Entertainment Rental Stores......................................................................195

MCC 7911: Dance Halls, Schools, and Studios.........................................................................196

MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies......................197

MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere

classified..........................................................................................................................................197

MCC 7932: Pool and Billiard Establishments............................................................................198

MCC 7933: Bowling Alleys............................................................................................................198

MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports

Promoters........................................................................................................................................199

MCC 7991: Tourist Attractions and Exhibits............................................................................ 200

MCC 7992: Golf Courses, Public................................................................................................. 200

MCC 7993: Video Amusement Game Supplies........................................................................201

MCC 7994: Video Game Arcades/Establishments..................................................................202

MCC 7995: Gambling Transactions............................................................................................203

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers.................................... 204

MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private

Golf Courses................................................................................................................................... 204

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums......................................... 205

MCC 7999: Recreation Services: not elsewhere classified..................................................... 205

MCC 8011: Doctors: not elsewhere classified..........................................................................206

MCC 8021: Dentists, Orthodontists...........................................................................................207

MCC 8031: Osteopathic Physicians........................................................................................... 207

MCC 8041: Chiropractors............................................................................................................ 208

MCC 8042: Optometrists, Ophthalmologists...........................................................................209

MCC 8043: Opticians, Optical Goods, and Eyeglasses........................................................... 209

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 8049: Chiropodists, Podiatrists.........................................................................................210

MCC 8050: Nursing and Personal Care Facilities.....................................................................210

MCC 8062: Hospitals.................................................................................................................... 211

MCC 8071: Dental and Medical Laboratories.......................................................................... 212

MCC 8099: Health Practitioners, Medical Services: not elsewhere classified.....................212

MCC 8111: Attorneys, Legal Services........................................................................................213

MCC 8211: Schools, Elementary and Secondary.....................................................................214

MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges....................214

MCC 8241: Schools, Correspondence........................................................................................215

MCC 8244: Schools, Business and Secretarial......................................................................... 215

MCC 8249: Schools, Trade and Vocational............................................................................... 216

MCC 8299: Schools and Educational Services: not elsewhere classified.............................217

MCC 8351: Child Care Services...................................................................................................217

MCC 8398: Organizations, Charitable and Social Service..................................................... 218

MCC 8641: Associations: Civic, Social, and Fraternal.............................................................218

MCC 8651: Organizations, Political............................................................................................219

MCC 8661: Organizations, Religious..........................................................................................220

MCC 8675: Automobile Associations.........................................................................................220

MCC 8699: Organizations, Membership: not elsewhere classified.......................................221

MCC 8734: Testing Laboratories (Non–Medical).....................................................................221

MCC 8911: Architectural, Engineering, and Surveying Services........................................... 222

MCC 8931: Accounting, Auditing, and Bookkeeping Services................................................223

MCC 8999: Professional Services: not elsewhere classified...................................................223

MCC 9211: Court Costs including Alimony and Child Support............................................. 224

MCC 9222: Fines............................................................................................................................224

MCC 9223: Bail and Bond Payments......................................................................................... 225

MCC 9311: Tax Payments............................................................................................................226

MCC 9399: Government Services: not elsewhere classified..................................................226

MCC 9402: Postal Services: Government Only........................................................................ 227

MCC 9405: Intra-Government Purchases: Government Only............................................... 228

MCC 9406: Government-owned Lottery (global, excluding U.S. region).............................228

Industry Specific Acceptor Business Codes (MCCs)......................................................................229

AB program listing with acceptor business codes (MCCs).......................................................... 254

Country-specific AB programs with acceptor business codes (MCCs)................................ 263

Notices....................................................................................................................................................291

Contents

Quick Reference Booklet—Merchant Edition • 16 April 2024

Chapter 1 Holiday processing schedule

Mastercard will not perform settlement for any of its customers during certain holiday periods.

Overview settlement U.S. dollar holiday schedule.......................................................................................... 11

Settlement holidays..............................................................................................................................................11

Holiday processing schedule

Quick Reference Booklet—Merchant Edition • 16 April 2024

Overview settlement U.S. dollar holiday schedule

The Mastercard settlement U.S. dollar holiday schedule is based on the U.S. holidays observed by

the New York Branch Federal Reserve are described in this section.

Settlement holidays

Mastercard Global Settlement Services supports regional settlement service cutoffs on most

U.S. Federal Reserve holidays.

This feature offers customers the ability to settle cross-border and intracurrency activity based

on the holiday schedule of their local settlement bank, with the exception of 1 January and 25

December when no settlement cutoffs are performed.

Settlement bank advisements will be distributed to customers according to the holiday schedule

provided by the local settlement bank or local monetary authority.

Mastercard will not move monies in a Regional Settlement Service on days when the U.S.

Federal Reserve Bank is closed. As a general rule, when U.S. Federal Reserve holidays occur on a

Saturday, Federal Reserve banks and branches will be open the preceding Friday. When U.S.

Federal Reserve holidays occur on a Sunday, all Federal Reserve offices will be closed the

following Monday. See New York Branch Federal Reserve Bank Holidays for specific holiday

dates.

2023 New York Branch Federal Reserve Bank Holidays

Holiday Day of the Week Date of Holiday

New Year’s Day (observed) Monday 2 January 2023

Martin Luther King, Jr. Day Monday 16 January 2023

President’s Day Monday 20 February 2023

Memorial Day Monday 29 May 2023

Juneteenth National

Independence Day

Monday 19 June 2023

Independence Day Tuesday 4 July 2023

Labor Day Monday 4 September 2023

Columbus Day Monday 9 October 2023

Veterans Day Saturday 11 November 2023

Thanksgiving Thursday 23 November 2023

Christmas Day Monday 25 December 2023

Holiday processing schedule

Overview settlement U.S. dollar holiday schedule

Quick Reference Booklet—Merchant Edition • 16 April 2024

2024 New York Branch Federal Reserve Bank Holidays

Holiday Day of the Week Date of Holiday

New Year’s Day Monday 1 January 2024

Martin Luther King, Jr. Day Monday 15 January 2024

President’s Day Monday 19 February 2024

Memorial Day Monday 27 May 2024

Juneteenth National

Independence Day

Wednesday 19 June 2024

Independence Day Thursday 4 July 2024

Labor Day Monday 2 September 2024

Columbus Day Monday 14 October 2024

Veterans Day Monday 11 November 2024

Thanksgiving Thursday 28 November 2024

Christmas Day Wednesday 25 December 2024

Holiday processing schedule

Settlement holidays

Quick Reference Booklet—Merchant Edition • 16 April 2024

Chapter 2 Acceptor business codes (MCCs)

Acceptor business code (MCC) criteria and their use in Mastercard systems is described in this section.

Overview.................................................................................................................................................................22

Acceptor business code (MCC) criteria.............................................................................................................22

Required use of MCCs..........................................................................................................................................23

Transaction Category Codes...............................................................................................................................23

Definitions: Transaction Category Codes and types of transactions.................................................... 23

Acceptor business (AB) programs and descriptions..................................................................................26

MCC descriptions..................................................................................................................................................37

MCC Listing............................................................................................................................................................39

Downloading the MCC Listing spreadsheet...............................................................................................39

Acceptor business codes (MCCs): extended.....................................................................................................40

MCC 0742: Veterinary Services....................................................................................................................40

MCC 0763: Agricultural Cooperatives.........................................................................................................41

MCC 0780: Horticultural and Landscaping Services.................................................................................41

MCC 1520: General Contractors, residential and commercial................................................................42

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors........................................................43

MCC 1731: Electrical Contractors............................................................................................................... 43

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors..................... 44

MCC 1750: Carpentry Contractors..............................................................................................................44

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors............................................................45

MCC 1771: Concrete Work Contractors.....................................................................................................45

MCC 1799: Contractors, Special Trade; not elsewhere classified.......................................................... 46

MCC 2741: Miscellaneous Publishing and Printing....................................................................................47

MCC 2791: Typesetting, Plate Making, and Related Services.................................................................47

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations...............................................48

MCCs 3000 through 3350: Airlines, Air Carriers........................................................................................48

MCCs 3351 through 3500: Car Rental Agencies.......................................................................................50

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts..................................................................51

MCC 4011: Railroads; Freight.......................................................................................................................54

MCC 4111: Transportation: Suburban and Local Commuter Passenger, including Ferries...............55

MCC 4112: Passenger Railways................................................................................................................... 55

MCC 4119: Ambulance Services...................................................................................................................56

MCC 4121: Limousines and Taxicabs...........................................................................................................56

MCC 4131: Bus Lines......................................................................................................................................57

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and Storage

Companies, Local Delivery.............................................................................................................................58

MCC 4215: Courier Services: Air and Ground, Freight Forwarders........................................................58

MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household Goods

Storage..............................................................................................................................................................59

MCC 4411: Cruise Lines.................................................................................................................................59

MCC 4457: Boat Leases and Boat Rentals.................................................................................................60

MCC 4468: Marinas, Marine Service/Supplies...........................................................................................61

MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified.....................................................................61

MCC 4582: Airports, Airport Terminals, Flying Fields............................................................................... 62

MCC 4722: Travel Agencies and Tour Operators.......................................................................................62

MCC 4784: Bridge and Road Fees, Tolls......................................................................................................63

MCC 4789: Transportation Services: not elsewhere classified............................................................... 63

MCC 4812: Telecommunication Equipment Including Telephone Sales................................................ 64

MCC 4813: Key-entry Telecom Merchant providing single local and long-distance phone calls

using a central access number in a non-face-to-face environment using key entry............................65

MCC 4814: Telecommunication Services including but not limited to prepaid phone services

and recurring phone services.........................................................................................................................65

MCC 4816: Computer Network/Information Services.............................................................................66

MCC 4821: Telegraph Services..................................................................................................................... 66

MCC 4829: Money Transfer...........................................................................................................................67

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services...........................................68

MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water............................................................68

MCC 5013: Motor Vehicle Supplies and New Parts.................................................................................. 69

MCC 5021: Office and Commercial Furniture........................................................................................... 69

MCC 5039: Construction Materials: not elsewhere classified.................................................................70

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment............................................. 71

MCC 5045: Computers, Computer Peripheral Equipment, Software...................................................71

MCC 5046: Commercial Equipment: not elsewhere classified................................................................72

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies................. 73

MCC 5051: Metal Service Centers and Offices......................................................................................... 73

MCC 5065: Electrical Parts and Equipment...............................................................................................74

MCC 5072: Hardware Equipment and Supplies........................................................................................75

MCC 5074: Plumbing and Heating Equipment..........................................................................................75

MCC 5085: Industrial Supplies: not elsewhere classified.........................................................................76

MCC 5094: Precious Stones and Metals, Watches and Jewelry............................................................ 77

MCC 5099: Durable Goods: not elsewhere classified............................................................................... 77

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper.....................................................78

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries................................................................79

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5131: Piece Goods, Notions, and Other Dry Goods.........................................................................79

MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing.............................. 80

MCC 5139: Commercial Footwear...............................................................................................................81

MCC 5169: Chemicals and Allied Products: not elsewhere classified....................................................81

MCC 5172: Petroleum and Petroleum Products........................................................................................82

MCC 5192: Books, Periodicals, and Newspapers.......................................................................................83

MCC 5193: Florists Supplies, Nursery Stock, and Flowers.......................................................................83

MCC 5198: Paints, Varnishes, and Supplies............................................................................................... 84

MCC 5199: Nondurable Goods: not elsewhere classified.........................................................................85

MCC 5200: Home Supply Warehouse Stores.............................................................................................85

MCC 5211: Building Materials, Lumber Stores..........................................................................................86

MCC 5231: Glass, Paint, Wallpaper Stores................................................................................................ 87

MCC 5251: Hardware Stores........................................................................................................................87

MCC 5261: Lawn and Garden Supply Stores.............................................................................................88

MCC 5271: Mobile Home Dealers................................................................................................................ 88

MCC 5300: Wholesale Clubs.........................................................................................................................89

MCC 5309: Duty Free Stores........................................................................................................................ 90

MCC 5310: Discount Stores.......................................................................................................................... 90

MCC 5311: Department Stores....................................................................................................................91

MCC 5331: Variety Stores.............................................................................................................................91

MCC 5399: Miscellaneous General Merchandise Stores.......................................................................... 92

MCC 5411: Grocery Stores, Supermarkets................................................................................................ 93

MCC 5422: Freezer, Locker Meat Provisioners...........................................................................................93

MCC 5441: Candy, Nut, Confectionery Stores...........................................................................................94

MCC 5451: Dairy Products Stores............................................................................................................... 95

MCC 5462: Bakeries........................................................................................................................................95

MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores..................96

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing....................97

MCC 5521: Automobile and Truck Dealers: (Used Only): Sales.............................................................. 97

MCC 5531: Auto Store, Home Supply Stores.............................................................................................98

MCC 5532: Automotive Tire Stores.............................................................................................................98

MCC 5533: Automotive Parts, Accessories Stores....................................................................................99

MCC 5541: Service Stations (with or without Ancillary Services).......................................................100

MCC 5542: Fuel Dispenser, Automated....................................................................................................100

MCC 5551: Boat Dealers.............................................................................................................................101

MCC 5552: Electric Vehicle Charging........................................................................................................102

MCC 5561: Camper Dealers, Recreational and Utility Trailers.............................................................102

MCC 5571: Motorcycle Shops and Dealers..............................................................................................103

MCC 5592: Motor Home Dealers...............................................................................................................103

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5598: Snowmobile Dealers............................................................................................................... 104

MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not elsewhere

classified.........................................................................................................................................................105

MCC 5611: Men’s and Boys’ Clothing and Accessories Stores..............................................................105

MCC 5621: Women’s Ready to Wear Stores...........................................................................................106

MCC 5631: Women’s Accessory and Specialty Stores...........................................................................106

MCC 5641: Children’s and Infants’ Wear Stores.....................................................................................107

MCC 5651: Family Clothing Stores............................................................................................................107

MCC 5655: Sports Apparel, Riding Apparel Stores.................................................................................108

MCC 5661: Shoe Stores...............................................................................................................................109

MCC 5681: Furriers and Fur Shops............................................................................................................109

MCC 5691: Men’s and Women’s Clothing Stores....................................................................................110

MCC 5697: Alterations, Mending, Seamstresses, Tailors...................................................................... 110

MCC 5698: Wig and Toupee Shops........................................................................................................... 111

MCC 5699: Accessory and Apparel Stores: Miscellaneous.................................................................... 112

MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)................... 112

MCC 5713: Floor Covering Stores..............................................................................................................113

MCC 5714: Drapery, Upholstery, and Window Coverings Stores.........................................................113

MCC 5718: Fireplace, Fireplace Screens and Accessories Stores.........................................................114

MCC 5719: Miscellaneous House Furnishing Specialty Shops..............................................................115

MCC 5722: Household Appliance Stores ................................................................................................. 115

MCC 5732: Electronic Sales........................................................................................................................116

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music................................................. 117

MCC 5734: Computer Software Stores...................................................................................................117

MCC 5735: Record Shops............................................................................................................................118

MCC 5811: Caterers.....................................................................................................................................118

MCC 5812: Eating Places, Restaurants....................................................................................................119

MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking Places

(Alcoholic Beverages)....................................................................................................................................120

MCC 5814: Fast Food Restaurants...........................................................................................................120

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music...........................121

MCC 5816: Digital Goods: Games.............................................................................................................121

MCC 5817: Digital Goods: Software Applications (Excluding Games)...............................................122

MCC 5818: Digital Goods: Multi-Category.............................................................................................. 122

MCC 5912: Drug Stores, Pharmacies........................................................................................................123

MCC 5921: Package Stores, Beer, Wine, and Liquor.............................................................................. 124

MCC 5931: Second Hand Stores, Used Merchandise Stores................................................................ 125

MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services.................................................125

MCC 5933: Pawn Shops..............................................................................................................................126

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5935: Salvage and Wrecking Yards................................................................................................. 127

MCC 5937: Antique Reproduction Stores.................................................................................................127

MCC 5940: Bicycle Shops: Sales and Service...........................................................................................128

MCC 5941: Sporting Goods Stores........................................................................................................... 129

MCC 5942: Book Stores...............................................................................................................................129

MCC 5943: Office, School Supply, and Stationery Stores.....................................................................130

MCC 5944: Clock, Jewelry, Watch, and Silverware Store..................................................................... 131

MCC 5945: Game, Toy, and Hobby Shops................................................................................................ 131

MCC 5946: Camera and Photographic Supply Stores...........................................................................132

MCC 5947: Card, Gift, Novelty, and Souvenir Shops..............................................................................133

MCC 5948: Leather Goods and Luggage Stores.................................................................................... 133

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores...................................................... 134

MCC 5950: Crystal and Glassware Stores...............................................................................................134

MCC 5960: Direct Marketing: Insurance Services...................................................................................135

MCC 5962: Direct Marketing: Travel-Related Arrangement Services.................................................136

MCC 5963: Door-to-Door Sales.................................................................................................................136

MCC 5964: Direct Marketing: Catalog Merchants................................................................................. 137

MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants......................................137

MCC 5966: Direct Marketing: Outbound Telemarketing Merchants...................................................138

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants.......................................................139

MCC 5968: Direct Marketing: Continuity/Subscription Merchants.....................................................139

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified............................. 140

MCC 5970: Artist Supply Stores, Craft Shops........................................................................................ 141

MCC 5971: Art Dealers and Galleries........................................................................................................142

MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies......................................... 142

MCC 5973: Religious Goods Stores........................................................................................................... 143

MCC 5975: Hearing Aids: Sales, Service, Supply Stores........................................................................ 144

MCC 5976: Orthopedic Goods: Artificial Limb Stores............................................................................144

MCC 5977: Cosmetic Stores.......................................................................................................................145

MCC 5978: Typewriter Stores: Rentals, Sales, Service.......................................................................... 145

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood..................................................146

MCC 5992: Florists.......................................................................................................................................147

MCC 5993: Cigar Stores and Stands........................................................................................................ 147

MCC 5994: News Dealers and Newsstands.............................................................................................148

MCC 5995: Pet Shops: Pet Food and Supplies........................................................................................148

MCC 5996: Swimming Pools: Sales and Supplies...................................................................................149

MCC 5997: Electric Razor Stores: Sales and Service............................................................................. 150

MCC 5998: Tent and Awning Shops..........................................................................................................150

MCC 5999: Miscellaneous and Specialty Retail Stores.......................................................................... 151

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 6010: Manual Cash Disbursements: Customer Financial Institution........................................ 152

MCC 6011: Automated Cash Disbursements: Customer Financial Institution.................................152

MCC 6012: Merchandise and Services: Customer Financial Institution............................................. 153

MCC 6050: Quasi Cash: Customer Financial Institution....................................................................... 153

MCC 6051: Quasi Cash: Merchant.............................................................................................................154

MCC 6211: Securities: Brokers/Dealers....................................................................................................155

MCC 6300: Insurance Sales, Underwriting, and Premiums...................................................................156

MCC 6513: Real Estate Agents and Managers: Rentals........................................................................156

MCC 6532: Payment Transaction: Customer Financial Institution......................................................157

MCC 6533: Payment Transaction: Merchant...........................................................................................158

MCC 6536: MoneySend Intracountry........................................................................................................158

MCC 6537: MoneySend Intercountry........................................................................................................159

MCC 6538: Funding Transactions for MoneySend .................................................................................159

MCC 6540: Funding Transactions..............................................................................................................160

MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified..............................................160

MCC 7012: Timeshares................................................................................................................................161

MCC 7032: Recreational and Sporting Camps........................................................................................161

MCC 7033: Campgrounds and Trailer Parks............................................................................................162

MCC 7210: Cleaning, Garment, and Laundry Services..........................................................................162

MCC 7211: Laundry Services: Family and Commercial......................................................................... 163

MCC 7216: Dry Cleaners.............................................................................................................................164

MCC 7217: Carpet and Upholstery Cleaning...........................................................................................164

MCC 7221: Photographic Studios..............................................................................................................165

MCC 7230: Barber and Beauty Shops...................................................................................................... 165

MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors..........................................166

MCC 7261: Funeral Service and Crematories..........................................................................................166

MCC 7273: Dating Services........................................................................................................................167

MCC 7276: Tax Preparation Service..........................................................................................................167

MCC 7277: Debt, Marriage, Personal: Counseling Service....................................................................168

MCC 7278: Buying/Shopping Clubs, Services..........................................................................................169

MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear................................................ 169

MCC 7297: Massage Parlors.......................................................................................................................170

MCC 7298: Health and Beauty Spas.........................................................................................................170

MCC 7299: Other Services: not elsewhere classified............................................................................. 171

MCC 7311: Advertising Services................................................................................................................172

MCC 7321: Consumer Credit Reporting Agencies..................................................................................172

MCC 7322: Debt Collection Agency.......................................................................................................... 173

MCC 7333: Commercial Art, Graphics, Photography.............................................................................173

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services.......................................................174

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 7339: Stenographic and Secretarial Support Services................................................................ 175

MCC 7342: Exterminating and Disinfecting Services............................................................................ 175

MCC 7349: Cleaning and Maintenance, Janitorial Services..................................................................176

MCC 7361: Employment Agencies, Temporary Help Services.............................................................. 176

MCC 7372: Computer Programming, Data Processing, and Integrated Systems Design

Services...........................................................................................................................................................177

MCC 7375: Information Retrieval Services.............................................................................................. 177

MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified....................... 178

MCC 7392: Consulting, Management, and Public Relations Services.................................................178

MCC 7393: Detective Agencies, Protective Agencies, Security Services including Armored

Cars, Guard Dogs..........................................................................................................................................179

MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental.........................180

MCC 7295: Housekeeping Service (China)...............................................................................................180

MCC 7395: Photo Developing, Photofinishing Laboratories.................................................................181

MCC 7399: Business Services: not elsewhere classified........................................................................ 182

MCC 7512: Automobile Rental Agency: not elsewhere classified........................................................ 183

MCC 7513: Truck Rental..............................................................................................................................183

MCC 7519: Motor Home and Recreational Vehicle Rental....................................................................184

MCC 7523: Automobile Parking Lots and Garages................................................................................184

MCC 7531: Automotive Body Repair Shops.............................................................................................185

MCC 7534: Tire Retreading and Repair Shops........................................................................................ 185

MCC 7535: Automotive Paint Shops.........................................................................................................186

MCC 7538: Automotive Service Shops.....................................................................................................186

MCC 7542: Car Washes...............................................................................................................................187

MCC 7549: Towing Services........................................................................................................................188

MCC 7622: Electronic Repair Shops..........................................................................................................188

MCC 7623: Air Conditioning and Refrigeration Repair Shops.............................................................. 189

MCC 7629: Appliance Repair Shops, Electrical and Small.....................................................................190

MCC 7631: Clock, Jewelry, and Watch Repair Shops.............................................................................190

MCC 7641: Furniture: Reupholstery and Repair, Refinishing.................................................................191

MCC 7692: Welding Repair.........................................................................................................................192

MCC 7699: Miscellaneous Repair Shops and Related Services.............................................................192

MCC 7800: Government Owned Lottery (U.S. Region Only)................................................................193

MCC 7801: Internet Gambling (U.S. Region Only)..................................................................................193

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)..........................................194

MCC 7829: Motion Picture and Video Tape Production and Distribution...........................................194

MCC 7832: Motion Picture Theaters.........................................................................................................195

MCC 7841: Video Entertainment Rental Stores.....................................................................................195

MCC 7911: Dance Halls, Schools, and Studios........................................................................................196

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies.....................................197

MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere classified.............197

MCC 7932: Pool and Billiard Establishments...........................................................................................198

MCC 7933: Bowling Alleys...........................................................................................................................198

MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters.... 199

MCC 7991: Tourist Attractions and Exhibits............................................................................................200

MCC 7992: Golf Courses, Public.................................................................................................................200

MCC 7993: Video Amusement Game Supplies....................................................................................... 201

MCC 7994: Video Game Arcades/Establishments.................................................................................202

MCC 7995: Gambling Transactions...........................................................................................................203

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers....................................................204

MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf

Courses........................................................................................................................................................... 204

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums.........................................................205

MCC 7999: Recreation Services: not elsewhere classified.....................................................................205

MCC 8011: Doctors: not elsewhere classified......................................................................................... 206

MCC 8021: Dentists, Orthodontists..........................................................................................................207

MCC 8031: Osteopathic Physicians...........................................................................................................207

MCC 8041: Chiropractors............................................................................................................................208

MCC 8042: Optometrists, Ophthalmologists..........................................................................................209

MCC 8043: Opticians, Optical Goods, and Eyeglasses...........................................................................209

MCC 8049: Chiropodists, Podiatrists........................................................................................................210

MCC 8050: Nursing and Personal Care Facilities....................................................................................210

MCC 8062: Hospitals....................................................................................................................................211

MCC 8071: Dental and Medical Laboratories..........................................................................................212

MCC 8099: Health Practitioners, Medical Services: not elsewhere classified....................................212

MCC 8111: Attorneys, Legal Services.......................................................................................................213

MCC 8211: Schools, Elementary and Secondary....................................................................................214

MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges................................... 214

MCC 8241: Schools, Correspondence....................................................................................................... 215

MCC 8244: Schools, Business and Secretarial.........................................................................................215

MCC 8249: Schools, Trade and Vocational...............................................................................................216

MCC 8299: Schools and Educational Services: not elsewhere classified............................................217

MCC 8351: Child Care Services..................................................................................................................217

MCC 8398: Organizations, Charitable and Social Service.................................................................... 218

MCC 8641: Associations: Civic, Social, and Fraternal............................................................................ 218

MCC 8651: Organizations, Political...........................................................................................................219

MCC 8661: Organizations, Religious......................................................................................................... 220

MCC 8675: Automobile Associations........................................................................................................220

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 8699: Organizations, Membership: not elsewhere classified......................................................221

MCC 8734: Testing Laboratories (Non–Medical)....................................................................................221

MCC 8911: Architectural, Engineering, and Surveying Services...........................................................222

MCC 8931: Accounting, Auditing, and Bookkeeping Services...............................................................223

MCC 8999: Professional Services: not elsewhere classified..................................................................223

MCC 9211: Court Costs including Alimony and Child Support.............................................................224

MCC 9222: Fines...........................................................................................................................................224

MCC 9223: Bail and Bond Payments........................................................................................................ 225

MCC 9311: Tax Payments...........................................................................................................................226

MCC 9399: Government Services: not elsewhere classified................................................................. 226

MCC 9402: Postal Services: Government Only........................................................................................227

MCC 9405: Intra-Government Purchases: Government Only...............................................................228

MCC 9406: Government-owned Lottery (global, excluding U.S. region)............................................ 228

Industry Specific Acceptor Business Codes (MCCs).....................................................................................229

AB program listing with acceptor business codes (MCCs)..........................................................................254

Country-specific AB programs with acceptor business codes (MCCs)............................................... 263

Acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

Overview

Detailed MCC information is organized in several ways.

• Acceptor business code (MCC) criteria

• Required use of MCCs, transaction category codes, and acceptor business programs

• Added and changed MCCs

• MCCs in numeric, alphabetic, and transaction category code order

• Abbreviated airline names to be used in the Merchant Description in the IPM First

Presentment/1240 message

• Acceptor business programs and associated MCCs

Acceptor business code (MCC) criteria

Mastercard uses various criteria for establishing new acceptor business codes (MCC).

Before customers request new MCCs, they should review this practice to determine whether a

merchant qualifies for a new MCC.

Mastercard uses the following criteria to establish new generic MCCs:

• Projected annual bankcard volume for the MCC must equal at least USD 10 million, and the

new merchant type must be distinct and separate from other industries; or

• Industry transaction characteristics require that the transactions must be identified

specifically in the authorization and clearing systems to maximize Mastercard opportunities

(for example, Payment Transactions).

Mastercard uses the following criteria to establish new travel and entertainment industry

MCCs:

• Projected annual bankcard volume for the MCC must equal at least USD 1 million; and

• The merchant must be listed in an internationally recognized trade directory, for example, the

Official Airline Guide; and

• If the merchant is an airline, the merchant must have 10 or more aircraft in the fleet, or

• If the merchant is a car rental company, the merchant must have 500 or more vehicles, or

• If the merchant is a hotel, the merchant must have in place a preferred usage program for

which cardholders must register, or must have five or more properties or a single property

with 500 or more rooms. If the merchant has multiple properties, then each property must

operate under the same name.

Note that Mastercard grants new MCCs at its sole discretion even if the merchant meets the

above stated criteria.

NOTE: To add, change, or delete an MCC, complete the Acceptor Business Code (MCC) Request Form

(Form 380) available on Mastercard Connect

by selecting Help > Forms.

Acceptor business codes (MCCs)

Overview

Quick Reference Booklet—Merchant Edition • 16 April 2024

Required use of MCCs

MCCs are required in all authorization and clearing messages initiated at a point-of-interaction

location. The MCCs help to accurately reflect the merchant’s primary business and facilitate risk

management.

Acquirers must provide a valid and accurate MCC recognized by Mastercard in Data Element

(DE) 26 (Acceptor Business Code [MCC]) of the IPM First Presentment/1240 message. An

accurate MCC is defined as a valid MCC that most reasonably and fairly describes the

merchant’s primary business. IPM First Presentment/1240 messages submitted with an invalid

MCC will be rejected, and IPM error message 0531, “DE26 ACCEPTOR BUSINESS CODE (MCC)

INVALID OR OBSOLETE,” will appear.

Transactions with MCCs from 3000 through 3350 must supply an abbreviated airline name.

Transaction Category Codes

Transaction Category Codes (TCCs) are required in Mastercard authorization messages and are

used during Stand-In processing.

Mastercard uses the TCC to determine the transaction currency amount that Mastercard will

authorize on behalf of the issuer. The description of each MCC includes the TCCs that are valid

for that MCC. Only a valid combination of MCC and TCC may be used in a transaction.

Definitions: Transaction Category Codes and types of transactions

Each of the Transaction Category Code types and the transactions that are applicable to them

are organized in the TCC and corresponding transaction type table.

TCC and corresponding transaction type

TCC Transaction Type

A Automobile/Vehicle Rental This TCC applies to the rental of an automobile,

bus, truck, or motor home, but does not apply to the rental of a bicycle,

motorbike, trailer, or other vehicle.

C Manual Cash Disbursement This TCC applies to a transaction in which the

cardholder receives cash or travelers’ cheques at a customer financial

institution, or cash or travelers’ cheques at the location of a qualified and

approved agent of a customer financial institution.

F Restaurant This TCC applies to transactions processed by a restaurant,

including those located in a hospital, hotel, cruise ship, or similar location.

Acceptor business codes (MCCs)

Required use of MCCs

Quick Reference Booklet—Merchant Edition • 16 April 2024

TCC Transaction Type

H Hotel/Motel This TCC applies only to transactions involving the provision of

sleeping or meeting room accommodations, or both. This TCC also may

include goods and services that are included on a bill for these

accommodations by a hotel, motel, or inn, but not by any boarding house or

lodging house providing services primarily for permanent guests, and not by a

trailer or camping park.

This TCC does not apply to any apparel store, florist, gift shop, or restaurant

transaction in a hotel, motel, or inn that is not posted to a bill that includes

charges for the providing of sleeping or meeting room accommodations.

In the case of cruise ships sailing in any waters, this TCC applies only to

accumulated incidental charges that were incurred aboard ship and are

posted to an account with the shipping company that is payable upon

disembarkation. This includes transactions originating at merchant locations

aboard the ship, for example, at an apparel store, gift shop, or florist.

College/School Expense This TCC applies only to transactions involving

charges for tuition or room and board by an institution that is a university,

college, junior college, or preparatory school. The institution must be

accredited by the regional or other appropriate accrediting authority. It must

be conducting a full-time academic program. The transaction also may

include other college/school expenses and charges, such as books, insurance,

and athletic fees.

This TCC does not apply to charges by a trade school, or any establishment

for the teaching of a particular skill or group of skills, such as a school of

design, beauticians’ school, fencing school, or computer programming school.

O Hospital This TCC applies only to transactions involving a charge for an

overnight bed occupancy by a patient. The transaction may include, in

addition to the overnight bed occupancy charge by a patient, related goods

and services. This TCC does not apply to a separate bill for outpatient service,

or any florist, gift shop, or restaurant transaction in a hospital that is not

posted to a hospital bill that includes a patient’s overnight bed occupancy

charges. A hospital is an institution for the care or treatment of persons who

are sick, injured, aged, infirm, or young, and it may be an asylum, a sanitarium,

or a rest home.

P Payment Transaction This TCC applies to Payment Transactions including

Mastercard Gaming Payment Transactions, Mastercard MoneySend Payment

Transactions and Mastercard MoneySend Payment Transactions for the

purposes of fast refunds for purchase returns. A Payment Transaction is a

transaction that transfers funds to a cardholder account. A Payment

Transaction must be authorized by the issuer.

R All Other Merchants/U.S. Post Exchange This TCC applies to those

transactions taking place at a retail store or U.S. Post Exchange.

Acceptor business codes (MCCs)

Definitions: Transaction Category Codes and types of transactions

Quick Reference Booklet—Merchant Edition • 16 April 2024

TCC Transaction Type

R or U Cardholder-Activated Terminal (CAT Level 1, 2, 3, and 4) This TCC applies to

a cardholder-activated magnetic stripe-reading terminal (usually

unattended) that dispenses a product or provides a service. The terminal is

either an Automated Dispensing Machine/Level 1, Self-Service Terminal/Level

2, Limited Amount Terminal/Level 3, or In-Flight Commerce Terminal/Level 4

in accordance with Mastercard standards. For more details, refer to Appendix

D of the Transaction Processing Rules manual.

T All Other Non–Face-to-Face Transactions This TCC applies to non–face-to-

face transactions, including but not limited to recurring transactions, mail

order/telephone order transactions, electronic and mobile commerce

transactions, and transponder transactions. Recurring or preauthorized

transactions result from a specific authorization given to the merchant where

the cardholder has agreed to periodic billings submitted by the merchant. Mail

order/telephone order, electronic and mobile commerce, and transponder

transactions result from a cardholder authorizing a sale to be charged to his

or her account via a non–face-to-face method.

U Unique Transactions This TCC applies only to transactions identified with one

of the following acceptor business codes: 4829, 6050, 6051, 7995, 7801, or

7802. The TCC of “U” must be used in combination with any of these acceptor

business codes, regardless of transaction environment (with the sole

exception of Gaming Payment Transactions, which use a TCC of “P” and occur

at Europe and MEA region acceptors only).

X Airline This TCC applies to a passenger airline merchant or its authorized

agent that sells tickets on behalf of the airlines.

X Railroad This TCC applies to a passenger railroad merchant or its authorized

agent that sells tickets on behalf of the railroads.

X Travel Agency/Transportation This TCC applies to transactions involving

charges for other common carrier passenger transportation. The transaction,

in addition to these charges, may include charges that are incidental to

scheduled common carrier passenger transportation.

Z Automated Cash Disbursement This TCC applies to a transaction in which

the cardholder receives cash at an ATM.

Acceptor business codes (MCCs)

Definitions: Transaction Category Codes and types of transactions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Acceptor business (AB) programs and descriptions

Each business code (MCC) is associated to a particular industry and, therefore, belongs to one,

and only one, industry AB program, listed in the industry acceptor business (AB) programs table.

Industry acceptor business (AB) programs

Code Description

A001 Airline

B001 Cruise/Steamship

C001 Cash Disbursement

D001 Payment Transactions

F001 Restaurant

H001 Lodging

M001 Mail Order/Telephone Order

MON1 MoneySend

MON2 Prepaid Card Load

MON3 MoneySend

OTH1 Other

P001 Beauty Salons

R001 Railways

S001 Supermarket

T001 Telephone

T002 Purchase at ATM

U001 Unique

V001 Automobile/Vehicle Rental

W001 Warehouse Club

Z001 ATM

The AB programs listed in the Custom Acceptor Business (AB) Programs table are unique

groupings of MCCs used by the system for purposes of interchange qualification. Each MCC

may belong to any number of custom AB programs.

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Custom Acceptor Business (AB) Programs

Code Description

CCR1 Corporate Refund Group 1

CCR2 Corporate Refund Group 2

CCR3 Corporate Refund Group 3

CCR4 Corporate Refund Group 4

CH01 Charitable Organizations

CHN8 China Inbound

CHN9 Revised China Inbound

CHNA China Others

CNV1 Convenience Purchases

CNV2 Convenience Purchases: Service Stations (with or

without Ancillary Services) (MCC 5541) and Fuel

Dispenser, Automated (MCC 5542) Excluded

CR02 Credit Refund Group 2

CR03 Credit Refund Group 3

CR04 Credit Refund Group 4

CR05 Credit Refund Group 5

EDU1 Education

EM01 Emerging Markets

EM02 Emerging Markets Except Utilities

EM04 Emerging Markets Version Four

F002 Restaurant: Fast Foods and Drinking Places

F006 Restaurant: Eating and Drinking Places

FLT1 Fleet Fuel Locations Including 5552 Electric Vehicle

Charging

FLT2 Fleet Fuel Locations Excluding 5552 Electric Vehicle

Charging

FLTM Fleet Maintenance Locations

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Description

FT01 Mastercard Corporate Fleet Card

FTM1 Mastercard Corporate Fleet Card Maintenance

Locations

G001 Government Owned Lottery MCCs

GVT1 Government Services

GW01 Global Wholesale Travel Other

INS1 Insurance

INSA Mastercard Installment Payments Group A

INSB Mastercard Installment Payments Group B

INSC Mastercard Installment Payments Group C

I001 Mastercard-Initiated Rebate/Reward

K001 Key-Entered Interchange Program

K002 Key-Entered Interchange Program: Restaurants

(MCC 5812) Excluded

M003 Mail Order/Telephone Order Except MCC 5960

OTH2 Other: Fuel Dispenser, Automated (MCC 5542)

Excluded

OTH3 Other: Travel Agencies and Tour Operators (MCC

4722) Excluded

OTH4 OTH4: Other: Travel Agencies and Tour Operators

(MCC 4722), Service Stations (with or without

Ancillary Services) (MCC 5541), and Fuel

Dispenser, Automated (MCC 5542) Excluded

OTH5 Other: Service Stations (MCC 5541) and Fuel

Dispenser, Automated (MCC 5542) Excluded

OTH6 Other: Travel Agencies and Tour Operators (MCC

4722), Fuel Dispenser, Automated (MCC 5542)

and Service Stations (MCC 5541) Excluded

OTH9 U.S. Service Stations Lifecycle I

OT11 Other Except Utilities

OT12 Other: Automated Fuel Dispenser and Utilities

Excluded

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Description

OT13 All Other Except MCC 4722 and MCC 4900

OT14 All Other Except MCC 4722, MCC 4900 and MCC

5542

OT15 All Other Except MCC 5541, MCC 5542 and MCC

4900

OT16 All Other Except MCC 4722, MCC 5542, MCC 5541

and MCC 4900

OT21 Other: Utilities 4900 and Insurance 6300 Excluded

OT22 Other: Fuel Dispenser, Automated (MCC 5542) and

Utilities Excluded

OT25 All Other Except MCC 5541, MCC 5542, MCC

6300, MCC 6513 and MCC 4900

OT32 Other: Fuel Dispenser, Automated (MCC 5542),

Insurance, Utilities, and Real Estate Agents and

Managers, Rentals Excluded

OT42 Other: MCCs 5331: Variety Stores, 5814: Fast

Food Restaurants, 5499: Convenience Food Stores,

and 7832: Motion Picture Theaters Excluded

OT43 Other: MCC 4900: Utilities: Electric, Gas, Heating

Oil, Sanitary, Water Excluded

OT44 Other: MCC 4900: Utilities: Electric, Gas, Heating

Oil, Sanitary, Water Excluded

OT57 Other: Fuel and Maintenance Locations Excluded

PET1 Petroleum CAT/Automated Fuel Dispenser

PET2 Petroleum Service Stations

PS01 Public Sector

RT01 Special Restaurant

RT02 Restaurant

SI01 Service Industries

SI02 Service Industries Version 2

ST01 Small Ticket

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Description

ST02 Regulated Small Ticket: U.S. Region and U.S.

Territories

TE01 Corporate T&E Rate I Card

TE02 Corporate T&E Rate II Card

TE03 World Mastercard T&E Card

TE04 World Mastercard T&E Card: Railways Excluded

TP01 Travel Industries Premier Service

TP03 Life Cycle Travel Industries

UT01 Utilities

Country-specific AB Programs lists AB programs alphabetically by country.

Country-specific AB Programs

Code Country Description

ARG1 Argentina Argentina Public Sector/Utilities

ARG2 Argentina Argentina Emerging Markets

ARG3 Argentina Argentina Petroleum

ARG4 Argentina Argentina Supermarkets and

Hypermarkets

ARG5 Argentina Argentina Other

CH02 Argentina Argentina Charity

AUS1 Australia Australia Government and

Utilities

AUS2 Australia Australia Education

AUS3 Australia Australia Transit

AUS4 Australia Australia Transit 4

CHRT Australia Australia Charity

OTH8 Australia Australia Other

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

OT33 Australia Australia Other 33

OT35 Australia Australia Other 35

OT41 Australia Australia Other 41

QPS1 Australia Australia Quick Payment Service

(QPS)

BEL1 Belize Other

BR01 Brazil Brazil Monthly Payments

BR02 Brazil Brazil Government Services

BR03 Brazil Brazil Fast Transactions

BR04 Brazil Brazil Gas Stations

BR05 Brazil Brazil Mobile Phone Top-Ups

BR06 Brazil Brazil Coupon Booklet Payments

BR07 Brazil Brazil Other

BR08 Brazil Fast Transactions

BR09 Brazil Brazil Public Transportation

BR10 Brazil Other

BR80 Brazil Brazil Food

BR90 Brazil Brazil Meal

LR01 Brazil Brazil Large Retailers

VP01 Brazil Brazil Pedagio

CAN1 Canada Canada Big Box Stores

CAN2 Canada Canada Specialty Clothing

CAN4 Canada Canada Independent Business

CAN5 Canada Canada Charity Life Cycle

CAN6 Canada Canada Other

EM05 Canada Canada Emerging Markets

EM06 Canada Utilities Life Cycled

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

PS02 Canada Canada Public Sector

S003 Canada Canada Convenience Debit

Contactless

CHL1 Chile Chile Tax Payments

CHL2 Chile Chile Charities

CHL3 Chile Chile Utilities

CHL4 Chile Chile Gas Stations

CHL5 Chile Chile Education

CHL6 Chile Chile Telephone and Cable

CHL7 Chile Chile Supermarkets

CHL8 Chile Chile Auto Sales

CHL9 Chile Chile Tolls and Parking

CHLA Chile Chile Government

CHLB Chile Chile Emerging Markets

CHLC Chile Chile Airlines and Travel Agents

CHLD Chile Chile Retail 1

CHLE Chile Chile Retail 2

CHLF Chile Chile Health 1

CHLG Chile Chile All Other

CHLH Chile Chile Health 2

CHLI Chile Bakeries

CHLJ Chile Low Ticket

CHLK Chile Emerging Markets

CHLL Chile Transportation

CHLM Chile Commerce 1

CHLN Chile Commerce 2

CHLO Chile All Other: Debit

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

COL1 Colombia Airlines

COL2 Colombia Automotive

COL3 Colombia Tax Payments

COL4 Colombia Department and Food Stores

COL5 Colombia Direct Marketing

COL6 Colombia Drug Stores

COL7 Colombia Events

COL8 Colombia Fast Food

COL9 Colombia Communications

COLA Colombia Hotels and Social Clubs

COLB Colombia Restaurants

COLC Colombia Travel Agencies

COLD Colombia Personal Payments

COLE Colombia Cargo, Courier, and Other

Transport

COLF Colombia Appliances and Electronics

COLG Colombia Daily Transportation

COLH Colombia Education

COLI Colombia Utilities

COLJ Colombia Health

COLK Colombia Retail Chains

COLL Colombia Professional Services

COLM Colombia Miscellaneous Commerce: All

Other

COLN Colombia General Retail

COLP Colombia Large Retail Chains

E001 Europe Europe Petrol Stations

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

EALL Europe Rest of Europe

F003 Europe Europe Restaurants

GAM1 Europe Gaming

S002 Europe Europe Supermarkets

TP02 Europe Europe Travel Agencies

HK02 Hong Kong (SAR) Hong Kong (SAR) Recurring

Payments

JA01 Jamaica Jamaica Daily Usage and Non-

profit

JA02 Jamaica Jamaica Other

JPIB Japan Japan Inbound

JPN1 Japan Japan Public Service

JPN2 Japan Japan Airlines

JPN3 Japan Japan Transportation

JPN4 Japan Japan Hotels

JPN6 Japan Japan Recurring

JPN8 Japan Japan Education

JPN9 Japan Japan Recurring

JPNA Japan Japan Real Estate

JPNC Japan Japan Small Ticket Restaurants

JPND Japan Japan Convenience Stores

JPNE Japan Japan Hypermarkets

JPNF Japan Japan Leisure

JPNG Japan Japan Others Non-Travel

JPNH Japan Japan 10-day settlement

MAC2 Macao (SAR) Macao (SAR) Recurring Payments

F004 Myanmar Restaurant 5812 and 5813

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

F005 Myanmar Restaurant: Fast Food

Restaurants

MM02 Myanmar Myanmar Other

OT10 Myanmar All Other Except 5094 and 5944

NZE1 New Zealand New Zealand Education

NZG1 New Zealand New Zealand Government

Services and Utilities

NZM1 New Zealand New Zealand Strategic

Merchants

NZU1 New Zealand New Zealand Utilities

GAM1 Nigeria Gaming

PA01 Panama Panama Fast Transactions and

Supermarkets

PA02 Panama Panama Emerging Markets

PR01 Puerto Rico Puerto Rico Supermarket

PR02 Puerto Rico Puerto Rico Government Services

PR03 Puerto Rico Puerto Rico Rapid Payments

PR04 Puerto Rico Puerto Rico Utilities

PR05 Puerto Rico Puerto Rico Charities

PR06 Puerto Rico Puerto Rico Emerging Markets

EM03 Singapore Singapore Emerging Markets

SGTR Singapore Singapore Transit

U003 Singapore Singapore Unique

SPNU Spain Spain Unique

SPN2 Spain Spain Domestic Local Processing

SPN3 Spain Spain Valid ISO

SPN4 Spain Spain Unique

ST03-TTO Trinidad and Tobago Small Ticket

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

TR01-TTO Trinidad and Tobago Transport

TT01-TTO Trinidad and Tobago Other

B001 Uruguay Uruguay T&E

CH02 Uruguay Uruguay Charities

F001 Uruguay Uruguay Restaurants

H001 Uruguay Uruguay T&E

M001 Uruguay Uruguay T&E

PET4 Uruguay Uruguay Fuel Stations

R001 Uruguay Uruguay T&E

UR01 Uruguay Uruguay Supermarkets and Daily

Use

UR02 Uruguay Uruguay Hypermarkets

UR03 Uruguay Uruguay Apparel

UR04 Uruguay Uruguay Home Appliances

UR05 Uruguay Uruguay Pharmacies

UR06 Uruguay Uruguay T&E

UR07 Uruguay Uruguay Direct Marketing

UR08 Uruguay Uruguay Professional Services

UR09 Uruguay Uruguay Public Sector/Utilities/

Emerging Markets

UR10 Uruguay Uruguay All Other

GAM2 U.S. Gaming and Gambling

OT36 U.S. U.S. Other

OT39 U.S. U.S. Other: Fuel Dispenser,

Automated (MCC 5542),

excluded

OT40 U.S. U.S. Other: Service Stations

(MCC 5541) and Fuel Dispenser,

Automated (MCC 5542)

Excluded

Acceptor business codes (MCCs)

Acceptor business (AB) programs and descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

Code Country Description

OTH9 U.S. U.S. Service Stations Lifecycle I

MCC descriptions

Various MCC categories are described in the MCC descriptions table.

MCC descriptions

MCC Category Description

Airlines The Airlines category consists of air carriers and

airlines.

Amusement and Entertainment Amusement and Entertainment merchants provide

recreation and entertainment services; includes the

managers, performers, promoters, organizers,

operators, renters, and sellers of such services.

Automobile/Vehicle Rentals Automobile/Vehicle Rentals merchants provide

short-term or long-term rentals of cars, trucks,

vans, utility trailers, motor homes, or recreational

vehicles.

Automobiles and Vehicles Automobiles and Vehicles merchants sell new and

used vehicles, provide vehicle replacement parts

and accessories, sell fuel, and also may make

repairs. Vehicles sold include cars, motorcycles,

trucks, recreational trailers, motor homes,

watercraft, and snowmobiles.

Business Services Business Services merchants are typically engaged

in trades and business support services, providing

specialized goods and services for consumers and

businesses.

Clothing Stores Clothing Stores sell clothing, accessories, and other

apparel.

Contracted Services Contracted Services merchants are general and

specialized contractors that provide building,

landscape, agricultural, veterinary, and other

services.

Acceptor business codes (MCCs)

MCC descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Category Description

Government Services Government Services merchants include local,

state, and federal entities that provide

administration and processing functions, as well as

civil commissions, government accounting, supply

and services offices, and other providers of

government support services.

Hotels and Motels The Hotels and Motels category includes all lodging

establishments, such as “bed and breakfast” and

other inns, resorts, cabins, and hostels. It does not

include recreational areas in which patrons provide

their own shelter, such as campgrounds and trailer

parks.

Mail Order/Telephone Order Providers Mail Order/Telephone Order Providers use direct

marketing techniques such as mailings, advertising,

or other methods to sell products, services, and

information, or provide access to audiotext or

videotext services.

Miscellaneous Stores Miscellaneous Stores sell unique or specialized

items and services rather than a general line of

merchandise. Examples include eating and drinking

establishments, pharmacies, home furnishing,

electronics, and household appliance stores.

Personal Service Providers Personal Service Providers supply services of a

personal nature such as dry cleaning, dating, tax

preparation, funeral, clothing rental, and spa

services.

Professional Services and Membership

Organizations

The Professional Services and Membership

Organizations category includes professionals with

advanced or specialized education or training,

schools and educational services, and membership

associations and organizations.

Repair Services Repair Services merchants specialize in repair and

related services.

Retail Stores Retail Stores sell a variety of general merchandise.

Examples include building material, hardware,

garden supply, and food stores, and discount and

department stores. Merchants that primarily sell

apparel are classified under Clothing Stores. Eating

and drinking establishments are classified as

Miscellaneous Stores.

Acceptor business codes (MCCs)

MCC descriptions

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Category Description

Service Providers Service Providers supply non-personal services.

Examples include cash disbursements by financial

institutions, sales of travelers cheques and foreign

currency by non-financial institutions, insurance

sales, timeshare sales, and campground operators.

Transportation Transportation merchants include providers of

passenger and freight transportation, as well as

emergency, courier, storage, travel, and toll

collection services.

United Kingdom This category is for regional use only.

Utilities Utilities merchants provide public services such as

power, water, sanitation, telecommunications,

telegraph, pay television, computer network, and

information, and funds transfer services. Sellers of

telecommunications equipment are also included.

Wholesale Distributors and Manufacturers Wholesale Distributors and Manufacturers sell

goods and services exclusively to other businesses.

MCC Listing

The MCC Listing spreadsheet contains all acceptor business codes (MCCs).

This spreadsheet also contains domestic use-only (country-specific) MCCs. It can be saved to a

local drive to allow users to sort the information for their specific application needs.

Downloading the MCC Listing spreadsheet

From the HTML version of the Quick Reference Booklet, the user can access the MCC Listing

Microsoft Excel

file.

Procedure

1. Click the Download Attachments icon.

2. Click the file name.

Acceptor business codes (MCCs)

MCC Listing

Quick Reference Booklet—Merchant Edition • 16 April 2024

3. When the file opens, save it to a location on your computer.

Acceptor business codes (MCCs): extended

Acceptor business codes (MCCs) are listed numerically by MCC. The description for each MCC

within this section, includes the TCC(s) that are valid for that MCC. Only a valid combination of

MCC and TCC may be used in a transaction.

MCC 0742: Veterinary Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Licensed practitioners primarily engaged in the practice of veterinary

medicine, dentistry, or surgery for all types of animals; such as pets

(for example, dogs, cats, fish), livestock, and other farm animals (for

example, cattle, horses, sheep, hogs, goats, poultry, bees), and exotic

animals.

MCC Category Contracted Services

Acceptor business codes (MCCs)

Acceptor business codes (MCCs): extended

Quick Reference Booklet—Merchant Edition • 16 April 2024

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, OT39, OT40

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 0763: Agricultural Cooperatives

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Associations and cooperatives that provide farm management

services or assistance in farming operations. Examples of such

services include financial assistance, management, or complete

maintenance of crops, soil preparation, planting and cultivating,

aerial dusting and spraying, disease and insect control, weed control,

and the harvesting of crops.

For merchants that provide farm product warehousing and storage,

use MCC 4225.

MCC Category Contracted Services

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33. OT34,

OT36, OT39, OT40, OT41, UR10

MCC 0780: Horticultural and Landscaping Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 0763: Agricultural Cooperatives

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Landscape architects and other providers of landscape planning and

design services. Also, merchants that offer a variety of lawn and

garden services such as planting, fertilizing, mowing, mulching,

seeding, spraying, and sod laying.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BR07, BR10, CHLE, CHNA, COLL,

IDN2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, UR10

MCC 1520: General Contractors, residential and commercial

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description General contractors primarily engaged in the construction of

residential and commercial buildings. Construction services may

include new construction, remodeling, repair, additions, and

alterations.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,

CHNA, COLL, IDN2, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR08

Acceptor business codes (MCCs)

MCC 1520: General Contractors, residential and commercial

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Special trade contractors that work with heating, plumbing, and air-

conditioning systems. Examples of such services include air system

balancing and testing, drainage system installation, furnace repair,

lawn sprinkler system installation, refrigeration and freezer work,

sewer hookups and connections, solar heating, sprinkler system

installation, and water pump installation and servicing.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BR07, BR10, CHLB, CHLK, CHNA,

COLL, IDN2, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

UR08

MCC 1731: Electrical Contractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Special trade contractors that perform electrical work such as the

installation of fire alarms, sound equipment, telecommunications

equipment, and telephones and telephone equipment.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BR07, BR10, CHLB, CHLK, CHNA,

COLL, IDN2, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

UR08

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Special trade contractors that perform masonry work, stone setting

and other stone work such as fireplace construction, tile setting,

plain and ornamental plastering, and insulation installation. These

merchants also may perform bricklaying, ceramic and marble work,

mosaic work, acoustical work, and drywall construction.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, IDN2, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR08

MCC 1750: Carpentry Contractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Special trade contractors that perform carpentry work for

construction projects such as cabinetwork, framing, trim and finish

work, and window and door installation.

MCC Category Contracted Services

Acceptor business codes (MCCs)

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors

Quick Reference Booklet—Merchant Edition • 16 April 2024

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, BEL1, BR07,

BR10, CHLG, COLL, IDN2, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR08

Country-specific: CHNA

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Special trade contractors that install roofing, siding and do sheet

metal work, including architectural sheet metal work, ceilings and

skylight installation, duct and gutter installation, and roof spraying,

painting, or coating.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, IDN2, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR08

MCC 1771: Concrete Work Contractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Special trade contractors that perform concrete, cement or asphalt

work, construct private driveways and walks of all materials, pour

concrete for foundations, perform grouting work, and construct

concrete patios and sidewalks.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, IDN2, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR08

MCC 1799: Contractors, Special Trade; not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Special trade contractors that perform construction work not

elsewhere classified. Examples include awning installation, bathtub

refinishing, fence construction, fire escape installation, house moving,

home window replacement, garage door installation, floor covering

installation, ornamental metal work, swimming pool construction,

glasswork, well drilling, wallpaper services, waterproofing, and

construction welding.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,

CHNA, COLL, IDN2, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR08

Acceptor business codes (MCCs)

MCC 1799: Contractors, Special Trade; not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 2741: Miscellaneous Publishing and Printing

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants engaged in wholesale printing, publishing, or bookbinding.

Examples of materials produced by such merchants include books,

periodicals, magazines, maps and atlases, business newsletters,

directories, sheet music, paper patterns, technical manuals and

papers, telephone directories, and yearbooks.

For wholesale distributors of books, pamphlets, and educational

materials, use MCC 5192.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 2791: Typesetting, Plate Making, and Related Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that perform wholesale typesetting for the printing trade

and make plates for printing purposes. Examples of such services

include advertisement typesetting, phototypesetting, computer-

controlled typesetting and color separations; the production of

positives and negatives from which offset lithographic plates are

made; and engraving or embossing for printing purposes, such as

engraving on wood, rubber, copper, steel, or photoengraving.

For merchants that primarily provide wholesale printing services, use

MCC 2741.

Acceptor business codes (MCCs)

MCC 2741: Miscellaneous Publishing and Printing

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale manufacturers of polishes, cleaning solutions,

disinfectants, hospital cleaning supplies, and other sanitation

preparations. Products for sale may include non-personal

deodorants, dressings for fabricated leather and other materials,

wax removers, degreasing solvents, dry cleaning chemicals, rust and

stain removers, and cleaning solutions for glass, paint, or wallpaper.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, IDN2, JA02, OTH8, OT33,

OT34, OT39, OT40, OT41, TT01-

TTO, UR10

MCCs 3000 through 3350: Airlines, Air Carriers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description For a complete listing of major airline merchants, refer to the

Acceptor Business Code (MCC): Alphabetic section, or Acceptor

Business Code (MCC): Transaction Category Codes section.

MCC Category Airlines

AB Programs Global: A001, CF01, TE01, TE02, TE03,

TE04

Country-specific: BEL1, CHLL, TT01-TTO

BEL1 for MCCs 3000, 3001,

3002, 3003, 3004, 3005, 3006,

3007, 3008, 3009, 3010, 3011,

3012, 3013, 3014, 3015, 3016,

3017, 3018, 3019, 3020, 3021,

3022, 3023, 3024, 3025, 3026,

3027, 3028, 3029, 3030, 3031,

3032, 3033, 3034, 3035, 3036,

3037, 3038, 3039, 3040, 3041,

3042, 3043, 3044, 3045, 3046,

3047, 3048, 3049, 3050, 3051,

3052, 3053, 3054, 3055, 3056,

3057, 3058, 3059, 3060, 3061,

3062, 3063, 3064, 3065, 3066,

3067, 3068, 3069, 3070, 3071,

3072, 3075, 3076, 3077, 3078,

3079, 3080, 3081, 3082, 3083,

3084, 3085, 3087, 3088, 3089,

3090, 3094, 3096, 3097, 3098,

3099, 3100, 3102, 3103, 3106,

3111, 3112, 3117, 3125, 3127,

3129, 3130, 3131, 3132, 3135,

3136 3144, 3146, 3148, 3151,

3156, 3159, 3161, 3164, 3167,

3171, 3172, 3174, 3175, 3177,

3178, 3180, 3181, 3182, 3183,

3184, 3185, 3186, 3187, 3188,

3190, 3191, 3193, 3196, 3197,

3200, 3204, 3206, 3211, 3212,

3213, 3217, 3219, 3220, 3221,

3222, 3223, 3226, 3228, 3229,

3231, 3234, 3236, 3239, 3240,

3241, 3242, 3243, 3245, 3246,

3247, 3248, 3252, 3253, 3256,

3260, 3261, 3263, 3266, 3267,

3280, 3282, 3285, 3286, 3287,

3292, 3293, 3294, 3295, 3296,

3297, 3298, 3299, 3303, 3308

Acceptor business codes (MCCs)

MCCs 3000 through 3350: Airlines, Air Carriers

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCCs 3351 through 3500: Car Rental Agencies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC A

MCC Description For a complete listing of major car rental agency merchants, refer to

the Acceptor Business Code (MCC): Alphabetic section, or Acceptor

Business Code (MCC): Transaction Category Codes section.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

TP01 for MCCs 3357, 3366,

3388, 3389, 3390, 3393, 3395,

3405, and 3441

Country-specific: BEL1, BR07, BR10, CHLG, COLN,

SPN3, TT01-TTO

BEL1 for MCCs 3351, 3352,

3353, 3354, 3355, 3357, 3359,

3360, 3361, 3362, 3364, 3366,

3368, 3370, 3374, 3376, 3380,

3381, 3385, 3386, 3387, 3388,

3389, 3390, 3391, 3393, 3394,

3395, 3396, 3398, 3400, 3405,

3409, 3412, 3420, 3421, 3423,

3425, 3427, 3428, 3429, 3430,

3431, 3432, 3433, 3434, 3435,

3436, 3438, 3439, 3441

BR10 for MCCs 3352, 3353,

3354, 3355, 3357, 3359, 3360,

3361, 3362, 3364, 3366, 3368,

3370, 3374, 3376, 3380, 3381,

3385, 3386, 3387, 3388, 3389,

3390, 3391, 3393, 3394, 3395,

3396, 3398, 3400, 3405, 3409,

3412, 3420, 3421, 3423, 3425,

3427, 3428, 3429, 3430, 3431,

3432, 3433, 3434, 3435, 3436,

3438, 3439, 3441

Acceptor business codes (MCCs)

MCCs 3351 through 3500: Car Rental Agencies

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC H

MCC Description For a complete listing of major lodging merchants, refer to Acceptor

Business Code (MCC): Alphabetic section, or Acceptor Business Code

(MCC): Transaction Category Codes section.

MCC Category Hotels and Motels

AB Programs Global: H001, TE01, TE02, TE03, TE04,

(TP01 for specific MCCs)

Acceptor business codes (MCCs)

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BR07, COLA, JA02, TT01-TTO

BEL1 for MCCs 3501, 3502,

3503, 3504, 3505, 3506, 3507,

3508, 3509, 3510, 3511, 3512,

3513, 3514, 3515, 3516, 3517,

3518, 3519, 3520, 3521, 3522,

3523, 3524, 3525, 3526, 3527,

3528, 3529, 3530, 3531, 3532,

3533, 3534, 3535, 3536, 3537,

3538, 3539, 3540, 3541, 3542,

3543, 3544, 3545, 3546, 3547,

3548, 3549, 3550, 3551, 3552,

3553, 3554, 3555, 3556, 3557,

3558, 3559, 3560, 3561, 3562,

3563, 3564, 3565, 3566, 3567,

3568, 3569, 3570, 3571, 3572,

3573, 3574, 3575, 3576, 3577,

3578, 3579, 3580, 3581, 3582,

3583, 3584, 3585, 3586, 3587,

3588, 3589, 3590, 3591, 3592,

3593, 3594, 3595, 3596, 3597,

3598, 3599, 3600, 3601, 3602,

3603, 3604, 3605, 3606, 3607,

3608, 3609, 3610, 3611, 3612,

3613, 3614, 3615, 3616, 3617,

3618, 3619, 3620, 3621, 3622,

3623, 3624, 3625, 3626, 3627,

3628, 3629, 3630, 3631, 3632,

3633, 3634, 3635, 3636, 3637,

3638, 3639, 3640, 3641, 3642,

3643, 3644, 3645, 3646, 3647,

3648, 3649, 3650, 3651, 3652,

3653, 3654, 3655, 3656, 3657,

3658, 3659, 3660, 3661, 3662,

3663, 3664, 3665, 3666, 3667,

3668, 3669, 3670, 3671, 3672,

3673, 3674, 3675, 3676, 3677,

3678, 3679, 3680, 3681, 3682,

3683, 3684, 3685, 3686, 3687,

3688, 3689, 3690, 3691, 3692,

3693, 3694, 3695, 3696, 3697,

3698, 3699, 3700, 3701, 3702,

3703, 3704, 3705, 3706, 3707,

3708, 3709, 3710, 3711, 3712,

3713, 3714, 3715, 3716, 3717,

3718, 3719, 3720, 3721, 3722,

3723, 3724, 3725, 3726, 3727,

3728, 3729, 3730, 3731, 3732,

3733, 3734, 3735, 3736, 3737,

Acceptor business codes (MCCs)

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

Quick Reference Booklet—Merchant Edition • 16 April 2024

3738, 3739, 3740, 3741, 3742,

3743, 3744, 3745, 3746, 3747,

3748, 3749, 3750, 3751, 3752

3753, 3754, 3755, 3756, 3757,

3758, 3759, 3760, 3761, 3762,

3763, 3764, 3765, 3766, 3767,

3768, 3769, 3770 3771, 3772,

3773, 3774, 3775, 3776, 3777,

3778, 3779, 3780, 3781, 3782,

3783, 3784, 3785, 3786, 3787,

3788, 3789, 3790, 3791, 3792,

3793, 3794, 3795, 3796, 3797,

3798, 3799, 3800, 3801, 3802,

3803, 3804, 3805, 3806, 3807,

3808, 3809, 3810, 3811, 3812,

3813, 3814, 3815, 3816, 3817,

3818, 3819, 3820, 3821, 3822,

3823, 3824, 3825, 3826, 3827,

3828, 3829, 3830, 3831, 3832,

3833

BR10 for MCCs 3501, 3502,

3503, 3504, 3505, 3506, 3507,

3508, 3509, 3510, 3511, 3512,

3513, 3514, 3515, 3516, 3517,

3518, 3519, 3520, 3521, 3522,

3523, 3524, 3525, 3526, 3527,

3528, 3529, 3530, 3531, 3532,

3533, 3534, 3535, 3536, 3537,

3538, 3539, 3540, 3541, 3542,

3543, 3544, 3545, 3546, 3547,

3548, 3549, 3550, 3551, 3552,

3553, 3554, 3555, 3556, 3557,

3558, 3559, 3560, 3561, 3562,

3563, 3564, 3565, 3566, 3567,

3568, 3569, 3570, 3571, 3572,

3573, 3574, 3575, 3576, 3577,

3578, 3579, 3580, 3581, 3582,

3583, 3584, 3585, 3586, 3587,

3588, 3589, 3590, 3591, 3592,

3593, 3594, 3595, 3596, 3597,

3598, 3599, 3600, 3601, 3602,

3603, 3604, 3605, 3606, 3607,

3608, 3609, 3610, 3611, 3612,

3613, 3614, 3615, 3616, 3617,

3618, 3619, 3620, 3621, 3622,

3623, 3624, 3625, 3626, 3627,

3628, 3629, 3630, 3631, 3632,

3633, 3634, 3635, 3636, 3637,

3638, 3639, 3640, 3641, 3642,

Acceptor business codes (MCCs)

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

Quick Reference Booklet—Merchant Edition • 16 April 2024

3643, 3644, 3645, 3646, 3647,

3648, 3649, 3650, 3651, 3652,

3653, 3654, 3655, 3656, 3657,

3658, 3659, 3660, 3661, 3662,

3663, 3664, 3665, 3666, 3667,

3668, 3669, 3670, 3671, 3672,

3673, 3674, 3675, 3676, 3677,

3678, 3679, 3680, 3681, 3682,

3683, 3684, 3685, 3686, 3687,

3688, 3689, 3690, 3691, 3692,

3693, 3694, 3695, 3696, 3697,

3698, 3699, 3700, 3701, 3702,

3703, 3704, 3705, 3706, 3707,

3708, 3709, 3710, 3711, 3712,

3713, 3714, 3715, 3716, 3717,

3718, 3719, 3720, 3721, 3722,

3723, 3724, 3725, 3726, 3727,

3728, 3729, 3730, 3731, 3732,

3733, 3734, 3735, 3736, 3737,

3738, 3739, 3740, 3741, 3742,

3743, 3744, 3745, 3746, 3747,

3748, 3749, 3750, 3751, 3752,

3753, 3754, 3755, 3757, 3758,

3759, 3760, 3761, 3762, 3763,

3764, 3765, 3766, 3767, 3768,

3769, 3770, 3771, 3772, 3773,

3774, 3775, 3776, 3777, 3778,

3779, 3780, 3781, 3782, 3783,

3784, 3785, 3786, 3787, 3788,

3789, 3790, 3791, 3792, 3793,

3794, 3795, 3796, 3797, 3798,

3799, 3800, 3801, 3802, 3803,

3804, 3805, 3806, 3807, 3808,

3809, 3810, 3811, 3812, 3813,

3814, 3815, 3817, 3818, 3819,

3820, 3821, 3822, 3823, 3824,

3825, 3826, 3827, 3828

MCC 4011: Railroads; Freight

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Railroads engaged in freight transport operations.

For railways that provide passenger transportation, use MCC 4112.

Acceptor business codes (MCCs)

MCC 4011: Railroads; Freight

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Category Transportation

AB Programs Global: CCR1, CF01, CR04, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32, OT36

Country-specific: BEL1, BR03, BR08, CHLE, CHLL,

CHNA, COLE, JA02, OTH8, OT33,

OT34, OT39, OT40, OT41, SPN3,

TT01-TTO, UR06

MCC 4111: Transportation: Suburban and Local Commuter Passenger, including Ferries

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Providers of local and suburban mass passenger transportation over

regular routes and on regular schedules, including railway commuter

transportation.

For taxicabs and limousines, use MCC 4121; for bus lines, use MCC

4131.

MCC Category Transportation

AB Programs Global: CCR1, CF01, CR04, EM01, EM02,

EM04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, PS01, ST01

Country-specific: AUS3, AUS4, BEL1, BR09, CHLG,

CHN8, CHN9, CHNA, COLG,

EM03, JA02, JPN3, OTH8, OT33,

OT34, OT36, PR06, QPS1, OT39,

OT40, OT41, SGTR, SPN3, TR01-

TTO, UR06

MCC 4112: Passenger Railways

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 4111: Transportation: Suburban and Local Commuter Passenger, including Ferries

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Railroads that primarily provide long-distance passenger

transportation. Such railroads may or may not include overnight

accommodations on the train during long distance travel.

For railways that transport freight, use MCC 4011.

MCC Category Transportation

AB Programs Global: CCR1, CF01, CR04, R001, TE01,

TE02, TE03

Country-specific: AUS3, AUS4, BEL1, BR03, BR08,

CHLG, CHN8, CHN9, COLE,

JA02, JPIB, JPN6, UR06

MCC 4119: Ambulance Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Emergency transportation services with trained personnel that may

or may not provide emergency medical treatment en route to a

hospital or medical provider.

MCC Category Transportation

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLH, CHNA,

COLJ, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR06

MCC 4121: Limousines and Taxicabs

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 4119: Ambulance Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Passenger automobile transportation services that do not operate

on a regular schedule or an established route.

MCC Category Transportation

AB Programs Global: CCR1, CNV2, CR04, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32, ST01

Country-specific: ARG2, AUS4, BEL1, BR03, BR08,

CAN4, CHLB, CHLL, CHN8,

CHN9, CHNA, COLG, EM03,

JA02, JPN3, OTH8, OT33, OT34,

OT36, QPS1, OT39, OT40, OT41,

PA02, SPN3, TR01-TTO, UR06

MCC 4131: Bus Lines

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Passenger bus transportation services that operate on a regular

schedule over predetermined routes.

For charter and tour bus operators, use MCC 4722.

MCC Category Transportation

AB Programs Global: CCR1, CR04, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32, ST01

Country-specific: AUS3, AUS4, BEL1, BR03, BR08,

CHLE, CHLL, CHN8, CHN9,

CHNA, COLE, JA02, JPN3, OTH8,

OT33, OT34, OT36, PR06, QPS1,

OT39, OT40, OT41, SPN3, TT01-

TTO, UR06

Acceptor business codes (MCCs)

MCC 4131: Bus Lines

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and Storage

Companies, Local Delivery

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Local or long distance trucking services that may or may not also

provide storage services.

For household goods warehousing and storage without trucking

services, use MCC 4225.

For couriers of parcels, goods, and packages, use MCC 4215.

MCC Category Transportation

AB Programs Global: CCR3, CF01, CR03,OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: BR07, BR10, CHLG, CHNA, COLE,

JA02, JPNG, OTH8, OT33, OT34,

OT39, OT40, OT41, SPN3, UR06

MCC 4215: Courier Services: Air and Ground, Freight Forwarders

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that deliver individually addressed letters, parcels and

packages (excluding Postal Services: Government Only: MCC 9402).

For merchants that provide trucking delivery of freight, use MCC

4214.

MCC Category Transportation

AB Programs Global: CCR3, CF01, CR03, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and Storage

Companies, Local Delivery

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR03, BR08, CHLG, CHLM,

CHNA, COLE, IDN2, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR06

MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household Goods

Storage

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Providers of storage and warehousing for farm products,

refrigerated storage for perishable products, and storage for

household goods and furniture.

For merchants that provide local storage and trucking services, use

MCC 4214.

MCC Category Transportation

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR06

MCC 4411: Cruise Lines

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

H for transactions originating at merchant locations aboard the ship,

for example, an apparel store, gift shop, or florist.

X for the purchase prior to embarkation of tickets for cruise ship

accommodations.

Acceptor business codes (MCCs)

MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household Goods Storage

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Merchants that provide passenger transportation on the open seas

or inland waters for the purpose of vacation or pleasure. Such

merchants typically offer food, entertainment, and cabin

accommodations inclusive in the fare, and operate predefined and

advertised routes.

MCC Category Transportation

AB Programs Global: B001, CCR1, CR04, TE03, TP01,

TP02, TE04

Country-specific: BEL1, BR07, BR10, CHLE, COLN,

JA02, JPN3, SPN3, TT01-TTO,

UR06

MCC 4457: Boat Leases and Boat Rentals

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that primarily provide boat rental and leasing services,

including fishing boats, non-crew houseboats, sail boats,

powerboats, jet skis, and yachts.

MCC Category Transportation

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR06

Acceptor business codes (MCCs)

MCC 4457: Boat Leases and Boat Rentals

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 4468: Marinas, Marine Service/Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Operators of marinas. Services provided may include boat slip rental,

boat storage, boat cleaning, incidental boat repair, and the retail sale

of marine supplies. This MCC includes merchants located at a marina

that sell gasoline for consumer use in boats, and that do not have a

separate merchant agreement from that of the marina.

For service station merchants located at a marina that have a

separate merchant agreement from that of the marina, use MCC

5541.

MCC Category Transportation

AB Programs Global: CCR2, CR05, FLT1, FLT2, FT01,

K001, K002, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR06

MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Only those airlines and air carriers for which a unique MCC has not

been designated.

MCC Category Transportation

AB Programs Global: A001, CF01, TE01, TE02, TE03,

TE04

Country-specific: BEL1, CHLC, CHLG, CHLL, JA02,

JPN2, SPN3, TT01-TTO

Acceptor business codes (MCCs)

MCC 4468: Marinas, Marine Service/Supplies

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 4582: Airports, Airport Terminals, Flying Fields

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate and maintain airports and flying fields. Such

merchants may provide aircraft cleaning and janitorial services,

aircraft servicing and repair, aircraft storage at airports, and airport

hangar rental.

For merchants located within an airport terminal that sell food,

newspapers, or gift or souvenir items, use the appropriate MCC for

that business, such as MCC 5812 (Eating Places and Restaurants),

MCC 5994 (News Dealers and Newsstands), or MCC 5947 (Gift,

Card, Novelty, and Souvenir Shops).

MCC Category Transportation

AB Programs Global: CCR3, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR06

MCC 4722: Travel Agencies and Tour Operators

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Travel agencies that primarily provide travel information and booking

services. Such merchants act as agents on behalf of travelers in

booking and ticketing air, land, or sea transportation or lodging

accommodations, including plane flights, bus tours, sea cruises, car

rentals, rail transportation, and lodging. Also includes tour operators

that arrange and assemble tours for sale through a travel agent or

directly to the consumer. A traveler may also book such tour

packages and excursions through a hotel concierge or ticket office.

Examples include bus charters and tour bus operators.

Acceptor business codes (MCCs)

MCC 4582: Airports, Airport Terminals, Flying Fields

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Category Transportation

AB Programs Global: CCR2, CR02, GW01, OTH1,

OTH2, OTH5, OT11, OT12, OT15,

OT21, OT22, OT25, OT32, TA01,

TE03, TE04

Country-specific: BEL1, BR07, BR10, CHLC, COLC,

JA02, JPN6, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR06

MCC 4784: Bridge and Road Fees, Tolls

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that collect fees associated with toll roads, highways, and

bridges.

MCC Category Transportation

AB Programs Global: CCR1, CR04, EM01, EM02,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, PS01, ST01

Country-specific: ARG2, AUS4, BEL1, BR03, BR08,

CHL9, CHLL, CHNA, COLG,

EM03, JA02, JPN3, MAC2, OTH8,

OT33, OT34, OT36, OT41, PA02,

PR06, PS02, QPS1, OT39, OT40,

SPN3, TT01-TTO, UR09, VP01

MCC 4789: Transportation Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 4784: Bridge and Road Fees, Tolls

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Merchants that provide passenger transportation services not

elsewhere classified. Such services include transportation via horse-

drawn cabs and carriages, bicycle-taxis, aerial tramways, airport

shuttle transportation services, or cable cars.

• For merchants providing ferry service, use MCC 4111.

• For merchants providing bus transportation, use MCC 4131.

• For merchants providing cruise lines, use MCC 4411.

• For merchants providing passenger railway service, use MCC

4112.

• For merchants providing taxi and limousine service, use MCC

4121.

MCC Category

Transportation

AB Programs Global: CCR3, CR03, CF01, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: AUS3, BEL1, BR07, BR10, CHLG,

CHNA, COLE, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR06

MCC 4812: Telecommunication Equipment Including Telephone Sales

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell telecommunications equipment such as

telephones, fax machines, pagers, cellular phones, and other

equipment related to telecommunications.

For merchants providing telecommunication services, use MCC 4814.

MCC Category Utilities

AB Programs Global: CCR1, CR02, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, SI01

Acceptor business codes (MCCs)

MCC 4812: Telecommunication Equipment Including Telephone Sales

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: AUS1, BEL1, BR07, BR10, CHL6,

CHN8, CHNA, COLF, COLK,

HK02, JA02, MAC2, NZG1, NZU1,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 4813: Key-entry Telecom Merchant providing single local and long-distance phone

calls using a central access number in a non-face-to-face environment using key entry

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

MCC Description Providers of telecommunication services including local and long-

distance telephone calls placed via key entry using a central access

number.

MCC Category Utilities

AB Programs Global: CCR3, CR03, T001

Country-specific: ARG1, BEL1, BR01, CHLG, CHN8,

COLM, HK02, JA02, JPNH, NZG1,

NZU1, PR04, SPN3

MCC 4814: Telecommunication Services including but not limited to prepaid phone

services and recurring phone services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non-face-to-face transactions.

MCC Description Providers of telecommunication services such as local and long-

distance telephone calls and fax services. Included are merchants

that sell prepaid phone services such as calling cards, and merchants

that provide periodic (for example, monthly) billing of telephone calls.

MCC Category Utilities

AB Programs Global: CCR1, CR02, SI01, SI02, T001,

T002

Acceptor business codes (MCCs)

MCC 4813: Key-entry Telecom Merchant providing single local and long-distance phone calls

using a central access number in a non-face-to-face environment using key entry

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: ARG1, BR05, CHLG, CHLN,

CHN8, COLM, HK02, JA01, JPN9,

JPNH, NZG1, NZU1, PR04, SPN3

MCC 4816: Computer Network/Information Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Providers of computer network, information services, and other

online services such as cyberlocker, electronic bulletin board, e-mail,

Web site hosting services, or Internet access.

For merchants that offer products or services via the Internet, use

the MCC that best describes the product or service being offered.

For merchants that provide audiotext (for example, psychic hotlines)

or videotext (for example, adult chat Internet sites) services, use

MCC 5967.

For providers of computer programming and data processing

services, use MCC 7372.

MCC Category Utilities

AB Programs Global: CCR1, CR02, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: AUS1, BEL1, BR01, CHLG, CHLM,

CHNA, COLN, HK02, JA02, JPN9,

JPNH, NZG1, NZU1, OT34, OT36,

OT39, OT40, OT41, PR04, SPN3,

TT01-TTO, UR10

MCC 4821: Telegraph Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 4816: Computer Network/Information Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Providers of telegraph and other nonverbal message

communications services such as cablegrams.

MCC Category Utilities

AB Programs Global: OTH1, CCR1, CR02, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG1, AUS1, BEL1, BR01, CHLG,

CHNA, COLM, JA02, JPNH,

NZG1, NZU1, OT34, OT36, OT39,

OT40, OT41, PR04, TT01-TTO,

UR09

MCC 4829: Money Transfer

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description A transaction in which funds are delivered or made available to a

person or to an account. These transactions include non–face-to-

face transactions such as those facilitated through the Internet.

Any fee charged and included in the total transaction amount must

be clearly disclosed to the cardholder before completing the

transaction.

The acquirer must include the identity and location of the money

transfer agent that accepts the card and effects the transaction in

the acceptor descriptor record as the site where the transaction was

effected. For more information, refer to the Mastercard MoneySend

and Funding Transactions Program Standards.

MCC Category

Service Providers

AB Programs Global: CCR1, CR05, MON2, U001

Country-specific: BEL1, BR07, BR10, CHLG, JA02,

SPN3, TT01-TTO, U003, UR09

Acceptor business codes (MCCs)

MCC 4829: Money Transfer

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description The connection and ongoing delivery of television programming or

radio programming on a subscription or fee basis.

MCC Category Utilities

AB Programs Global: CCR1, CR02, EM01, EM02,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, SI01, SI02

Country-specific: AUS1, BR01, CHL6, CHLM,

CHNA, COL9, COLK, EM03,

HK02, JA02, JPN1, JPNH, MAC2,

NZG1, NZU1, OT34, OT36, OT39,

OT40, OT41, PR04, TT01-TTO,

UR10

MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description The ongoing generation, transmission, or distribution of electricity,

gas (natural or propane), home heating oil, water system supply

services, or collection and disposal of refuse.

For merchants providing telecommunication services, use MCC 4814.

MCC Category Utilities

AB Programs Global: CCR1, CR02, EM01, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, SI01,

T002, UT01

Acceptor business codes (MCCs)

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: ARG1, AUS1, BR01, CHL3, CHN8,

CHNA, COLI, EM03, EM06, HK02,

JA01, JPN1, JPNH, MAC2, NZG1,

NZU1, OT34, OT36, OT39, OT40,

OT41, PR04, SPN3, TT01-TTO,

UR09

MCC 5013: Motor Vehicle Supplies and New Parts

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of motor vehicle accessories, tools,

equipment, and new parts, including electric vehicle charging

equipment designed for commercial use.

For automotive repair work, use MCC 7531 or 7538 as appropriate.

For electric vehicle charging services, use MCC 5552.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, JPNG, OTH8, OT33,

OT34, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5021: Office and Commercial Furniture

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5013: Motor Vehicle Supplies and New Parts

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale manufacturers or distributors of office furniture (for

example, desks, chairs, cabinets, partitions, shelving, computer

furniture) and commercial furniture (for example, restaurant tables

and chairs, public park and building furniture, church pews, school

desks, theater seats, chairs, tables, and magazine racks for hospital

lobbies or medical or dental reception areas).

For wholesalers that manufacture or sell hospital equipment or

furniture such as beds, use MCC 5047.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5039: Construction Materials: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of construction materials such as

prefabricated buildings, lumber and glass, architectural metalwork,

awnings, fencing, metal buildings, and septic tanks. Such merchants

may or may not also sell paint and painting supplies.

For wholesalers that primarily sell paint and painting supplies, use

MCC 5198.

For sellers and distributors of equipment used in construction

projects, use MCC 5046.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 5039: Construction Materials: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of office and photographic equipment such as

film, cash registers, photocopy machines, microfilm machines, vaults

and safes, typewriters, fax machines, adding machines, and mailing

machines.

For wholesalers of office furniture, use MCC 5021.

For wholesalers of computer equipment, use MCC 5045.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 5045: Computers, Computer Peripheral Equipment, Software

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale distributors of computer hardware, software, and related

equipment that may or may not conduct repair work. Products for

sale may include computer monitors, disk drives, cables, keyboards,

printers, scanners, modems, computer programs, and related

accessories and equipment. Such merchants may also sell desks or

other office furniture specifically designed for use with computers.

For merchants that primarily sell computer furniture, use MCC 5021.

For merchants that primarily conduct repair work, use MCC 7379.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,

CHNA, COLF, JA02, JPNG, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 5046: Commercial Equipment: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of commercial machines and equipment not

classified elsewhere. Examples include food service and cooking

equipment, neon signs, balances and scales, lockers, commercial

ovens and microwaves, soda fountain fixtures, store fixtures,

mannequins, vending machines, and equipment used in construction

projects. Such merchants may or may not also rent or lease

equipment.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 5046: Commercial Equipment: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of laboratory, surgical, orthopedic, patient

monitoring, and other hospital equipment, and of wheel chairs,

medical instruments, industrial safety devices, hospital beds, and

other hospital supplies. Also includes providers of dental laboratory,

orthopedic, and professional supplies, diagnostic equipment, hearing

aids, first-aid kits, therapy equipment, and X-ray machines and

parts.

For wholesalers of furniture such as chairs, tables, and magazine

racks for hospital lobbies or medical or dental reception areas, use

MCC 5021.

For wholesalers of hospital cleaning supplies, use MCC 2842.

MCC Category

Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5051: Metal Service Centers and Offices

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale distributors of semi-finished metal products, excluding

precious metals. Products for sale may include metal piping and

tubing, wire screening and bale ties, nails, ingots, aluminum bars,

rails, metal or galvanized sheets, strip metal, iron rods, and wire rope

or cable. Such merchants may operate with warehouses (metal

service centers) or without warehouses (metals sales offices).

For wholesale distributors of precious metals, use MCC 5094.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5065: Electrical Parts and Equipment

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of electrical parts and communications

equipment. Products for sale may include electronic coils, capacitors,

electronic condensers, diodes, semiconductor devices, public address

equipment, and electric signs.

For retailers that sell electronic equipment, use MCC 5732.

For retailers that sell telecommunications equipment such as

telephones and pagers, use MCC 4812.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5065: Electrical Parts and Equipment

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5072: Hardware Equipment and Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of general hardware and blades. Products for

sale may include bolts, nuts, rivets, screws, fasteners, hand tools,

locks, washers, tacks, staples, nails, hand saws, saw blades, and

power hand tools.

For retailers that sell hardware, use MCC 5251.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5074: Plumbing and Heating Equipment

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5072: Hardware Equipment and Supplies

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale distributors of hydraulic plumbing and heating equipment

and supplies. Products for sale may include valves, fixtures, fittings,

convectors, boilers, brass goods, furnaces, prefabricated fireplaces,

radiators and parts, solar heating panels and equipment, and water

heaters.

For wholesaler distributors of commercial refrigeration equipment

and supplies, or appliances such as electric or gas ranges and

commercial ovens, use MCC 5046.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5085: Industrial Supplies: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of industrial supplies not elsewhere classified.

Products for sale may include abrasives, bearings, boxes, cans,

crates, cork, gaskets, grommets, hydraulic valves, hoses, pistons,

sprockets, barrels, bottles (glass or plastic), industrial fittings,

cordage, twine and rope, metals closures, printers’ ink, lapidary

equipment, leather belting, mill supplies, pails, rubber goods, textile

printers’ supplies, and steel drums.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5085: Industrial Supplies: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5094: Precious Stones and Metals, Watches and Jewelry

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of jewelry, timepieces, precious stones, and

metals. Products for sale may include costume jewelry, watches and

watch parts, clocks, silverware, pearls, diamonds and other gem

stones, gold, platinum and other precious metals, and trophies. Such

merchants may or may not conduct repair work.

For merchants that primarily conduct repair work, use MCC 7699.

For retailers of the items listed here, use MCC 5944.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, MM02, OTH8,

OT33, OT34, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5099: Durable Goods: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5094: Precious Stones and Metals, Watches and Jewelry

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale distributors of durable goods not elsewhere classified.

Products for sale may include fire extinguishers, firearms, gas

lighting fixtures, monuments and grave markers, prerecorded

cassettes, cordwood, rough timber products, wood chips, non-

electric signs, musical instruments, and luggage.

For wholesale distributors of electric signs, use MCC 5065.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of stationery, office supplies, and printing and

writing paper. Products for sale may include business forms,

photocopying supplies, file cards and folders, pens, pencils, envelopes,

typewriter and printer ribbons, loose-leaf binders, sales and receipt

books, and photo albums and scrapbooks.

For wholesaler distributors of office machines such as typewriters

and photocopiers, use MCC 5044.

For wholesale distributors of office furniture, use MCC 5021.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, LR01, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of prescription and proprietary drugs,

vitamins, toiletries, antiseptics, bandages, pharmaceuticals,

biological or related products, and other miscellaneous small articles

typically for sale in drug stores.

For wholesale distributors of surgical, hospital, or dental supplies, use

MCC 5047.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR1, CR03, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5131: Piece Goods, Notions, and Other Dry Goods

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale distributors of piece goods and dry goods. Products for

sale may include cheesecloth, drapery material, draperies or other

window coverings, fiberglass fabrics, zippers, natural or synthetic

cloth sold by the yard, belt and buckle assembly kits, textile binding,

buttons, knit and lace fabrics, ribbon, sewing accessories, thread, and

trimmings.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of work-related clothing and all types of

uniforms for men, women, and children, including shoes,

undergarments and coats, graduation caps and gowns, uniforms for

athletics and recreational activities such as ballet, karate, softball

and football, and private or religious school uniforms.

For wholesale distributors of commercial footwear, use 5139.

For retailers that sell apparel and accessories, use the most

appropriate retail merchant MCC.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 5139: Commercial Footwear

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of commercial shoes and boots, including

athletic and leather footwear.

For retailers that sell footwear, use MCC 5661.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5169: Chemicals and Allied Products: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5139: Commercial Footwear

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Wholesale distributors of chemicals and allied products not

elsewhere classified. Products for sale are typically used for industrial

purposes. Examples include industrial acids, ammonia and alcohol,

heavy, aromatic and other chemicals, chlorine, compressed and

liquefied gases, detergents, fuel and oil additives, resins, salts,

turpentine, sealants, rust proofing chemicals, coal tar products, dry

ice, dyestuffs, glue, gelatin, and explosives.

For retailers that sell fireworks, use MCC 5999.

For sellers of chemicals and solutions for cleaning and sanitation

purposes, use MCC 2842.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5172: Petroleum and Petroleum Products

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of petroleum and petroleum products, such

as butane gas, crude oil, fuel oil, gasoline, kerosene, lubricating oils

and greases, and naphtha. Merchants that provide aircraft fueling

services are also included.

For retailers that sell fuel oil, heating oil, wood, coal, or gas propane,

use MCC 5983.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5172: Petroleum and Petroleum Products

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5192: Books, Periodicals, and Newspapers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale manufacturers and distributors of books, periodicals,

magazines, journals, newspapers, pamphlets and educational

materials. Newspaper agencies are also included.

For wholesale printers or publishers of books, periodicals, and

magazines, use MCC 2741.

For retailers that sell books, use MCC 5942.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR01, CAN4, CHLG, CHNA,

COLK, COLN, JA02, JPNH, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, SPN3, TT01-TTO, UR10

MCC 5193: Florists Supplies, Nursery Stock, and Flowers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of flowers, nursery stock and florists’ supplies,

fresh and artificial flowers, and potted plants.

For retail flower and plant shops, use MCC 5992.

Acceptor business codes (MCCs)

MCC 5192: Books, Periodicals, and Newspapers

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5198: Paints, Varnishes, and Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of paints, varnishes, wallpaper, and supplies.

The product line of such merchants may include colors and pigments,

enamels, lacquers, paint brushes, paint pans, sandpaper, drop cloths,

shellac, rollers, and sprayers.

For retailers that sell these items, use MCC 5231.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5198: Paints, Varnishes, and Supplies

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5199: Nondurable Goods: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale distributors of nondurable goods not elsewhere classified.

The product line of such merchants may include food products, art

and craft goods, clothes hangers, foam rubber, ice, crude rubber,

sponges, textile bags, burlap, canvas products, baskets, gifts and

novelties, leather and cut stock, and other leather goods except

footwear.

For wholesalers that primarily sell leather footwear, use MCC 5139.

For retailers that sell art and craft supplies, use MCC 5970; for

sellers of gifts and novelties, use MCC 5947.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5200: Home Supply Warehouse Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants open to the general public that sell a wide range of home

products and supplies, such as wallpaper, paint, lumber, garden

supplies, electrical and lighting equipment and supplies, and home

decorating items. These merchants also may sell finished products

such as sinks, cabinets, and doors as well as do-it-yourself kits.

MCC Category Retail Stores

Acceptor business codes (MCCs)

MCC 5199: Nondurable Goods: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN1, CAN4,

CAN6, CHLG, CHNA, COLN,

JA02, LR01, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR04

MCC 5211: Building Materials, Lumber Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell lumber and other building materials, including

building centers that offer their products to contractors rather than

to the general public. Products for sale may include lumber,

unfinished wood items, lighting materials, concrete, sand, gravel,

general building or electrical supplies, bricks, fencing, pipe, fiberglass,

and molding.

For large warehouse or discount home supply store chains

frequented by the general public, use MCC 5200.

For contractors, use the most appropriate Contracted Services.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002,

OTH1,OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,

CHNA, COLK, COLN, JA02,

JPNG, LR01, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR04

Acceptor business codes (MCCs)

MCC 5211: Building Materials, Lumber Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5231: Glass, Paint, Wallpaper Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell glass, paint and painting supplies, wallpaper and

hanging supplies, and other wall covering materials.

For wholesale distributors of painting supplies, use MCC 5198.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5251: Hardware Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell a full range of hardware supplies for purchase by

the general public. Products for sale may include small ticket

electrical supplies, wiring, nuts, bolts, nails, screws, hammers,

screwdrivers and other small tools, washers, keys, lights bulbs,

brackets, and plumbing supplies.

For large warehouse or discount home supply store chains, use MCC

5200.

MCC Category Retail Stores

Acceptor business codes (MCCs)

MCC 5231: Glass, Paint, Wallpaper Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32, UR10

Country-specific: BEL1, BR07, BR10, CAN4, CHLD,

CHLN, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, QPS1, SPN3, TT01-

TTO, UR10

MCC 5261: Lawn and Garden Supply Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell nursery stock, trees, shrubs, potted plants, seeds,

bulbs, mulches, soil conditioners, fertilizers, pesticides, garden tools,

and other garden supplies.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5271: Mobile Home Dealers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5261: Lawn and Garden Supply Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Merchants that sell new and used mobile homes, related parts,

accessories, and equipment.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5300: Wholesale Clubs

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Operators of warehouse-style, no frills stores that sell a wide variety

of merchandise in bulk, and concentrate on price appeal. Such

merchants may or may not have membership requirements.

Products for sale may include household supplies and appliances,

office supplies and equipment, dry groceries and perishables,

household and office furniture, electronics, and auto supplies.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, W001

Country-specific: BEL1, CAN1, CAN6, CHLG,

COLN, JA02,

Acceptor business codes (MCCs)

MCC 5300: Wholesale Clubs

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5309: Duty Free Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

Description of MCC 5309: Duty Free Stores

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Shops selling a variety of gift and import items that are typically

exempt from custom fees, such as jewelry, cosmetics, cigarettes, and

liquor. Generally, these merchants are located within airport

terminals and hotels.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, COLN,

JA02, OTH8, OT33, OT34, OT36,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 5310: Discount Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants selling a general line of merchandise at a discounted rate.

Products for sale may include apparel, housewares, home

furnishings, personal care products, and electronics. Such merchants

typically operate a garden shop, have a primary checkout location at

the front of the store, and promote and advertise low prices on an

ongoing basis.

MCC Category Retail Stores

Acceptor business codes (MCCs)

MCC 5309: Duty Free Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

AB Programs Global: CCR1, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: ARG4, BEL1, BR07, BR10, CAN1,

CAN6, CHLG, CHLM, CHNA,

COLN, JA02, JPNE, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PR01, QPS1, TT01-TTO, UR02

MCC 5311: Department Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Larger merchants selling a general line of merchandise from

departments that usually have separate checkout counters. Products

for sale may include apparel, home furnishings, furniture, electronics,

cosmetics, housewares, and major household appliances.

MCC Category Retail Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, oTH5, OTH6,

OT11, OT12, OT13, OT14, OT15,

OT16, OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN1, CAN6,

CHLD, CHLM, CHNA, COL4,

COLK, COLP, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

S003, SPN3, TT01-TTO, UR10

MCC 5331: Variety Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5311: Department Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Merchants offering a varied but limited selection of merchandise in

the low or popular price range. Such stores generally are not

departmentalized, do not offer proprietary charge or credit cards,

and do not deliver merchandise. Variety stores offer merchandise

similar to that sold by discount stores, but operate on a much smaller

scale.

MCC Category Retail Stores

AB Programs Global: CCR3, CNV2, CR04, K001, K002,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLK, COLN, IDN2, JA02,

OTH8, OT33, OT34, OT36. OT39,

OT40, OT41, QPS1, SPN3, TT01-

TTO, UR10

MCC 5399: Miscellaneous General Merchandise Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Small- to mid-sized merchants selling a general line of merchandise

from departments that usually have separate checkout counters.

Products for sale may include apparel, dry goods, hardware,

housewares, home furnishings, electronics, furniture, and cosmetics.

Such merchants often offer proprietary charge or credit accounts,

deliver merchandise, and maintain open stocks. General merchandise

stores offer merchandise similar to that sold by department stores,

but operate on a much smaller scale.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5399: Miscellaneous General Merchandise Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLE, CHLG,

CHLM, CHNA, COLN, JA02,

JPNE, OTH8, OT33, OT34, OT36,

OT39, OT40, OT41, SPN3, TT01-

TTO, UR10

MCC 5411: Grocery Stores, Supermarkets

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell a complete line of food merchandise for home

consumption. Food products for sale include groceries, meat,

produce, dairy products, and canned, frozen, prepackaged, and dry

foods. Other products for sale may include a limited selection of

housewares, cleaning and polishing products, personal hygiene

products, cosmetics, greeting cards, books, magazines, household

items, and dry goods. These merchants also may operate specialized

departments such as an in-store deli counter, meat counter,

pharmacy, or floral department.

For convenience stores that sell a limited selection of products or

specialty items, use MCC 5499.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, S001

Country-specific: ARG4, BR80, CHL7, CHN8, COL4,

COLK, COLP, JA01, JPNE, NZM1,

PA01, PR01, QPS1, UR01

MCC 5422: Freezer, Locker Meat Provisioners

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5411: Grocery Stores, Supermarkets

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Merchants that sell fresh, frozen, or cured meats, and fish, shellfish,

and other seafoods, and includes bulk retail sellers of meat for

freezer storage. Meat markets included in this MCC may butcher

their own animals, or buy meat from others.

For poultry shops, use MCC 5499.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHLM, CHNA, COL4, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, SPN3, TT01-TTO,

UR01

MCC 5441: Candy, Nut, Confectionery Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell candy, chocolate, nuts, dried fruits, popcorn, and

other confections.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 5441: Candy, Nut, Confectionery Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5451: Dairy Products Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell over-the-counter packaged dairy goods.

Products for sale may include butter, cheese, packaged ice cream,

and milk.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR01

MCC 5462: Bakeries

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell bakery goods, and often prepare the goods on

the premises. Products for sale may include bagels, bread, cookies,

doughnuts, pastries, pies, and wedding cakes.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5451: Dairy Products Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CAN4, CHLB,

CHLG, CHLI, CHNA, COL8, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, ST03-TTO, UR01

MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell specialty foods not elsewhere classified. This

MCC includes specialty food markets, health food and dietary

supplement stores, delicatessens, poultry shops, coffee stores,

vegetable and fruit markets, ice cream and yogurt shops, and

convenience stores.

For convenience stores that also sell automotive gasoline, use MCC

5541.

For merchants that primarily sell meat and seafood, use MCC 5422.

MCC Category Retail Stores

AB Programs Global: CCR1, CNV1, CNV2, CR05,

EM04, FLT1, FLT2, FT01, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, ST01

Country-specific: BEL1, BR03, BR08, BR80, CAN4,

CHN8, CHLB, CHLJ, CHNA,

COL4, COLK, COLP, JA02, JPND,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PA01, PR03, QPS1,

S003, SPN3, TT01-TTO, UR01

Acceptor business codes (MCCs)

MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell new and used automobiles, trucks, pickups, and

vans. These merchants may also conduct repair work and carry a

stock of replacement parts and accessories.

If the merchant’s primary business is to conduct repair work, use

MCC 7538.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHL8, CHLM,

CHNA, COL2, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5521: Automobile and Truck Dealers: (Used Only): Sales

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell used automobiles and trucks only, with no sales

of new vehicles. Vehicles for sale may include used pickups, vans, and

antique or vintage automobiles.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5531: Auto Store, Home Supply Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell a variety of merchandise for home and

automobile repair and improvement. Products for sale may include

new automobile tires, batteries, and other automobile parts and

accessories, as well as home appliances, equipment, and supplies.

For merchants that sell home products and supplies in warehouse-

type stores, use MCC 5200.

For merchants that sell automotive parts, equipment, and related

accessories, use MCC 5533.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 5532: Automotive Tire Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5531: Auto Store, Home Supply Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

MCC Description Merchants that sell automotive and truck tires and related parts.

Automotive tire stores also perform tire installation and repair

services.

For merchants that specialize in tire retreading and repair, use MCC

7534.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5533: Automotive Parts, Accessories Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell automobile parts, equipment, and accessories,

including vehicle charging equipment designed for personal use.

Products for sale may include oil and oil filters, parts, mufflers,

cleaning products, spark plugs, waxing products, deodorizers,

windshield wipers, and paint. These merchants also may or may not

sell a limited line of car stereos and speakers.

For merchants that primarily sell car stereos and speakers, use MCC

5732.

For electric vehicle charging services, use MCC 5552.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Acceptor business codes (MCCs)

MCC 5533: Automotive Parts, Accessories Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

Country-specific: BEL1, BR07, BR10, CHLD, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 5541: Service Stations (with or without Ancillary Services)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell fuel for consumer use and may or may not also

have a convenience store, car wash, or automotive repair shop on the

premises. This MCC includes service station merchants located at a

marina that have a separate merchant agreement from that of the

marina.

For transactions occurring at unattended automated fuel

dispensers, use MCC 5542.

For electric vehicle charging services, use MCC 5552.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR4, CNV1, CR04, FLT1, FLT2,

FT01, K001, K002, OTH1, OTH2,

OTH3, OTH9, OT11, OT12, OT13,

OT21, OT22, OT32, PET2

Country-specific: ARG3, BR04, CAN6, CHL4, CHN8,

CHNA, JA01, JPN3, OTH7, OT34,

OT36, OT39, OT41, PET4, QPS1,

SPN3

MCC 5542: Fuel Dispenser, Automated

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions

Acceptor business codes (MCCs)

MCC 5541: Service Stations (with or without Ancillary Services)

Quick Reference Booklet—Merchant Edition • 16 April 2024

100

MCC Description Merchants that sell automotive gasoline using typically unattended

Automated Fuel Dispensers, enabling cardholders to purchase fuel by

completing the transaction at the pump.

For electric vehicle charging services, use MCC 5552.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR4, CNV1, CR04, FLT1, FLT2,

FT01, OTH1, OTH3, OT11, OT13,

OT21, PET1

Country-specific: ARG3, BR04, CAN6, CHL4, CHN8,

CHNA, JA01, JPN3, OTH7, OT34,

OT36, PET4, SPN3

MCC 5551: Boat Dealers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell new and used watercraft, marine supplies, and

outboard motors. Watercraft for sale may include motorboats,

powerboats, sailboats, fishing boats, and water-ski boats.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4,OTH5, OTH6,

OT11, OT12, OT13, OT14, OT15,

OT16, OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5551: Boat Dealers

Quick Reference Booklet—Merchant Edition • 16 April 2024

101

MCC 5552: Electric Vehicle Charging

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell electric vehicle charging services. If the

merchant’s primary business is temporary parking services, MCC

7523 may be used instead.

For merchants that sell electric vehicle charging equipment designed

for personal use, use MCC 5533.

For merchants that sell electric vehicle charging equipment designed

for commercial use, use MCC 5013.

For merchants that sell automotive gasoline, use MCC 5541 for sales

occurring in a service station and MCC 5542 for sales occurring at an

automated fuel dispenser.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR3, CR04, FLT1, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, UR10

MCC 5561: Camper Dealers, Recreational and Utility Trailers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell new and used campers and recreational and

utility trailers. Products for sale may also include automobile travel

trailers, pop-up tent trailers, and related parts and accessories.

For motor home dealers, use MCC 5592.

MCC Category Automobiles and Vehicles

Acceptor business codes (MCCs)

MCC 5552: Electric Vehicle Charging

Quick Reference Booklet—Merchant Edition • 16 April 2024

102

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5571: Motorcycle Shops and Dealers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell new and used motorcycles, motor scooters, and

mopeds, and related parts, equipment, and accessories. Products for

sale may also include helmets and a limited selection of riding

apparel such as jackets, pants, hats, and gloves.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5592: Motor Home Dealers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5571: Motorcycle Shops and Dealers

Quick Reference Booklet—Merchant Edition • 16 April 2024

103

MCC Description Merchants that sell new and used motor homes and related parts

and accessories.

For camper and recreational trailer dealers, use MCC 5561.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5598: Snowmobile Dealers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Applies exclusively to merchants that sell new and used snowmobiles

and related parts and accessories.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5598: Snowmobile Dealers

Quick Reference Booklet—Merchant Edition • 16 April 2024

104

MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not

elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell new and used automotive, aircraft, and farm

vehicles, parts, equipment, and supplies not elsewhere classified.

Vehicles for sale may include all-terrain vehicles (ATVs), dune buggies,

golf carts, go-carts, snowmobiles, tractors, combines, and harvesting

machinery.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FTM1, FLTM, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5611: Men’s and Boys’ Clothing and Accessories Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell men’s and boys’ ready-to-wear clothing and

accessories, including tie and hat shops.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not elsewhere

classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

105

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHLM, CHNA, COLN,

JA02, OTH8, OT21, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR03

MCC 5621: Women’s Ready to Wear Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell a general line of women’s ready-to-wear clothing

such as women’s dresses, pants, suits, and coats. Also included are

specialty shops such as those selling bridal wear or maternity

clothing.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR03

MCC 5631: Women’s Accessory and Specialty Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell women’s clothing accessories, including

handbags, hats, costume jewelry, scarves, belts, hair bows and

barrettes, lingerie, and hosiery.

MCC Category Clothing Stores

Acceptor business codes (MCCs)

MCC 5621: Women’s Ready to Wear Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

106

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLE, CHLN, CHNA, COLK,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR03

MCC 5641: Children’s and Infants’ Wear Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell children’s and infants’ clothing, furnishings, and

accessories.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR03

MCC 5651: Family Clothing Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5641: Children’s and Infants’ Wear Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

107

MCC Description Merchants that sell general lines of men’s, women’s and children’s

clothing, furnishings, and accessories without specializing in sales for

a particular sex or age group. This MCC includes jeans or denim

clothing stores and unisex shops.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHLN, CHNA, COLK,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR03

MCC 5655: Sports Apparel, Riding Apparel Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell athletic, sports and riding apparel, and active

wear. Such merchants may specialize in equestrian apparel, western

wear, or motocross and motorcycle wear, and may or may not also

sell athletic shoes or western boots.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR03

Acceptor business codes (MCCs)

MCC 5655: Sports Apparel, Riding Apparel Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

108

MCC 5661: Shoe Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell men’s, women’s, or children’s footwear, including

athletic footwear. Shoe stores frequently also carry a limited

selection of handbags, socks, shoe ornaments, shoe polish, gloves,

and hosiery.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLE, CHLM, CHNA, COLK,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR03

MCC 5681: Furriers and Fur Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that primarily sell a variety of retail items made of animal

fur, including coats, jackets, hats, and gloves.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5661: Shoe Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

109

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR03

MCC 5691: Men’s and Women’s Clothing Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that primarily sell men’s and women’s clothing and

accessories. These merchants do not sell infants’ and children’s wear.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR03

MCC 5697: Alterations, Mending, Seamstresses, Tailors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that create and sell custom-made clothing, as well as

provide alterations, mending, and garment repair, and includes those

that specialize in antique clothing restoration or costume

construction.

MCC Category Clothing Stores

Acceptor business codes (MCCs)

MCC 5691: Men’s and Women’s Clothing Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

110

AB Programs Global: CCR3, CR03, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: ARG2, BEL1, BR07, BR10, CAN4,

CHLG, CHNA, COLL, IDN2, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PA02, TT01-TTO,

UR10

MCC 5698: Wig and Toupee Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell permanently attached or temporary toupees,

wigs, hairpieces, and hair extensions for men and women, and

includes those that provide hair-weaving services.

For merchants providing hair replacement services that require

surgical techniques, use MCC 8099.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR03, UR10

Acceptor business codes (MCCs)

MCC 5698: Wig and Toupee Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

111

MCC 5699: Accessory and Apparel Stores: Miscellaneous

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell specialized lines of apparel (excluding fur) and

accessories that are not elsewhere classified. Merchants that

specialize in apparel such as T-shirts, formal wear, and swimwear are

included in this MCC.

For merchants that primarily sell furs, use MCC 5681.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,

CHLG, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR03

MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell home furnishings, typically offering a wide

variety of finished furniture products and accessories. Products for

sale may include bedding and mattresses, dining and living room

furniture, porch and patio furnishings, baby furnishings, lamps, area

rugs, and draperies. Home furnishings stores may also offer a limited

selection of electronics such as televisions, stereos, and VCRs.

For merchants that primarily sell electronics, use MCC 5732.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5699: Accessory and Apparel Stores: Miscellaneous

Quick Reference Booklet—Merchant Edition • 16 April 2024

112

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLG,

CHNA, COLK, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, SPN3, TT01-TTO,

UR04

MCC 5713: Floor Covering Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell floor coverings such as carpeting, area rugs, floor

tile, linoleum, stone, wood, and brick, and may or may not also

perform installation services.

If the merchant solely conducts installations, use MCC 1799.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR04

MCC 5714: Drapery, Upholstery, and Window Coverings Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5713: Floor Covering Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

113

MCC Description Merchants that sell draperies, curtains, venetian blinds, window

shades, and upholstery materials.

For merchants that primarily reupholster or repair furniture, use

MCC 7641.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR04

MCC 5718: Fireplace, Fireplace Screens and Accessories Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell fireplaces, wood stoves, fireplace parts, and

accessories such as fireplace tools and screens.

For stone masonry contractors that construct fireplaces, use MCC

1740.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT39, OT40, OT41, TT01-TTO,

UR04

Acceptor business codes (MCCs)

MCC 5718: Fireplace, Fireplace Screens and Accessories Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

114

MCC 5719: Miscellaneous House Furnishing Specialty Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell miscellaneous home furnishings. Products for

sale may include housewares, cutlery, bedding and linen, lamps and

shades, mirrors, pictures, pottery, and ceramic items.

For merchants that primarily sell glassware and crystal, use MCC

5950.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COLK, COLN, COLP, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR04

MCC 5722: Household Appliance Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell household appliances. Products for sale may

include gas or electric ranges and stoves, ovens, refrigerators,

dishwashers, water heaters, washers, dryers, garbage disposals,

sewing machines, self-contained air conditioning units, and vacuum

cleaners. Such merchants may or may not also conduct repair work.

For merchants that primarily conduct repair work, use MCC 7623,

MCC 7629, or MCC 7699 as appropriate.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5719: Miscellaneous House Furnishing Specialty Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

115

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL5, COLF, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR04

MCC 5732: Electronic Sales

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell or lease a wide variety of electronic goods,

including computer hardware, and may also sell parts or accessories

for the repair, construction, or assembly of electronic equipment.

Electronic sales merchants may or may not also conduct repair work.

Products for sale may include televisions, radios, VCRs, cameras,

video cameras, stereo components, and car stereos and speakers.

For merchants that solely conduct electronics repair work, use MCC

7622.

For merchants that primarily sell household appliances such as

washing machines, clothes dryers, and refrigerators, use MCC 5722.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR04

Acceptor business codes (MCCs)

MCC 5732: Electronic Sales

Quick Reference Booklet—Merchant Edition • 16 April 2024

116

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell musical instruments, sheet music, keyboards,

instruction books, pianos, guitars, and related supplies and

equipment, and may offer musical instruction.

For merchants that primarily provide musical instruction, use MCC

8299.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 5734: Computer Software Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell computer software programs for business and

personal use, and may sell or lease a limited stock of computer

hardware or other related products.

For merchants that primarily sell or lease computer hardware or

other electronics products, use MCC 5732.

For merchants that provide data processing and consulting services,

use MCC 7372.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music

Quick Reference Booklet—Merchant Edition • 16 April 2024

117

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL5, COLF, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 5735: Record Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell records, compact discs (CDs), cassettes, music

and video laser disks, and blank audio and videotapes, and may rent

videotapes. Merchants that sell and deliver music via the Internet

also are included and should be identified with a TCC of T.

For merchants that primarily rent videotapes, use MCC 7841.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, EM04, K001, K002,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PA01,

PR03, QPS1, TT01-TTO, UR10

MCC 5811: Caterers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 5735: Record Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

118

MCC Description Merchants that contract with consumers to prepare and deliver

(typically to a specified location) food and drinks for immediate

consumption. Caterers also may or may not provide clean-up

services, tables, serving equipment, decorations, and personnel for

on-site serving and cleanup.

For restaurants that primarily serve food for consumption on the

premises, and also provide catering services, use MCC 5812.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, BR90, CHLG,

CHLL, CHNA, COLB, IDN2, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, SPN3, TT01-TTO,

UR10

MCC 5812: Eating Places, Restaurants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Merchants that prepare food and drinks for immediate consumption,

typically on the merchant’s premises and also provide catering

services. Such merchants provide table service by a waiter or

waitress, and a gratuity may be added to the bill.

For merchants that sell fast food, use MCC 5814.

For merchants that sell alcoholic beverages for consumption on the

premises, use MCC 5813.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR03, F001, F004, F006,

K001, RT01, RT02, ST01, TE01,

TE03, TE04

Country-specific: BEL1, BR07, BR10, BR90, CAN4,

CHLG, CHLN, COLB, SPN3,

TT01-TTO

Acceptor business codes (MCCs)

MCC 5812: Eating Places, Restaurants

Quick Reference Booklet—Merchant Edition • 16 April 2024

119

MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking

Places (Alcoholic Beverages)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC F

MCC Description Merchants that sell alcoholic beverages such as wine, beer, ale, mixed

drinks, and other liquors and beverages for consumption on the

premises. Drinking places include bars, beer gardens, microbreweries,

pubs, taprooms, cocktail lounges, discotheques, nightclubs, saloons,

taverns, comedy clubs, and wine bars.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR03, F001, F002, F006,

K001, K002

Country-specific: BEL1, BR07, BR10, BR90, CHLG,

CHLN, COLB, F004, SPN3, TT01-

TTO

MCC 5814: Fast Food Restaurants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Merchants that sell prepared food and beverages for immediate

consumption either on the premises or packaged for carry-out. Fast

food restaurants may or may not operate a drive-up window for

ordering and pick-up, and may or may not provide table service by a

waiter or waitress. In any case, orders are paid for at the counter or

at a drive-up window. Fast food restaurants include cafes,

cafeterias, grills, coffee shops, diners, pizza parlors, sandwich bars or

shops, deli shops, and snack shops. If table service is provided, a

gratuity may be added to the bill. Such merchants generally do not

sell alcoholic beverages.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CNV1, CNV2, CR03,

EM04, F001, F002, K001, K002,

RT01, ST01, ST02

Acceptor business codes (MCCs)

MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking Places

(Alcoholic Beverages)

Quick Reference Booklet—Merchant Edition • 16 April 2024

120

Country-specific: BEL1, BR03, BR08, BR90, CAN4,

CHLB, CHLJ, CHN8, COL8, F005,

JA02, JPNC, PA01, PR03, QPS1,

S003, SPN3, ST03-TTO

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell audiovisual works to a cardholder in a digitized

format. Such works are delivered by means of electronic transfer

(such as uploading, downloading, or streaming) and include, but are

not limited to, audiobooks, music files, ringtones, movies, videos, live

or recorded events, digital periodicals or magazines, digital pictures,

digital presentations, and news and entertainment programs.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 5816: Digital Goods: Games

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

MCC Description Merchants that develop video or electronic games for play on

smartphones, feature phones, personal computers, tablets, consoles,

or other devices with networking capability. Such games may provide

platforms to make “in-application” purchases of electronic or virtual

items for use during play, including but not limited to game pieces,

tokens, points, or other forms of game-specific value.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music

Quick Reference Booklet—Merchant Edition • 16 April 2024

121

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 5817: Digital Goods: Software Applications (Excluding Games)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

MCC Description Merchants that sell prewritten software applications made available

to a cardholder via remote access (for example, a hosted server) or

download. Such applications include, but are not limited to,

accounting or financial programs, office suites, data management

resources, image organizers, media players, and animation

development tools.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 5818: Digital Goods: Multi-Category

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5817: Digital Goods: Software Applications (Excluding Games)

Quick Reference Booklet—Merchant Edition • 16 April 2024

122

MCC Description Merchants that sell at least two of the following specified digital

products:

• MCC 5815 (Digital Goods: Audiovisual Media Including Books,

Movies, and Music)

• MCC 5816 (Digital Goods: Games)

• MCC 5817 (Digital Goods: Software Applications [Excluding

Games])

A digital good is electronically transferred to the purchaser and

obtained by means other than tangible storage media.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, UR10

MCC 5912: Drug Stores, Pharmacies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell prescription and proprietary drugs and

nonprescription (over-the-counter) medicines. Drug stores may also

sell related products and sundries such as cosmetics, toiletries,

tobacco, heating pads, back supports, novelty merchandise, greeting

cards, and a limited supply of food items. Operators of soda

fountains or lunch counters within drug stores also should use this

MCC.

An acquirer must use this MCC to identify a merchant located in the

Canada region whose primary business is the sale of recreational

cannabis. Such merchant must be properly registered with

Mastercard as set forth in section 9.4.7 of the Security Rules and

Procedures manual.

MCC Category

Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5912: Drug Stores, Pharmacies

Quick Reference Booklet—Merchant Edition • 16 April 2024

123

AB Programs Global: CCR1, CR03, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLH,

CHNA, COL6, JA01, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PA01, PR03, QPS1, SPN3, TT01-

TTO, UR05

MCC 5921: Package Stores, Beer, Wine, and Liquor

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell packaged alcoholic beverages such as ale, beer,

wine, and liquor for consumption off the premises. Such merchants

may or may not also sell a limited variety of snack items,

newspapers, and magazines, or toiletries and over-the-counter

medicines.

For merchants that sell liquor for consumption on the premises, use

MCC 5813.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLL,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

QPS1, SPN3, TT01-TTO, UR01

Acceptor business codes (MCCs)

MCC 5921: Package Stores, Beer, Wine, and Liquor

Quick Reference Booklet—Merchant Edition • 16 April 2024

124

MCC 5931: Second Hand Stores, Used Merchandise Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell used merchandise or secondhand goods.

Products for sale may include accessories, shoes and clothing,

furniture, books, bicycles, musical instruments, sewing machines,

electronic equipment, appliances, and other household items.

Typically, the items for sale have been donated or are on

consignment. Such merchants may or may not also sell antiques.

For the merchants that primarily sell antiques, use MCC 5932.

For pawnshops, use MCC 5933.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLD, CHLN,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

Description of MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5931: Second Hand Stores, Used Merchandise Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

125

MCC Description Merchants that sell antiques and may or may not also conduct some

repair or restoration work. Products for sale may include furniture,

jewelry, cameras and photographic equipment, tools, artwork, books,

appliances, and other household items.

For merchants that sell antique automobiles, use MCC 5521.

For merchants that primarily repair or restore antique furniture, use

MCC 7641.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5933: Pawn Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that lend money in exchange for personal property left

with the merchants as security. Pawn shops may, upon default of the

loan, sell the property to the general public. Property left as security

may include items such as jewelry, watches, musical instruments,

bicycles, furniture, coins, and camera and photographic equipment.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5933: Pawn Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

126

MCC 5935: Salvage and Wrecking Yards

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide wrecking and salvaging services for vehicles,

equipment, and other items. Such merchants may or may not

provide pick-up and towing services.

For merchants that primarily provide towing services, use MCC 7549.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5937: Antique Reproduction Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell antique reproductions or facsimiles. Items for

sale may include clothing, furniture, rugs, paintings and artwork,

mirrors, glassware, jewelry, and other household and personal items.

Such merchants may also provide antique phonograph reproduction

and restoration services.

For merchants that sell bona fide antiques, use MCC 5932.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5935: Salvage and Wrecking Yards

Quick Reference Booklet—Merchant Edition • 16 April 2024

127

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5940: Bicycle Shops: Sales and Service

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell bicycles, bicycle parts, and accessories. Bicycle

shops may also sell a limited variety of related sporting apparel, and

may or may not also conduct repair work or rent bicycles.

For merchants that primarily repair bicycles, use MCC 7699.

For merchants that primarily rent bicycles, use MCC 7999.

MCC Category Miscellaneous Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5940: Bicycle Shops: Sales and Service

Quick Reference Booklet—Merchant Edition • 16 April 2024

128

MCC 5941: Sporting Goods Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell sporting goods, sporting equipment, and related

parts and accessories. Products for sale may include skateboards,

water-skis, inline skates, surfboards, golf equipment, snow skis,

windsurfing, skin diving and scuba equipment, bait and tackle,

backpacking, camping, hiking and mountaineering equipment,

exercise equipment, pool tables, tennis equipment, bowling

equipment and supplies, hunting equipment and supplies, and

playground equipment. Sporting goods stores may or may not also

conduct repair work or rent sporting equipment.

For merchants that primarily conduct repair work, use MCC 7699.

For merchants that primarily rent sporting equipment, use MCC

7999.

MCC Category

Miscellaneous Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLK, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 5942: Book Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell new or used books, journals, magazines,

textbooks, maps, and atlases, audio books (books on tape) and

calendars. This MCC also includes religious bookstores.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5941: Sporting Goods Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

129

AB Programs Global: CCR3, CR04, EM04, K001, K002,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHLL, CHN8, CHNA, COLK,

COLN, COLP, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PA01, PR03, QPS1, TT01-TTO,

UR10

MCC 5943: Office, School Supply, and Stationery Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell a variety of office and school supplies and paper

goods. Products for sale may include pens, pencils, calendars, desk

organizers, staplers, file folders, bond paper, portfolios, message

pads, markers, computer diskettes, ink cartridges for computer

printers, a limited selection of computer software, and small office

equipment such as file drawers, chairs, wastebaskets, and desk

lamps. Such merchants do not primarily sell large or high-priced

office equipment such as computers or desk units.

For merchants that primarily sell computer hardware, use MCC

5732.

For merchants that primarily sell computer software, use MCC 5734.

MCC Category

Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLK, COLN, JA02, LR01, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, QPS1, TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 5943: Office, School Supply, and Stationery Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

130

MCC 5944: Clock, Jewelry, Watch, and Silverware Store

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell clocks and watches; precious metals; fine jewelry

such as diamonds or other precious stones mounted in precious

metals; and sterling silver and plated flatware and accessories, such

as platters, serving bowls, trivets, and pitchers. Such merchants may

also conduct repair work.

For merchants that primarily repair fine jewelry, watches, or clocks,

use MCC 7699.

For merchants that primarily sell china or crystal, use MCC 5950.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLK, COLN, JA02, MM02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, SPN3, TT01-TTO,

UR10

MCC 5945: Game, Toy, and Hobby Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell toys and games, and may sell a limited selection

of do-it-yourself craft or hobby kits.

For merchants that primarily sell supplies, materials, and equipment

used to assemble crafts, use MCC 5970.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5944: Clock, Jewelry, Watch, and Silverware Store

Quick Reference Booklet—Merchant Edition • 16 April 2024

131

AB Programs Global: CCR2, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 5946: Camera and Photographic Supply Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that specialize in the sale of camera, film, video, and

other photographic equipment and supplies, including processing

chemicals and papers. Such merchants may or may not also provide

film-processing services.

For merchants that sell camera and video equipment in addition to a

variety of other electronic equipment such as VCRs, televisions, and

stereos, use MCC 5732.

For merchants that primarily provide film processing and printing

services, use MCC 7395.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 5946: Camera and Photographic Supply Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

132

MCC 5947: Card, Gift, Novelty, and Souvenir Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell gifts and novelty items, greeting cards, balloons,

souvenirs, holiday decorations, stationery, wrapping paper and bows,

photo albums, and a limited selection of office supplies such as pens,

notebooks, and calendars.

For merchants that primarily sell office and school supplies, use MCC

5943.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 5948: Leather Goods and Luggage Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell luggage, trunks, briefcases, leather backpacks,

wallets, purses, gloves, and other leather goods, and may sell a

limited selection of leather apparel.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5947: Card, Gift, Novelty, and Souvenir Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

133

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLK, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell fabric, patterns, yarn, and other needlework/

sewing supplies such as thread, buttons, snaps, lining, trim and lace,

scissors, and zippers. Such merchants may also offer sewing classes

or instruction.

For merchants that primarily provide sewing or knitting instruction,

use MCC 8299.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLK, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR10

MCC 5950: Crystal and Glassware Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell glassware, china, and crystal for table service use

(such as wine and champagne glasses, serving bowls, and plates), as

well as gift items (such as figurines, book ends, flower vases, jewelry

boxes, and candlestick holders).

Acceptor business codes (MCCs)

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

134

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5960: Direct Marketing: Insurance Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

MCC Description Merchants that sell insurance services via direct mail, billing

statement stuffers, and magazine or television ads, all of which

include either a toll-free phone number or an address or Web site by

which prospective clients may respond. Insurance services offered

may include all forms of life insurance, hospital indemnity insurance

(additional coverage usually paid directly to the consumer),

accidental death and dismemberment insurance, credit card

insurance in which the outstanding balance is insured against the

cardholder’s death, disability or unemployment insurance, and

medical insurance for travelers. Sales may be targeted to special

groups such as veterans, retired persons, schoolteachers, or

members of certain organizations. The billing of the insurance

premiums typically occurs in periodic (monthly, quarterly, or annual)

installments, and continues until canceled by either the cardholder or

the insurance company. Another common feature is a free trial

period of 60 or 90 days, with the billing of the first installment after

the trial period has ended.

For face-to-face insurance sales and underwriting services, use MCC

6300.

MCC Category

Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, EM01, INS1, M001,

SI01

Country-specific: BEL1, BR01, CHLG, COL5, JPNH,

TT01-TTO

Acceptor business codes (MCCs)

MCC 5960: Direct Marketing: Insurance Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

135

MCC 5962: Direct Marketing: Travel-Related Arrangement Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell travel-related arrangement services via

outbound telemarketing methods in which the merchant initiates

contact with the consumer through direct mail, advertising, or other

direct marketing methods requiring consumer response in an

attempt to generate a sale. Also included are discount travel clubs

and subscription services or newsletters from which subscribers

select prepackaged trips; these often require an annual membership

fee that may be billed to the cardholder’s account each year until

canceled by the cardholder or the merchant.

For travel agents and tour operators, use MCC 4722.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR03, GW01, M001,

M003

Country-specific: BEL1, BR07, BR10, CHLG, COL1,

TT01-TTO

MCC 5963: Door-to-Door Sales

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell merchandise by means of house-to-house

canvass, or from trucks or wagons or other temporary locations.

Products sold door-to-door may include cosmetics, household items,

bakery goods, dairy products, and magazine subscriptions.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5962: Direct Marketing: Travel-Related Arrangement Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

136

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,

CHNA, COL5, IDN2, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR07

MCC 5964: Direct Marketing: Catalog Merchants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC T for non–face-to-face transactions.

MCC Description Merchants that initiate direct contact with consumers and are often

described as mail-order houses or as the mail-order industry. Such

merchants offer their merchandise via catalogs, and accept

merchandise orders exclusively via mail, phone, fax, electronic

commerce, or other non–face-to-face methods. A paper catalog is a

multi-page document that is sent (mailed, faxed, or otherwise

delivered) directly to a consumer. An electronic catalog displays

merchandise via cable TV or as videotext on an Internet site.

Catalogs display and describe merchandise and include a mail-order

form, phone number, or Internet site address for placing orders.

Flyers and brochures are not considered catalogs.

A manufacturer with a pricing catalog is not considered a direct

marketing catalog merchant.

MCC Category

Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, COL5, CHLG,

TT01-TTO

MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non-face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5964: Direct Marketing: Catalog Merchants

Quick Reference Booklet—Merchant Edition • 16 April 2024

137

MCC Description Catalog merchants that also operate one or more retail outlets. This

MCC is used only for transactions occurring via mail order, phone

order, electronic commerce, or other non–face-to-face methods, even

if the merchandise is delivered to a store for pick-up.

Face-to-face sales, including those in which the order is placed at a

catalog desk or elsewhere in a store in response to a catalog or other

direct response communication are excluded from this MCC.

All retail sales must be processed under an appropriate retail MCC.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, CHLG, COL5,

TT01-TTO

MCC 5966: Direct Marketing: Outbound Telemarketing Merchants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

MCC Description Merchants that initiate direct contact with consumers to sell

products and services. Outbound telemarketing merchants contact

(and sometimes offer an incentive to) prospective buyers by phone,

advertising, direct mail (other than a catalog), or other direct

marketing method that includes either a toll-free phone number or a

mailing address. Products promoted and sold via such methods may

include cosmetics, health-care products, vitamins, and time-share

realty.

For charitable organizations that solicit contributions by any means,

including via outbound telemarketing, use MCC 8398.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, CHLG, COL5

Acceptor business codes (MCCs)

MCC 5966: Direct Marketing: Outbound Telemarketing Merchants

Quick Reference Booklet—Merchant Edition • 16 April 2024

138

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC T for non–face-to-face transactions.

MCC Description Merchants that provide one or more audiotext or videotext services

that can be accessed via phone, fax, or over an open network such as

the Internet. The cardholder initiates contact with the merchant and

all subsequent transactions. This MCC applies to information

services offered over the telephone or the Internet, as well as to

products that may be sold through such services. Information

services are provided for a fee and may include polls, sweepstakes,

adult chat and entertainment, sports scores, stock market quotes,

horoscope readings, or other audio text or videotext services that

consumers listen to, view, or participate in.

For providers of electronic bulletin board access or online services

provided via personal computers, use MCC 4816.

MCC Category

Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003, SPN3

Country-specific: BEL1, BR07, BR10, CHLG, COL5,

TT01-TTO

MCC 5968: Direct Marketing: Continuity/Subscription Merchants

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants

Quick Reference Booklet—Merchant Edition • 16 April 2024

139

MCC Description Merchants that sell subscription products or services via direct mail,

phone, the Internet, or other direct marketing method that includes

either a toll-free number, mailing address, e-mail address, or website

URL. Such merchants may offer a series of products (such as one

book a month for one year) or the annual renewal of a single

product. The cardholder’s Mastercard card account is billed for the

product or service on a continuing or periodic basis (such as once a

month or twice a year), and the product or service continues until the

subscription or series ends or the cardholder or merchant terminates

the agreement. This MCC includes book clubs, magazine and

newspaper subscriptions, audio clubs selling records, tapes, and

compact discs (CDs), video tape and digital video disc (DVD) clubs,

collectible series subscriptions (for example, series of stamps, coins,

books, plates, china figures, or plates), magazine subscriptions,

health-care product subscriptions, cosmetics subscriptions, vitamin

subscriptions, and credit card registration service companies.

For newspaper classified ads sold via direct marketing methods, use

MCC 5969.

An acquirer must use this MCC to identify transactions arising from

a high-risk negative option billing merchant selling physical products.

Such merchant must be properly registered with Mastercard as set

forth in section 9.4.10 of the Security Rules and Procedures manual.

Recurring transactions excluded from this category include utility

payments (use MCC 4900), private athletic club monthly dues (use

MCC 7997), and insurance premiums (use MCC 6300).

MCC Category

Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02 M001, M003

Country-specific: BEL1, BR01, CHLG, COL5, HK02,

JA02, MAC2, TT01-TTO

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

140

MCC Description Merchants that sell products and services through a variety of direct

response methods in which an order form or an address or phone

number is included for the placement of an order by mail, phone, or

fax. These merchants often use mass-marketing techniques such as

brochures, radio and television direct response ads, and TV

infomercials (extended length TV commercials with a talk-show

format). Such merchants generally offer only one or two products

per promotion, such as kitchen cutlery, household gadgets, weight

reduction products, sports equipment, cosmetics, specialty records,

or books that are available only through television advertising. This

includes newspaper classified ads sold via direct marketing methods.

For tickets ordered by phone but paid for at the ticket booth, use

MCC 7922.

Excluded are face-to-face retailers that occasionally accept mail or

phone orders for customer convenience.

For retail sales conducted through an Internet site, use the most

appropriate retail MCC with a TCC of T.

MCC Category

Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, CHLG, COL5,

TT01-TTO

MCC 5970: Artist Supply Stores, Craft Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell materials, equipment, and supplies used to create

art, crafts, or other items. Products for sale may include clay, all

types of paint, brushes, silk flowers, pens, pencils, paper, hobby and

craft kits, yarns, beads, candy for candy-making, decorative rubber

stamps, and some fabric and other needlecraft supplies.

For merchants that specialize in selling fabric, sewing and

needlework supplies, use MCC 5949.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5970: Artist Supply Stores, Craft Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

141

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5971: Art Dealers and Galleries

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell artwork such as pictures, photographs, or

sculptures. The sale may be conducted directly with the art dealer,

the artist, or the art gallery.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 5971: Art Dealers and Galleries

Quick Reference Booklet—Merchant Edition • 16 April 2024

142

MCC Description Retailers that sell postage stamps, coins, and related accessories for

the purpose of stamp collecting, coin collecting, or investment.

For the sale of postage stamps through government operated postal

services, use MCC 9402.

For mail and packaging services that also sell stamps, use MCC

7399.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 5973: Religious Goods Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell religious goods such as figurines, cards, devotional

supplies, pictures, instructional or educational books and tapes, and

decorative items.

For merchants that primarily sell religious books, use MCC 5942.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5973: Religious Goods Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

143

MCC 5975: Hearing Aids: Sales, Service, Supply Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell hearing aids and related supplies, and may or may

not also conduct repair work.

For merchants that primarily conduct repair work, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5976: Orthopedic Goods: Artificial Limb Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell a variety of prosthetic devices and orthopedic

goods, and may or may not also conduct repair work. Products for

sale may include arch supports and other foot appliances, fracture

appliances, elastic hosiery, abdominal supporters, elastic and

orthopedic braces, canes, artificial limbs, wheel chairs, and walkers.

For merchants that primarily conduct repair work on orthopedic

goods, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 5975: Hearing Aids: Sales, Service, Supply Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

144

Country-specific: BEL1, BR07, BR10, CHLH, CHNA,

COLJ, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5977: Cosmetic Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell natural or synthetic cosmetics, including theatrical,

medical, and daily-wear cosmetics.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,

CHNA, COLK, COLN, COLP,

JA02, OTH8, OT33, OT34, OT36,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 5978: Typewriter Stores: Rentals, Sales, Service

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that primarily sell, rent, or lease typewriters. Such

merchants may also sell a limited selection of office supplies and

equipment, and may or may not conduct repair work.

For merchants that primarily sell office supplies, use MCC 5943.

For merchants that primarily conduct repair work, use MCC 7699.

Acceptor business codes (MCCs)

MCC 5977: Cosmetic Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

145

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell fuel oil, wood, coal, liquefied petroleum, aviation

fuel, heating oil, or gas propane. Such merchants may or may not

also sell gasoline for consumer use in automobiles.

For merchants that primarily sell automotive gasoline, use MCC

5541 or MCC 5542 as appropriate.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR02, FLT1, FLT2, FT01,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood

Quick Reference Booklet—Merchant Edition • 16 April 2024

146

MCC 5992: Florists

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell cut flowers, flower arrangements, and potted

plants. Such merchants may or may not also sell novelty items such

as helium balloons.

For merchants that primarily sell seeds, bulbs and nursery stock, use

MCC 5261.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,

CHNA, COLN, IDN2, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, SPN3, TT01-TTO, UR10

MCC 5993: Cigar Stores and Stands

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell tobacco, cigarettes, cigars, pipes, smokers’

supplies, or electronic nicotine delivery systems (such as electronic

cigarettes [e-cigarettes]).

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Acceptor business codes (MCCs)

MCC 5992: Florists

Quick Reference Booklet—Merchant Edition • 16 April 2024

147

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 5994: News Dealers and Newsstands

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell newspapers, magazines, journals, and other

periodicals.

For newspaper subscriptions, use MCC 5968.

MCC Category Miscellaneous Stores

AB Programs Global: EM04, CCR3, CR04, K001, K002,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, ST01

Country-specific: BEL1, BR03, BR08, CAN3, CHLD,

CHLN, CHN8, CHNA, COLN,

IDN2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PA01,

PR03, QPS1, SPN3, TT01-TTO,

UR10

MCC 5995: Pet Shops: Pet Food and Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell pets (for example, dogs, cats, birds, fish, reptiles,

hamsters, and rabbits), pet food, and pet supplies.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5994: News Dealers and Newsstands

Quick Reference Booklet—Merchant Edition • 16 April 2024

148

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLN, JA02, LR01, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, SPN3, TT01-TTO, UR10

MCC 5996: Swimming Pools: Sales and Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell home swimming pools (in-ground or prefabricated

above-ground pools), spas, hot tubs, whirlpool baths, and pool

supplies. Such merchants may or may not also provide installation

and maintenance services.

For merchants that primarily provide installation services, use MCC

1799. These merchants also may or may not provide repair services.

For merchants that primarily provide repair services, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: OTH1, CCR3, CR04, K001, K002,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 5996: Swimming Pools: Sales and Supplies

Quick Reference Booklet—Merchant Edition • 16 April 2024

149

MCC 5997: Electric Razor Stores: Sales and Service

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell electric razors that may or may not also provide

repair services.

For merchants that primarily provide repair services, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5998: Tent and Awning Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell tents and awnings for home or business use.

Products for sale may include camping tents, shade tents, and

predesigned or custom-made window or door awnings for homes or

businesses. Such merchants may or may not also provide repair

services.

For merchants that primarily provide repair services, use MCC 7699.

MCC Category Miscellaneous Stores

Acceptor business codes (MCCs)

MCC 5997: Electric Razor Stores: Sales and Service

Quick Reference Booklet—Merchant Edition • 16 April 2024

150

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 5999: Miscellaneous and Specialty Retail Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell unique or specialized products that are not

described by any other acceptor business code (MCC). This MCC

should be used only when all other MCC assignment options have

been exhausted. Examples of such specialty stores include map and

atlas stores, firearms and ammunition stores, magic stores, party

supply stores, silk flower shops, fireworks shops, ice dealers, picture

frame shops, sunglasses shops, beauty supply stores, and bottled

and distilled water dealers.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 5999: Miscellaneous and Specialty Retail Stores

Quick Reference Booklet—Merchant Edition • 16 April 2024

151

MCC 6010: Manual Cash Disbursements: Customer Financial Institution

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC C

MCC Description Used only to identify face-to-face transactions in which a cardholder

uses a Mastercard card at a Mastercard customer financial

institution to obtain a manual (“over-the-counter”) cash

disbursement, to open or fund a deposit account, or to purchase

travelers cheques, foreign currency, money orders, precious metals, or

savings bonds.

For cash disbursement transactions occurring at automated teller

machines (ATMs), use MCC 6011.

For sales of foreign currency, money orders, travelers cheques, and

other quasi-cash products at locations other than Mastercard

customer financial institution locations, use MCC 6051.

MCC Category

Service Providers

AB Programs Global: C001

Country-specific: BR07, BR10, CHLG

MCC 6011: Automated Cash Disbursements: Customer Financial Institution

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Identifies cash disbursement transactions occurring at automated

teller machines (ATMs) owned, leased, controlled, or sponsored by

Mastercard customers.

For face-to-face cash disbursement transactions occurring at a

Mastercard customer financial institutions, use MCC 6010.

MCC Category Service Providers

AB Programs Global: Z001

Country-specific: BR07, BR10, CHLG

Acceptor business codes (MCCs)

MCC 6010: Manual Cash Disbursements: Customer Financial Institution

Quick Reference Booklet—Merchant Edition • 16 April 2024

152

MCC 6012: Merchandise and Services: Customer Financial Institution

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Identifies the purchase of merchandise or services at a Mastercard

customer financial institution location. Such merchandise and

services may include checks and other financial products,

promotional merchandise, loan fees, and financial counseling service

fees.

For securities or brokerage transaction service fees or other related

costs, use MCC 6211.

For cash disbursements, use MCC 6010 for face-to-face

transactions and MCC 6011 for transactions that occur at ATMs.

MCC Category Service Providers

AB Programs Global: CCR1, CR05, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLD, CHLM,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 6050: Quasi Cash: Customer Financial Institution

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 6012: Merchandise and Services: Customer Financial Institution

Quick Reference Booklet—Merchant Edition • 16 April 2024

153

MCC Description Identifies the purchase, with a Mastercard or Maestro card, of

travelers cheques, foreign currency, money orders, precious metals, or

savings bonds at a Mastercard customer financial institution

location. This MCC may also be used to identify transactions in which

a customer accepts a Mastercard or Maestro card in direct payment

of an existing debt, such as a private label card or vehicle loan.

This MCC may be used for non–face-to-face transactions, such as

those facilitated through the Internet.

MCC 6050 must not be used to identify any sale other than as

described, including, by way of example and not limitation; gambling

transactions (MCC 7995, MCC 7801, or MCC 7802, as appropriate,

must be used); videotext transactions (MCC 5967 must be used);

the sale of any prescription drug (MCC 5122 or MCC 5912 must be

used); or the sale of any tobacco product (MCC 5993 must be used).

Any fee charged and included in the total transaction amount must

be clearly disclosed to the cardholder before completing the

transaction.

For cash disbursements, use MCC 6010 for face-to-face

transactions and MCC 6011 for transactions that occur at ATMs.

MCC Category

Service Providers

AB Programs Global: CCR1, CR05, T002, U001

Country-specific: BR07, BR10, CHLG, COLM

MCC 6051: Quasi Cash: Merchant

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 6051: Quasi Cash: Merchant

Quick Reference Booklet—Merchant Edition • 16 April 2024

154

MCC Description Identifies the purchase, with a Mastercard or Maestro card, of

travelers cheques, foreign currency, or money orders, or the use of a

Mastercard card to open or fund a deposit account, at a location

other than a Mastercard customer financial institution location. This

MCC may also be used to identify transactions in which a merchant

accepts a Mastercard or Maestro card for payment of an existing

debt, such as a private label card or vehicle loan.

In addition, this MCC must be used to identify transactions involving

the purchase of cryptocurrency.

MCC 6051 must not be used to identify any sale other than as

described, including, by way of example and not limitation; gambling

transactions (MCC 7995, MCC 7801, or MCC 7802, as appropriate,

must be used); videotext transactions (MCC 5967 must be used);

the sale of any prescription drug (MCC 5122 or MCC 5912 must be

used); or the sale of any tobacco product (MCC 5993 must be used).

Any fee charged and included in the total transaction amount must

be clearly disclosed to the cardholder before completing the

transaction.

For the face-to-face purchase of foreign currency, money orders, or

travelers cheques at a Mastercard customer financial institution

location, use MCC 6010.

MCC Category

Service Providers

AB Programs Global: CCR1, CR05, T002, U001

Country-specific: BR07, BR10, CHLE, CHLM,

COLM, JA02, U003

MCC 6211: Securities: Brokers/Dealers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that buy, sell, and broker securities, stocks, bonds,

commodities, and mutual funds.

MCC Category Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 6211: Securities: Brokers/Dealers

Quick Reference Booklet—Merchant Edition • 16 April 2024

155

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLM, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 6300: Insurance Sales, Underwriting, and Premiums

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell all types of personal or business insurance policies,

including automobile, life, health, hospital, medical and dental,

homeowners and renters, real estate title, pet health, flood, fire, or

earthquake insurance policies.

For merchants that sell insurance products and services using direct

marketing methods, use MCC 5960.

MCC Category Service Providers

AB Programs Global: CCR3, CR03, EM01, EM02, INS1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT22, SI01

Country-specific: BEL1, BR07, BR10, CHLF, CHNA,

COLJ, EM03, JA02, JPN9, JPNH,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 6513: Real Estate Agents and Managers: Rentals

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Fees charged by merchants engaged in the rental and management

of residential and commercial properties, such as real estate agents,

brokers, and managers, and apartment rental services. Such fees

may include management fees, real estate rental commissions, and

real estate rental payments.

Acceptor business codes (MCCs)

MCC 6300: Insurance Sales, Underwriting, and Premiums

Quick Reference Booklet—Merchant Edition • 16 April 2024

156

MCC Category Service Providers

AB Programs Global: CCR3, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22

Country-specific: ARG2, BEL1, BR01, CHLB, CHLK,

CHNA, COLL, EM05, JA02, JPNA,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PA02, SPN3, UR10

MCC 6532: Payment Transaction: Customer Financial Institution

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description This MCC may be used only to identify Payment Transactions as

stated below. A Payment Transaction is a transfer of funds to a

Mastercard, Maestro, or Cirrus account by means of the Mastercard

network. For more information, refer to section 6.1 of the

Transaction Processing Rules.

NOTE: This MCC must only be used for rePower value loads or

specified domestic payments, in combination with one of the

following Transaction Type Identifier (TTI) values as applicable:

• C02 Mastercard rebate

• C03 rePower Load Value

• C06 Payment of a credit card balance with cash or check (for

Colombia domestic use only)

• C91 Utility Payments (for Brazil domestic use only)

• C92 Government Services (for Brazil domestic use only)

• C93 Mobile phone top-ups (for Brazil domestic use only)

• C94 Coupon booklet payments (for Brazil domestic use only)

For information about TTI usage, refer to DE 48, subelement 77

(Transaction Type Identifier) in the Customer Interface Specification

and Single Message Specifications manuals and PDS 0043

(Transaction Type Identifier) in the IPM Clearing Formats manual.

MCC Category

Service Providers

AB Programs Global: D001

Acceptor business codes (MCCs)

MCC 6532: Payment Transaction: Customer Financial Institution

Quick Reference Booklet—Merchant Edition • 16 April 2024

157

Country-specific: BR06, CHLG

MCC 6533: Payment Transaction: Merchant

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC P

MCC Description This MCC may be used only to identify Payment Transactions. A

Payment Transaction is a transfer of funds to a Mastercard,

Maestro, or Cirrus account by means of the Mastercard network. For

more information, refer to section 6.1 of the Transaction Processing

Rules.

NOTE: This MCC must only be used for rePower value loads or

specified domestic payments, in combination with one of the

following Transaction Type Identifier (TTI) values as applicable:

• C03 rePower Load Value

• C06 Payment of a credit card balance with cash or check (for

Colombia domestic use only)

• C91 Utility Payments (for Brazil domestic use only)

• C92 Government Services (for Brazil domestic use only)

• C93 Mobile phone top-ups (for Brazil domestic use only)

• C94 Coupon booklet payments (for Brazil domestic use only)

For information about TTI usage, refer to DE 48, subelement 77

(Transaction Type Identifier) in the Customer Interface Specification

and Single Message Specifications manuals and PDS 0043

(Transaction Type Identifier) in the IPM Clearing Formats manual.

MCC Category

Service Providers

AB Programs Global: D001

Country-specific: BR06, CHLG

MCC 6536: MoneySend Intracountry

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 6533: Payment Transaction: Merchant

Quick Reference Booklet—Merchant Edition • 16 April 2024

158

MCC Description Identifies MoneySend Intracountry Payment Transactions.

MoneySend operates on the basis of account-to-account processing

with funds transferred from the Originating Institution to any

Mastercard, Maestro, or Cirrus account held at the Receiving

Institution.

MCC Category Service Providers

AB Programs Global: MON1

MON3

MCC 6537: MoneySend Intercountry

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Identifies intercountry MoneySend Payment Transactions.

MoneySend operates on the basis of account-to-account processing

with funds transferred from the Originating Institution to any

Mastercard, Maestro, or Cirrus account held at the Receiving

Institution.

MCC Category Service Providers

AB Programs Global: MON1

MON3

MCC 6538: Funding Transactions for MoneySend

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non-face-to-face transactions.

MCC Description Identifies a Funding Transaction governed by the Standards set forth

in the Mastercard MoneySend and Funding Transactions Program

Standards manual.

MCC 6538 must not be used to identify a Funding Transaction

conducted for purposes of funding any of the activities described in

section 9.1 of the Security Rules and Procedures (the appropriate

MCC for each such activity must be used)..

Acceptor business codes (MCCs)

MCC 6537: MoneySend Intercountry

Quick Reference Booklet—Merchant Edition • 16 April 2024

159

MCC Category Service Providers

AB Programs Global: MON1

MCC 6540: Funding Transactions

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non-face-to-face transactions.

MCC Description Identifies a Funding Transaction, as described in section 6.6 of the

Transaction Processing Rules.

MCC 6540 must not be used to identify a Funding Transaction

conducted for purposes of funding any of the activities described in

section 9.1 of the Security Rules and Procedures manual (the

appropriate MCC for each such activity must be used).

Funding Transactions must comply with the requirements set out in

the Standards, including the Mastercard MoneySend and Funding

Transaction Program Standards.

MCC Category Service Providers

AB Programs Global: CCR1, CR05, MON1, MON2,

MON3, OTH1, OTH2, OTH3,

OTH4, OTH5

Country-Specific: CHLG, CHNA, OTH8, OT33,

OT34, OT36, OT41

MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Only those lodging establishments for which a unique MCC has not

been designated, including bed and breakfast and other local inns,

resorts, cabins, cottages, and hostels.

MCC Category Hotels and Motels

AB Programs Global: H001, TE01, TE02, TE03, TE04

Acceptor business codes (MCCs)

MCC 6540: Funding Transactions

Quick Reference Booklet—Merchant Edition • 16 April 2024

160

Country-specific: BEL1, BR07, BR10, CHLG, COLA,

JA02, JPN4, SPN3, TT01-TTO

MCC 7012: Timeshares

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that sell, lease, and rent timeshare real estate and arrange

timeshare condominium exchanges.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BR07, BR10, CHLG, CHNA,

COLA, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, UR06

MCC 7032: Recreational and Sporting Camps

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate children’s camps, recreational camps, and

sporting camps. Examples of such camps include summer camps for

boys and girls, nudist camps, dude ranches, fishing and hunting

camps, and educational or sports instruction camps.

For campgrounds used for tent or trailer camping, use MCC 7033.

MCC Category Service Providers

Acceptor business codes (MCCs)

MCC 7012: Timeshares

Quick Reference Booklet—Merchant Edition • 16 April 2024

161

AB Programs Global: CCR1, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7033: Campgrounds and Trailer Parks

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide overnight or short-term campsites for

recreational vehicles, trailers, campers, or tents. Such campsites may

be located within state parks, or privately owned and operated, and

may or may not include water and electrical hookups for recreational

vehicles.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7210: Cleaning, Garment, and Laundry Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7033: Campgrounds and Trailer Parks

Quick Reference Booklet—Merchant Edition • 16 April 2024

162

MCC Description Merchants that operate steam or other types of laundries for

commercial businesses or individuals. On a weekly or monthly basis,

these merchants provide laundered items such as uniforms, gowns,

aprons, table linens, bed linens, and towels. This MCC also includes

diaper services offering home pick-up, cleaning, and delivery.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHLM, CHNA, COLL, IDN2, JA02,

JPNG, OTH8, OT33, OT34, OT36,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 7211: Laundry Services: Family and Commercial

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide self-service washers and dryers for general

consumer use, including pay-by-the-pound laundry service. Such self-

service laundry services are typically known as laundromats but also

are found in dormitories, apartment buildings, or other similar

locations.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLL, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 7211: Laundry Services: Family and Commercial

Quick Reference Booklet—Merchant Edition • 16 April 2024

163

MCC 7216: Dry Cleaners

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide dry cleaning services for individuals or

businesses, and may offer limited alteration services. Items cleaned

by dry cleaners typically include clothing, draperies, wedding dresses,

and bedding.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, EM04, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLL, JA02, JPNG, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA01, PR03, QPS1, SPN3,

TT01-TTO, UR10

MCC 7217: Carpet and Upholstery Cleaning

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that clean commercial or residential carpets, drapes, and

upholstery.

For merchants that provide reupholstering services, use MCC 7641.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7216: Dry Cleaners

Quick Reference Booklet—Merchant Edition • 16 April 2024

164

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

UR10

MCC 7221: Photographic Studios

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that perform still or video portrait photography for the

general public, including those that photograph children on location

at schools or specialize in wedding photography and videos.

For merchants that provide film developing and printing services, use

MCC 7395.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7230: Barber and Beauty Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide personal hair care services such as hair

cutting, hair styling, hair coloring, and hair extensions. Barber and

beauty shops may also perform manicures and pedicures and sell a

limited selection of hair care products.

MCC Category Personal Service Providers

Acceptor business codes (MCCs)

MCC 7221: Photographic Studios

Quick Reference Booklet—Merchant Edition • 16 April 2024

165

AB Programs Global: CCR3, CR03, P001

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHLM, COLL, TT01-TTO

MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that repair footwear and provide shoe cleaning and shining

services, as well as retailers that provide hat cleaning and blocking

services.

MCC Category Personal Service Providers

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,

CHNA, COLL, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 7261: Funeral Service and Crematories

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide burial preparation and cremation services

and conduct funerals. Such merchants include mortuaries,

crematories, funeral homes, and funeral parlors.

For animal cremation and burial services, use MCC 7299.

MCC Category Personal Service Providers

Acceptor business codes (MCCs)

MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors

Quick Reference Booklet—Merchant Edition • 16 April 2024

166

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,

CHNA, COLL, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 7273: Dating Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide dating and escort services, including

computer and video personal introduction and matchmaking

services.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

MCC 7276: Tax Preparation Service

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7273: Dating Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

167

MCC Description Merchants that exclusively provide income tax return preparation

services without auditing, accounting, or bookkeeping services.

For merchants providing auditing, accounting, or bookkeeping

services in addition to tax return preparation services, use MCC

8931.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7277: Debt, Marriage, Personal: Counseling Service

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide a variety of counseling services such as debt

and financial counseling, marriage counseling, family counseling,

alcohol and drug abuse counseling, and other personal counseling.

For merchants that provide legal services, use MCC 8111.

For merchants primarily engaged in collecting debts in default owed

to others or that were originally owed to others, use MCC 7322.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 7277: Debt, Marriage, Personal: Counseling Service

Quick Reference Booklet—Merchant Edition • 16 April 2024

168

MCC 7278: Buying/Shopping Clubs, Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide buying and shopping services to individuals

or businesses on a fee basis. This type of merchant does not directly

sell goods to the consumer, but rather chooses a selection of items

that the consumer may be interested in purchasing, typically acting

on behalf of the seller of the goods.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that rent costumes, uniforms, formal wear, tuxedos, and

other types of apparel and related accessories.

For wholesale distributors that sell or rent uniforms to other

businesses, use MCC 5137.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7278: Buying/Shopping Clubs, Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

169

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7297: Massage Parlors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Retailers that specialize in providing massage services. Such

merchants also may provide other personal services, and may rent

saunas or hot tubs.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7298: Health and Beauty Spas

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7297: Massage Parlors

Quick Reference Booklet—Merchant Edition • 16 April 2024

170

MCC Description Merchants, typically known as day spas that provide a variety of

personal or therapeutic services without an overnight stay. Such

services may include facials, massages, mud baths, herbal wraps,

tanning treatments, whirlpools, steam baths, personal exercise

programs, dietary counseling, and hair and makeup counseling and

styling, as well as instructional classes such as aerobics, weight

training, weight control, cooking, and sports classes.

For spa services offered as part of a package plan that includes

lodging at the merchant’s establishment, use MCC 7011.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLK, COLN, COLP, JA02, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 7299: Other Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide personal services that do not fall under any

other MCC. Examples of such services include animal boarding, bath

houses, house sitting services, maid services, animal grooming and

kennels, animal training or breeding, real estate agents, brokers, and

managers, body piercing and tattooing, water treatment services,

taxidermists, wedding chapels, and animal cremation and burial

services.

For real estate agents, brokers and managers, and apartment rental

services, use MCC 6513.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CF01, CR03, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7299: Other Services: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

171

Country-specific: BEL1, BR07, BR10, CHLD, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7311: Advertising Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that prepare advertising (copywriting, artwork, graphics,

and other creative work) and place advertising in periodicals,

newspapers, radio, television, or other advertising media for clients

on a contract or fee basis. Other types of advertising such as aerial

advertising, coupon distribution, distribution of samples, and

skywriting are also included.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, OT57

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLK, COLN, JA02, JPNG, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, SPN3, TT01-TTO, UR10

MCC 7321: Consumer Credit Reporting Agencies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide credit-reporting services such as credit

investigation, credit clearinghouses, and other related services. This

MCC does not include collection agencies.

For merchants primarily engaged in collecting debts in default owed

to others or that were originally owed to others, use MCC 7322.

Acceptor business codes (MCCs)

MCC 7311: Advertising Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

172

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7322: Debt Collection Agency

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants primarily engaged in collecting debts in default owed to

others or that were originally owed to others.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, COLL,

JA02, OTH8, OT33, OT34, OT36,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 7333: Commercial Art, Graphics, Photography

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7322: Debt Collection Agency

Quick Reference Booklet—Merchant Edition • 16 April 2024

173

MCC Description Merchants that provide commercial art or graphic design services for

advertising agencies, publishers, and other businesses. Such services

may include silk screen design, still and slide film production, chart

and graph design, and commercial art and illustration.

For merchants that provide still, video, and portrait photography for

the general public, use MCC 7221.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that reproduce text, drawings, plans, maps, and similar

materials by blueprinting, photocopying, or using other reproduction

methods. Such merchants also may provide collating and binding

services.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLK, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

174

MCC 7339: Stenographic and Secretarial Support Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide stenographic, secretarial, and other clerical

services such as word processing, typing, editing, letter writing,

proofreading, resume writing, and court reporting services.

For employment agencies that primarily seek to fill secretarial

support positions, use MCC 7361.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7342: Exterminating and Disinfecting Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide pest control, extermination, disinfecting, and

fumigation services, including the elimination of termites, insects,

and rodents.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7339: Stenographic and Secretarial Support Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

175

Country-specific: BEL1, BR07, BR10, CHLE, CHLG,

CHLN, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR10

MCC 7349: Cleaning and Maintenance, Janitorial Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide building cleaning, maintenance, and janitorial

services, such as window cleaning, floor waxing, school custodian

services, office cleaning, and housekeeping on a contract or fee basis.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, HK02, JA02, JPNG, MAC2,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR10

MCC 7361: Employment Agencies, Temporary Help Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide employment services for employers or those

seeking employment with permanent or temporary positions.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7349: Cleaning and Maintenance, Janitorial Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

176

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7372: Computer Programming, Data Processing, and Integrated Systems Design

Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide computer programming services, systems

design, and data processing services on a contract or fee basis. Such

services may include computer software design and analysis,

software or systems modifications, data entry or data processing,

and training in the use of custom software.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7375: Information Retrieval Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale providers of online and database information retrieval

and search services on a contract or fee basis.

MCC Category Wholesale Distributors and Manufacturers

Acceptor business codes (MCCs)

MCC 7372: Computer Programming, Data Processing, and Integrated Systems Design Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

177

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesalers that provide computer-related services. Such services

may include consulting on a contract or fee basis, database

development, computer maintenance and repair, tape and diskette

conversion services, and computer requirements analysis.

For wholesale distributors of computer hardware, software, and

related equipment, use MCC 5045.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7392: Consulting, Management, and Public Relations Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

178

MCC Description Merchants that provide counsel and assistance to the management

of private, nonprofit, and public organizations on a contract or fee

basis. Services provided may include strategic and organizational

planning financial planning and budgeting, the development of

marketing objectives, information systems planning, the

development of human resource policies, procedures planning, and

public relations services.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7393: Detective Agencies, Protective Agencies, Security Services including Armored

Cars, Guard Dogs

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide security devices and services. Examples of

such devices and services include armored cars, security systems

(installation, monitoring, and maintenance), private investigators,

guard dogs, and lie detection.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 7393: Detective Agencies, Protective Agencies, Security Services including Armored Cars,

Guard Dogs

Quick Reference Booklet—Merchant Edition • 16 April 2024

179

MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that rent and lease equipment, tools, furniture,

appliances, and office equipment (excluding typewriters).

For typewriter rentals, use MCC 5978.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COLN, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7295: Housekeeping Service (China)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental

Quick Reference Booklet—Merchant Edition • 16 April 2024

180

MCC Description Merchants that provide housekeeping or intermediary service to

family. Housekeeping services usually include nanny, nurse, cook,

gardener, driver, guard, tutor service to a family.

For merchants that provide employment services for employers or

those seeking employment with permanent or temporary positions,

use MCC 7361.

For merchants funded by the government, provide care and help

services specially for the elderly, five guarantees family, disabled

people, disabled children, use MCC 9399.

Business Services merchants are typically engaged in trades and

business support services, providing specialized goods and services

for consumers and businesses.

All Other Merchants/U.S. Post Exchange

This TCC applies to those transactions taking place at a retail store

or U.S. Post Exchange.

All Other Non–Face-to-Face Transactions

This TCC applies to non–face-to-face transactions, including but not

limited to recurring transactions, mail order/telephone order

transactions, electronic and mobile commerce transactions, and

transponder transactions. Recurring or preauthorized transactions

result from a specific authorization given to the merchant where the

cardholder has agreed to periodic billings submitted by the

merchant. Mail order/telephone order, electronic and mobile

commerce, and transponder transactions result from a cardholder

authorizing a sale to be charged to his or her account via a non–face-

to-face method.

Customers must not use this MCC for cross-border transactions.

MCC Category

Business Service

AB Programs Global:

Country-specific: CHNA

MCC 7395: Photo Developing, Photofinishing Laboratories

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7395: Photo Developing, Photofinishing Laboratories

Quick Reference Booklet—Merchant Edition • 16 April 2024

181

MCC Description Merchants that develop film and make photographic prints and

enlargements, and may also provide specialized services, such as

custom enlarging and photo retouching. The popular one-hour photo

development services are included here. These merchants also may

sell a limited selection of supplies such as film, tripods, photo albums,

scrap books, camera filters, and picture frames.

If the merchant sells primarily photographic equipment and supplies,

use MCC 5946.

MCC Category Business Services

AB Programs Global: CCR3, CR04, K001, K002, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7399: Business Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide business and trade services that typically are

not considered professions. This MCC must be used only if another

more specific MCC does not describe the merchant’s business.

Examples of such business services include publishing companies,

conference management companies, meeting planners, seminar

companies, locksmiths, mail and packing services (including the sale

of stamps), message and paging services, and waste management

services.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7399: Business Services: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

182

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,

CHNA, COLN, JA02, JPNG,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, TT01-TTO, UR10

MCC 7512: Automobile Rental Agency: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC A

MCC Description Only those car rental agencies for which a unique MCC has not been

designated.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

Country-specific: BEL1, BR07, BR10, CHLG, COLN,

SPN3, TT01-TTO

MCC 7513: Truck Rental

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Merchants that provide short-term rental or long-term leasing of

trucks, vans, or utility trailers. Such vehicles are used for moving or

hauling, and are rented on a do-it-yourself basis.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, SPN3, TT01-TTO

Acceptor business codes (MCCs)

MCC 7512: Automobile Rental Agency: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

183

MCC 7519: Motor Home and Recreational Vehicle Rental

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC A

MCC Description Merchants that rent motor homes, RVs, pop-up campers, tent

trailers, and other recreational vehicles on a daily, short-term, or

extended-term basis.

For aircraft, bicycle, motorcycle, and go-cart rentals, use MCC 7999.

For recreational boat rentals, use MCC 4457.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

Country-specific: BEL1, BR07, BR10, COLN, CHLG,

TT01-TTO

MCC 7523: Automobile Parking Lots and Garages

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide temporary parking services for automobiles,

usually on an hourly, daily, or monthly contract or fee basis.

MCC Category Business Services

AB Programs Global: CCR1, CR04, EM04, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32, ST01

Country-specific: BEL1, BR03, BR08, CAN4, CHL9,

CHLL, CHN8, CHNA, COLG,

EM03, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PA01,

PR06, QPS1, SPN3, TT01-TTO,

UR10

Acceptor business codes (MCCs)

MCC 7519: Motor Home and Recreational Vehicle Rental

Quick Reference Booklet—Merchant Edition • 16 April 2024

184

MCC 7531: Automotive Body Repair Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that perform automotive body repair work. Such

merchants also may or may not paint automobiles in conjunction

with the body repair work.

For merchants that primarily paint automobiles, use MCC 7535.

For merchants that perform automotive repair work other than body

repair, use MCC 7538.

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7534: Tire Retreading and Repair Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description This MCC identifies merchants that sell, install, repair, or retread old

tires.

For merchants that provide other types of automotive repair

services, use MCC 7538.

For merchants that primarily sell new automotive tires, use MCC

5532.

MCC Category Repair Services

Acceptor business codes (MCCs)

MCC 7531: Automotive Body Repair Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

185

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7535: Automotive Paint Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that paint and refinish automobiles exclusively, including

those specializing in antique automobile restoration and custom

design and painting.

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7538: Automotive Service Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7535: Automotive Paint Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

186

MCC Description Merchants that conduct automotive repairs and general servicing.

Such service may include engines, brakes, air conditioning systems,

mufflers, front ends and frames, fuel systems, carburetors, radiators,

windshields and windows, and electrical systems. This MCC includes

the popular quick oil change merchants and lube merchants. Service

shops also may or may not perform wheel alignment, balancing, and

repair services.

For automotive service specialists, use the MCC that best describes

the service provided, for example, for tire repairs and retreads, use

MCC 7534; for automotive painting, use MCC 7535; and for

automotive body repair work, use MCC 7531.

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,

K002, OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, QPS1,

TT01-TTO, UR10

MCC 7542: Car Washes

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that wash, wax, and polish automobiles, including drive-

through, custom hand wash, and do-it-yourself car wash locations.

If the merchant also sells automotive gasoline, use MCC 5541.

MCC Category Repair Services

AB Programs Global: CCR3, CR03, FLTM, FTM1, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32, ST01

Acceptor business codes (MCCs)

MCC 7542: Car Washes

Quick Reference Booklet—Merchant Edition • 16 April 2024

187

Country-specific: ARG2, BEL1, BR07, BR10, CAN4,

CHLG, CHNA, COL2, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, QPS1, SPN3, TT01-

TTO, UR10

MCC 7549: Towing Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide vehicle towing services.

For merchants that primarily provide wrecking and salvage services,

use MCC 5935.

MCC Category Repair Services

AB Programs Global: CCR3, CR03, FLTM, FTM1, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL2, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7622: Electronic Repair Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7549: Towing Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

188

MCC Description Merchants that repair electronics (excluding appliances) such as

radios, televisions, tape decks, CDs, receivers, stereos, and

computers.

For merchants that repair small appliances such as microwaves,

toaster ovens, and toasters, use MCC 7629.

For merchants that repair large appliances such as ovens, washers,

dryers, dishwashers, and refrigerators, use MCC 7699.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7623: Air Conditioning and Refrigeration Repair Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that service and repair household and commercial air

conditioning, and refrigeration systems.

For merchants that service and repair small household appliances,

use MCC 7629.

For merchants that service and repair large household appliances,

use MCC 7699.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7623: Air Conditioning and Refrigeration Repair Shops

Quick Reference Booklet—Merchant Edition • 16 April 2024

189

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7629: Appliance Repair Shops, Electrical and Small

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that service and repair household and commercial

electrical components and small appliances such as microwaves,

toaster ovens, and toasters, as well as merchants that service and

repair electrical office machines, excluding typewriters.

For merchants that specialize in typewriter repairs, use MCC 5978.

For specialists in electronics repairs, use MCC 7622.

For merchants that repair large household appliances, use MCC

7699.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7631: Clock, Jewelry, and Watch Repair Shops

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7629: Appliance Repair Shops, Electrical and Small

Quick Reference Booklet—Merchant Edition • 16 April 2024

190

MCC Description Merchants that clean and repair all types of watches, clocks, and fine

jewelry.

For merchants that primarily sell watches, clocks, and fine jewelry,

use MCC 5944.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7641: Furniture: Reupholstery and Repair, Refinishing

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that reupholster, repair, and refinish furniture, including

restorers of antique furniture.

For merchants that sell furniture, use MCC 5712.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 7641: Furniture: Reupholstery and Repair, Refinishing

Quick Reference Booklet—Merchant Edition • 16 April 2024

191

MCC 7692: Welding Repair

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that perform welding repair.

For merchants that perform construction welding, use MCC 1799.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, FLTM, FTM1, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7699: Miscellaneous Repair Shops and Related Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that exclusively provide service and repair work, but that

cannot be classified under a more specific repair work MCC. Such

merchants include those that repair large household appliances (for

example, ovens, washers, dryers, dishwashers, and water heaters),

bicycles and sporting equipment, hearing aids, orthopedic and

prosthetic devices, musical instruments, tents and awnings, camera

and other photographic equipment, lawnmowers, luggage, leather

goods, swimming pools, electric razors, and typewriters. Also includes

machine shops and merchants that clean and service furnaces and

chimneys.

MCC Category Repair Services

Acceptor business codes (MCCs)

MCC 7692: Welding Repair

Quick Reference Booklet—Merchant Edition • 16 April 2024

192

AB Programs Global: CCR2, CR03, FLTM, FTM1, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7800: Government Owned Lottery (U.S. Region Only)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

P for Gaming Payment Transactions.

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Government bodies that operate or administer lotteries and engage

in the sale of lottery tickets or shares on the Internet or in a physical

place of business either directly or through designated agents.

Use of this MCC is restricted to merchants located in the U.S. region

and properly registered with Mastercard as set forth in section 9.4.4

of the Security Rules and Procedures manual.

MCC Category Amusement and Entertainment

AB Programs Global: CCR3, CR03, G001, OTH1

Country-specific: CHNA, COLM, OT36

MCC 7801: Internet Gambling (U.S. Region Only)

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

P, U

Acceptor business codes (MCCs)

MCC 7800: Government Owned Lottery (U.S. Region Only)

Quick Reference Booklet—Merchant Edition • 16 April 2024

193

MCC Description Merchants licensed in accordance with applicable law or regulation

to operate an Internet gambling system or platform accepting the

placement of wagers.

Use of this MCC is restricted to merchants located in the U.S. region

and properly registered with Mastercard as set forth in section 9.4.2

of the Security Rules and Procedures manual.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR05, GAM2, U001

Country-specific: COLM

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

P, U

MCC Description Merchants licensed in accordance with applicable law or regulation

to conduct horse or dog racing or pari-mutuel wagering activities in

connection therewith, or both.

Use of this MCC is restricted to merchants located in the U.S. region

and properly registered with Mastercard as set forth in section 9.4.2

of the Security Rules and Procedures manual.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR05, GAM2,U001

Country-specific: COLM

MCC 7829: Motion Picture and Video Tape Production and Distribution

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Wholesale producers and distributors of educational and industrial

films and videos for exhibition and sale, including TV commercials

and training films.

For retailers that rent videotapes to consumers, use MCC 7841.

Acceptor business codes (MCCs)

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)

Quick Reference Booklet—Merchant Edition • 16 April 2024

194

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7832: Motion Picture Theaters

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non-face-to-face transactions, including when the ticket is

prepaid via phone order, and later picked up at the box office.

MCC Description Merchants that operate movie theaters, including drive-in theaters.

Such merchants sell tickets and refreshments, and may or may not

offer advance ticket reservations via the phone.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CNV1, CNV2, CR03,

EM04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,

CHN8, CHNA, COL7, EM03,

JA02, JPNF, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PR06,

QPS1, S003, TT01-TTO, UR10

MCC 7841: Video Entertainment Rental Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7832: Motion Picture Theaters

Quick Reference Booklet—Merchant Edition • 16 April 2024

195

MCC Description Merchants that rent videotapes, laser discs, DVDs, and video games

for consumer use at home. Such merchants may or may not sell a

limited selection of used videos, drinks, candy, snacks, and blank

tapes.

MCC Category Amusement and Entertainment

AB Programs Global: CR1, CR03, EM04, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32, ST01,

ST02

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,

CHN8, CHNA, COLN, JA02,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PA01, QPS1, TT01-

TTO, UR10

MCC 7911: Dance Halls, Schools, and Studios

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate dance studios, dance schools, and public

dance halls or ballrooms, and charge for admission fees, lessons, and

refreshments. Such merchants may teach many types of dance or

specialize in tap and ballet, ballroom, square dance instruction, or

other types of dance.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,

CHNA, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PA02,

TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 7911: Dance Halls, Schools, and Studios

Quick Reference Booklet—Merchant Edition • 16 April 2024

196

MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate live theatrical productions, such as road

companies and summer theater groups. Services associated with

theatrical productions and concerts are also included, such as casting

agencies, booking agencies, scenery, lighting, and other equipment

services, and theatrical ticket agencies.

For movie theaters, use MCC 7832.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COL&, JA02, JPNF, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide entertainment other than theatrical

productions, and includes musicians, bands, orchestras, comedians,

and magicians. Merchants that specialize in providing music (live

bands or disc jockeys [DJs]) for weddings or special events are also

included.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies

Quick Reference Booklet—Merchant Edition • 16 April 2024

197

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PA02, TT01-TTO, UR10

MCC 7932: Pool and Billiard Establishments

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants operating establishments that rent pool or billiard tables

for entertainment. Such merchants may offer coin-operated pool

tables, or may rent pool tables by the game or by the hour.

Shuffleboard, darts, and other games and refreshments may also be

available.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

JA02, OTH8, OT33, OT34, OT36,

OT39, OT40, OT41, TT01-TTO,

UR10

MCC 7933: Bowling Alleys

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7932: Pool and Billiard Establishments

Quick Reference Booklet—Merchant Edition • 16 April 2024

198

MCC Description Merchants that operate bowling alleys for entertainment, and may

accept Mastercard cards for rental fees, pro shop purchases,

refreshments, or usage fees.

Merchants located within the bowling alley that are separately

managed must be classified with the appropriate MCC for that type

of business.

For example, a restaurant located within a bowling alley must use

MCC 5812; a bar must use MCC 5813.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, EM04, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports

Promoters

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate and promote semiprofessional and

professional athletic clubs (such as baseball, basketball, football,

hockey, and soccer), promote amateur and professional athletic

events, and manage individual athletes. Sports arenas and stadiums

are also included.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters

Quick Reference Booklet—Merchant Edition • 16 April 2024

199

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PA02, SPN3, TT01-TTO, UR10

MCC 7991: Tourist Attractions and Exhibits

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate tourist attractions and exhibits for

entertainment, such as expositions, botanical gardens, craft shows,

museums, and wineries.

For art exhibits held at art galleries, use MCC 5971.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7992: Golf Courses, Public

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7991: Tourist Attractions and Exhibits

Quick Reference Booklet—Merchant Edition • 16 April 2024

200

MCC Description Merchants that operate public golf courses. Services offered may

include greens fees and golf cart or equipment rentals.

For restaurants and cafes located at the golf course, use MCC 5812.

For pro shops that sell golfing supplies and equipment, use MCC

5941.

For country clubs and private golf courses, use MCC 7997.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, JPNF, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR10

MCC 7993: Video Amusement Game Supplies

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that sell coin-operated amusement machines, equipment,

and supplies. Products for sale may include video game machines,

juke boxes, pinball machines, slot machines, mechanical games, and

instant photograph booths.

For merchants that operate video and game arcades, use MCC

7994.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

Acceptor business codes (MCCs)

MCC 7993: Video Amusement Game Supplies

Quick Reference Booklet—Merchant Edition • 16 April 2024

201

MCC 7994: Video Game Arcades/Establishments

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC P for Gaming Payment transactions.

R for face-to-face transactions.

T for non–face-to-face transactions, including Internet-based games

(other than gambling).

MCC Description Merchants that operate indoor playgrounds, interactive games and

amusement machines, such as jukeboxes, video games, pinball

machines, paintball, and laser tag games, mechanical games, and

instant photograph booths.

An acquirer may use this MCC to identify a U.S. region skill games

merchant or a skill games merchant located outside the U.S. region

that accepts payment from U.S. region cardholders for participation

in a skill game conducted by such merchant. Such merchant must be

properly registered with Mastercard as set forth in section 9.4.5 of

the Security Rules and Procedures manual. If such merchant's

activities are regulated as gambling in any non-U.S. jurisdiction, then

the merchant must be identified with MCC 7995.

For merchants that sell amusement equipment, use MCC 7993.

For merchants that operate games involving wagering, use MCC

7995.

MCC Category

Amusement and Entertainment

AB Programs Global: CCR1, CR03, EM04, GAM2,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, SPN3,

TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 7994: Video Game Arcades/Establishments

Quick Reference Booklet—Merchant Edition • 16 April 2024

202

MCC 7995: Gambling Transactions

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC P for Gaming Payment transactions.

U for purchases of gambling chips or other value usable for

gambling.

MCC Description Any transaction, other than an ATM transaction, involving the placing

of a wager, the purchase of a lottery ticket, spread betting, in-flight

commerce gaming, or the purchase of chips or other value usable for

gambling in conjunction with gambling activities provided by

wagering or betting establishments such as casinos, race tracks, card

parlors, airlines, and the like.

Gambling transaction processing requirements are set forth in

section 5.1.2.2 of the Mastercard Rules manual.

Any fee charged and included in the total transaction amount must

be clearly disclosed to the cardholder before completing the

transaction. Such a fee must not be charged for in-flight commerce

gaming transactions.

Before acquiring transactions reflecting non-face-to-face gambling,

an acquirer must first register the merchant with Mastercard as

described in section 9.2 of the Security Rules and Procedures manual.

For other types of purchases associated with the establishment,

such as food, lodging, or passage, use the MCC that best describes

that transaction.

For information about Gaming Payment Transactions, refer to

Chapter 6 in the Transaction Processing Rules manual.

MCC Category

Amusement and Entertainment

AB Programs Global: CCR1, CR05, U001

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,

COLM, GAM1, JA02, SPN4,

TT01-TTO, U003

Acceptor business codes (MCCs)

MCC 7995: Gambling Transactions

Quick Reference Booklet—Merchant Edition • 16 April 2024

203

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate amusement parks and carnivals offering

mechanical rides, snacks and food stands, games, animal exhibits,

and entertainment. Circuses, fortune tellers, astrologers, tarot card

readers, and mystics also are included.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR03, BR08, CHLG, CHLM,

CHNA, COLN, JA02, JPNF, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, TT01-TTO, UR10

MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf

Courses

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate sports and recreation facilities requiring

membership. Examples of such facilities include exercise, athletic,

and health clubs, country clubs, private golf courses, boating yacht

clubs, swimming clubs, tennis clubs, bowling leagues, riding clubs,

shooting and gun clubs, and racquetball clubs. Such merchants may

or may not provide massage services and spa services such as facials,

weight control counseling, aromatherapy, steam baths, and

whirlpools.

For merchants that primarily provide massages, use MCC 7297.

For merchants that primarily operate a spa and its related services,

use MCC 7298.

MCC Category

Amusement and Entertainment

Acceptor business codes (MCCs)

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers

Quick Reference Booklet—Merchant Edition • 16 April 2024

204

AB Programs Global: CCR1, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR01, CHLE, CHNA, COLA,

HK02, JA02, JPNF, MAC2, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, SPN3, TT01-TTO, UR10

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that operate sea life parks and zoos for the

entertainment and education of the general public.

Other services located on the premises, such as restaurants or gift

shops, must be classified with the MCC that best describes that type

of business.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR03, BR08, CHLG, CHNA,

COLN, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 7999: Recreation Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums

Quick Reference Booklet—Merchant Edition • 16 April 2024

205

MCC Description Merchants that provide a wide variety of recreation and

entertainment services that are not described by another, more

specific MCC. Typically, these merchants provide services that require

active physical participation such as swimming, playing miniature

golf, snow skiing, miniature car racing, ice skating, rock climbing,

skate boarding and horseback riding. These merchants may also rent

bicycles, aircraft, motorcycles, go-carts, and other sporting

equipment. As a general rule, these merchants are not clubs and do

not require membership.

For private sports and recreation clubs requiring membership, use

MCC 7997.

For boat rentals, use MCC 4457.

For public golf courses, use MCC 7992.

MCC Category

Amusement and Entertainment

AB Programs Global: CCR1, CR03, GW01, OTH1,

OTH2, OTH3, OTH4, OTH5,

OTH6, OT11, OT12, OT13, OT14,

OT15, OT16, OT21, OT22, OT25,

OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,

CHNA, COLN, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

SPN3, TT01-TTO, UR10

MCC 8011: Doctors: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Licensed physicians engaged in a practice of general or specialized

medicine and surgery that is not more accurately identified by

another more specific MCC. Such merchants include plastic and

cosmetic surgeons, dermatologists, psychiatrists, radiologists,

orthopedists, pediatricians, neurologists, obstetricians, and

gynecologists.

MCC Category Professional Services and Membership Organizations

Acceptor business codes (MCCs)

MCC 8011: Doctors: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

206

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8021: Dentists, Orthodontists

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Licensed physicians that practice general or specialized dentistry,

such as dental surgery.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8031: Osteopathic Physicians

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 8021: Dentists, Orthodontists

Quick Reference Booklet—Merchant Edition • 16 April 2024

207

MCC Description Licensed physicians that provide therapy involving the non-surgical

manipulation and adjustment of bone structures.

For orthopedists that provide surgical treatments, use MCC 8011.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8041: Chiropractors

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Medical professionals that provide therapy in which the spinal

column and limbs are manipulated and adjusted.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

Acceptor business codes (MCCs)

MCC 8041: Chiropractors

Quick Reference Booklet—Merchant Edition • 16 April 2024

208

MCC 8042: Optometrists, Ophthalmologists

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Optometrists are medical professionals that examine and treat eye

defects with corrective lenses or exercises. Ophthalmologists are

licensed physicians that specialize in the structures, functions, and

diseases of the eye, and may perform surgery. These merchants may

or may not fill eyeglass or contact lens prescriptions, or sell eyeglass

frames.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8043: Opticians, Optical Goods, and Eyeglasses

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that read prescriptions for visual correction, order lenses,

make and sell eyeglasses and contact lenses, and may perform eye

examinations. Opticians may also sell a variety of optical goods such

as safety glasses, sunglasses (prescription and regular), carrying

cases, and eyeglass and contact lens solutions. One-hour eyeglasses

merchants generally located in shopping malls are included.

For merchants that examine eyes and treat eye defects with

procedures that may involve surgery or surgical techniques, use MCC

8042.

MCC Category Professional Services and Membership Organizations

Acceptor business codes (MCCs)

MCC 8042: Optometrists, Ophthalmologists

Quick Reference Booklet—Merchant Edition • 16 April 2024

209

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8049: Chiropodists, Podiatrists

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Licensed physicians specializing in the diagnosis and treatment of

foot ailments.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8050: Nursing and Personal Care Facilities

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

Acceptor business codes (MCCs)

MCC 8049: Chiropodists, Podiatrists

Quick Reference Booklet—Merchant Edition • 16 April 2024

210

MCC Description Merchants that provide inpatient nursing and health-related

personal care services. Because of their mental or physical condition,

patients in these facilities may require the administration of

medications and treatments or the supervision of self-administered

medications in accordance with a physician’s orders. This MCC

includes convalescent homes, nursing homes, hospice facilities, and

eldercare facilities that provide long-term care and generally do not

perform surgery.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8062: Hospitals

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Hospitals that provide diagnostic services, extensive medical

treatment including surgery, and other hospital services, as well as

continuous nursing services for the sick and injured. Includes mental

and psychiatric hospitals, children’s hospitals, and maternity

hospitals.

For pet clinics or pet hospitals, use MCC 0742.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 8062: Hospitals

Quick Reference Booklet—Merchant Edition • 16 April 2024

211

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, SPN3, TT01-

TTO, UR09

MCC 8071: Dental and Medical Laboratories

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide services to medical and dental professionals

and to patients referred by physicians or dentists. Includes medical

laboratories that perform biological analysis, blood analysis,

urinalysis, X-ray, bacteriological analysis, and diagnostic analysis, and

dental laboratories that make dentures, artificial teeth, crowns and

bridges, and customized orthodontic appliances.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8099: Health Practitioners, Medical Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 8071: Dental and Medical Laboratories

Quick Reference Booklet—Merchant Edition • 16 April 2024

212

MCC Description Medical professionals that are not described by another, more

specific MCC. Examples include physical therapists, occupational

therapists, psychologists, and other health practitioners such as

blood banks, planned parenthood clinics, fertility clinics, chemical

dependency centers, hearing testing services, licensed massage

therapists, surgical hair replacement clinics, and sports medicine

clinics.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLF,

CHNA, COLJ, JA02, JPN1, OTH8,

OT33, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, TT01-TTO,

UR09

MCC 8111: Attorneys, Legal Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that are operated by members of the bar and provide

legal advice and services. Such merchants may specialize in one area

of litigation such as divorce or bankruptcy, or provide a full spectrum

of legal services.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PR06,

TT01-TTO, UR09

Acceptor business codes (MCCs)

MCC 8111: Attorneys, Legal Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

213

MCC 8211: Schools, Elementary and Secondary

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Elementary and secondary schools that provide academic instruction

from kindergarten through twelfth grade, including public, private,

parochial, and boarding schools.

For preschools, use MCC 8351.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, EM01,

EM02, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,

COLH, EM05, JA02, JPN8, MAC2,

NZE1, OTH8, OT34, OT36, OT39,

OT40, OT41, PA02, PR06, UR09

MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

MCC Description Community and junior colleges, universities, theological seminaries,

and professional schools (including dental, law, engineering, and

medical) that provide academic courses and grant academic

degrees. The requirement for admission must be at least a high

school diploma or its equivalent.

For business and secretarial schools, use MCC 8244.

For vocational and trade schools, use MCC 8249.

MCC Category Professional Services and Membership Organizations

Acceptor business codes (MCCs)

MCC 8211: Schools, Elementary and Secondary

Quick Reference Booklet—Merchant Edition • 16 April 2024

214

AB Programs Global: CCR2, CR03, COLH, EDU1,

EM01, EM02, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,

EM05, JA02, JPN8, MAC2, NZE1,

OTH8, OT34, OT36, OT39, OT40,

OT41, PA02, PR06, SPN3, UR09

MCC 8241: Schools, Correspondence

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Correspondence schools that offer educational instruction through

the mail by sending lessons and examinations to the student.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHLG,

CHNA, COLH, JA02, JPN8,

MAC2, NZE1, OTH8, OT34, OT36,

OT39, OT40, OT41, PA02, PR06,

UR09

MCC 8244: Schools, Business and Secretarial

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 8241: Schools, Correspondence

Quick Reference Booklet—Merchant Edition • 16 April 2024

215

MCC Description Business and secretarial schools that offer general business training

such as business machine operation, office procedures, word

processing, stenographic, and other clerical skills. Such schools offer

a training certificate but do not offer academic degrees.

For vocational and trade schools, use MCC 8249.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHLG,

CHNA, COLH, JA02, JPN8,

MAC2, NZE1,OTH8, OT34, OT36,

OT39, OT40, OT41, PA02, PR06,

SPN3, UR09

MCC 8249: Schools, Trade and Vocational

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Trade and vocational schools that offer training and instruction in

specialized professions such as welding, mechanics, carpentry, real

estate, and truck driving. Such schools offer a training certificate but

do not offer academic degrees.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHLG,

CHNA, COLH, JA02, JPN8,

MAC2, NZE1, OTH8, OT34, OT36,

OT39, OT40, OT41, PA02, PR06,

UR09

Acceptor business codes (MCCs)

MCC 8249: Schools, Trade and Vocational

Quick Reference Booklet—Merchant Edition • 16 April 2024

216

MCC 8299: Schools and Educational Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that offer educational courses and services that are not

described by another more specific MCC. Such merchants include

schools that teach music, drama, art, cooking, modeling, karate

schools, automobile driving instruction, traffic safety, flying

instruction, and sewing or knitting instruction.

For dance schools, use MCC 7911.

For schools that grant academic degrees for courses of study in

music, drama, and art, uses MCC 8220.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, EM01,

EM02, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,

COLH, EM05, JA02, JPN8, MAC2,

NZE1, OTH8, OT34, OT36, OT39,

OT40, OT41, PA02, PR06, UR09

MCC 8351: Child Care Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide child care services, including nannies, nursery

schools, and day care centers. These merchants typically care for

infants and preschool children, but may also care for older children,

and may or may not provide educational programs.

MCC Category Professional Services and Membership Organizations

Acceptor business codes (MCCs)

MCC 8299: Schools and Educational Services: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

217

AB Programs Global: CCR3, CR03, EDU1, OTH1, OTH2,

OTH3, OTH4, OTH5, OTH6, OT11,

OT12, OT13, OT14, OT15, OT16,

OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,

COLH, EM05, JA02, JPN8, NZE1,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PA02, PR06, UR09

MCC 8398: Organizations, Charitable and Social Service

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Charitable (non-political) organizations that solicit contributions,

social service organizations that provide social welfare services,

advocacy groups, community organizations, and health agencies.

Use a TCC of T for fundraising performed through non–face-to-face

methods such as phone orders.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CH01, CCR3, CR03, OTH1, OTH2,

OTH3, OTH5

Country-specific: BEL1, BR01, CAN5, CAN6, CH02,

CHL2, CHNA, CHRT, CM01, JA01,

JPN1, PR05, TT01-TTO

MCC 8641: Associations: Civic, Social, and Fraternal

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 8398: Organizations, Charitable and Social Service

Quick Reference Booklet—Merchant Edition • 16 April 2024

218

MCC Description Associations engaged in civic, social, or fraternal activities. Such

associations include alumni associations and clubs, booster clubs,

businesspersons clubs, community membership clubs, fraternal

lodges, fraternities and sororities, social clubs, veterans’

organizations, and youth associations.

The activities of these groups may include political fund-raising;

however, if this is the primary purpose of the organization, use MCC

8651.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR01, CHLG, CHNA,

COLM, HK02, JA02, MAC2,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PR06, TT01-TTO,

UR09

MCC 8651: Organizations, Political

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Membership organizations that promote the interests of a national,

state, or local political party or candidate, including political groups

organized specifically to raise funds for a political party or individual

candidate.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PR06,

TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 8651: Organizations, Political

Quick Reference Booklet—Merchant Edition • 16 April 2024

219

MCC 8661: Organizations, Religious

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Religious organizations that provide worship services, religious

training or study, religious activities, and fund-raising. Examples are

churches, convents, monasteries, mosques, shrines, synagogues, and

temples.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR01, CH02, CHLG, CHNA,

COLM, JA02, OTH8, OT33, OT34,

OT36, OT39, OT40, OT41, PR05,

PR06, TT01-TTO

MCC 8675: Automobile Associations

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Automobile associations and clubs. Such merchants provide

members with special services such as travel and road condition

information, maps and guides, and specials rates at restaurants,

hotels, and car rental agencies. These merchants often charge an

annual membership fee.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Acceptor business codes (MCCs)

MCC 8661: Organizations, Religious

Quick Reference Booklet—Merchant Edition • 16 April 2024

220

Country-specific: BEL1, BR01, CHLG, CHNA,

COLM, HK02, JA02, JPNF, MAC2,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PR06, TT01-TTO,

UR10

MCC 8699: Organizations, Membership: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Organizations or associations that are not described by another,

more specific MCC. Examples include historical clubs, labor unions,

poetry clubs, art councils, and tenant or condominium associations.

For membership to health and athletic clubs, use MCC 7997.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR01, CHLG, CHNA,

COLM, HK02, JA02, MAC2,

OTH8, OT33, OT34, OT36, OT39,

OT40, OT41, PR06, TT01-TTO,

UR10

MCC 8734: Testing Laboratories (Non–Medical)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 8699: Organizations, Membership: not elsewhere classified

Quick Reference Booklet—Merchant Edition • 16 April 2024

221

MCC Description Merchants that provide non-medical testing services to other

businesses. Examples of such services include automobile testing,

calibration, and certification, food testing, forensic testing, product

and pollution testing, and industrial X-ray inspection services.

For medical testing laboratories, use MCC 8071.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLM, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PR06, UR10

MCC 8911: Architectural, Engineering, and Surveying Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide professional architectural, engineering, and

land, water, and aerial surveying services. Included are home and

building designers, ship, boat, and machine engineers and designers,

and architectural engineers.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,

CHNA, COLL, JA02, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PR06, SPN3, TT01-TTO, UR10

Acceptor business codes (MCCs)

MCC 8911: Architectural, Engineering, and Surveying Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

222

MCC 8931: Accounting, Auditing, and Bookkeeping Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that provide accounting, bookkeeping, billing, payroll and

other related auditing services, including Certified Public

Accountants (CPAs). Such merchants also may provide income tax

preparation services in addition to accounting and auditing services.

For merchants that provide income tax preparation services without

also providing accounting, auditing, and bookkeeping services, use

MCC 7276.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,

COLL, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PR06, TT01-TTO, UR10

MCC 8999: Professional Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants engaged in traditional professions that offer highly

specialized services, and often require employees to obtain advanced

or specialized education or training to provide the services. This MCC

should be used only if the merchant’s business is not described by

another, more specific MCC. Examples of such merchants include

mortgage brokers, research firms, financial planners, graphic

designers, guest speakers and lecturers, court stenographers, real

estate appraisers, research firms, and auction houses.

MCC Category Professional Services and Membership Organizations

Acceptor business codes (MCCs)

MCC 8931: Accounting, Auditing, and Bookkeeping Services

Quick Reference Booklet—Merchant Edition • 16 April 2024

223

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,

COLL, JA02, JPNG, OTH8, OT33,

OT34, OT36, OT39, OT40, OT41,

PR06, SPN3, TT01-TTO, UR10

MCC 9211: Court Costs including Alimony and Child Support

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Local, state, and federal courts of law that administer and process

court fees (such as case administration costs and litigation

processing fees), alimony, and child support payments.

For merchants that process fines or penalties associated with the

court system, use MCC 9222.

MCC Category Government Services

AB Programs Global: CCR3, CR03, EM01, EM02, GVT1,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLG,

CHNA, COLM, EM03, JA02,

NZG1,OT34, OT36, OT39, OT40,

OT41, PR02, PS02, UR10

MCC 9222: Fines

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 9211: Court Costs including Alimony and Child Support

Quick Reference Booklet—Merchant Edition • 16 April 2024

224

MCC Description Government entities that administer and process local, state, and

federal fines and penalties, motor vehicle violations, and community

or property assessed fines.

MCC Category Government Services

AB Programs Global: CCR3, CR03, EM01, EM02, GVT1,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLG,

CHNA, COLM, EM03, JA01,

NZG1, OTH8, OT34, OT36, OT39,

OT40, OT41, PR02, PS02, UR10

MCC 9223: Bail and Bond Payments

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Merchants that post bail to the court system as security for the

appearance of the arraigned individual.

MCC Category Government Services

AB Programs Global: CCR3, CR03, EM01, EM02, GVT1,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLG,

CHNA, COLM, EM03, JA02,

NZG1, OT34, OT36, OT39, OT40,

OT41, PR02, UR10

Acceptor business codes (MCCs)

MCC 9223: Bail and Bond Payments

Quick Reference Booklet—Merchant Edition • 16 April 2024

225

MCC 9311: Tax Payments

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

Description of MCC 9311: Tax Payments

TCC R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Local, state, and federal entities that engage in financial

administration and taxation, including the collection of taxes and

penalties and the custody and disbursement of funds. Such

merchants include property tax assessors’ offices, customs bureaus,

and state tax commissions.

MCC Category Government Services

AB Programs Global: CCR3, CF01, CR03, EM01, EM02,

GVT1, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHL1, CHNA,

COL3, EM03, EM05, JA01, NZG1,

OT34, OT36, OT39, OT40, OT41,

PR02, UR09

MCC 9399: Government Services: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 9311: Tax Payments

Quick Reference Booklet—Merchant Edition • 16 April 2024

226

MCC Description Merchants that provide general support services to the government

such as personnel, auditing, procurement, and building management

services, and are not described by another, more specific MCC.

Examples include civil rights and civil service commissions, general

government accounting offices, general services offices, government

supply agencies, police, fire, and motor vehicle departments, and

national, state, and city parks.

For intra-government transfers (IGOTS) program transactions, use

MCC 9405.

For state universities and colleges, use MCC 8220.

Merchants involved in the sale of goods or services to the

government should use the wholesale MCC that best describes the

business.

MCC Category

Government Services

AB Programs Global: CCR3, CF01, CR03, EM01, EM02,

GVT1, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLA, CHN8,

CHN9, CHNA, COLD, EM03,

JA01, JPN1, NZG1, OT34, OT36,

OT39, OT40, OT41, PR02, PS02,

SPN3, UR09, UR09

MCC 9402: Postal Services: Government Only

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Government postal offices, including local post office branches.

Services provided include accepting and processing packages and

mail for delivery, selling postage stamps, and express mailing

services.

For mail packaging stores that provide packaging services and sell

stamps, greeting cards, and wrapping, and that may also provide

services for UPS, Federal Express, and other express mail services,

use MCC 7399.

MCC Category Government Services

Acceptor business codes (MCCs)

MCC 9402: Postal Services: Government Only

Quick Reference Booklet—Merchant Edition • 16 April 2024

227

AB Programs Global: CCR3, CF01, CR03, EM01, EM02,

OTH1, OTH2, OTH3, OTH4,

OTH5, OTH6, OT11, OT12, OT13,

OT14, OT15, OT16, OT21, OT22,

OT25, OT32, PS01, ST01

Country-specific: AUS1, BEL1, BR02, CHLG, CHNA,

COLM, EM03, JA01, JPN1, NZG1,

OT34, OT36, OT39, OT40, OT41,

TT01-TTO, UR09

MCC 9405: Intra-Government Purchases: Government Only

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

R for face-to-face transactions.

T for non–face-to-face transactions.

MCC Description Identifies transactions between governmental offices, departments,

or agencies that participate in the intra-government transfers

(IGOTS) program.

MCC Category Government Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,

OTH4, OTH5, OTH6, OT11, OT12,

OT13, OT14, OT15, OT16, OT21,

OT22, OT25, OT32

Country-specific: AUS1, BEL1, BR02, CHLG, CHNA,

COLM, EM03, JA02, NZG1, OT34,

OT36, OT39, OT40, OT41, TT01-

TTO, UR10

MCC 9406: Government-owned Lottery (global, excluding U.S. region)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid

combination of MCC and TCC may be used in a transaction.

TCC

P for payment transactions.

R for face-to-face transactions.

T for non–face-to-face transactions.

Acceptor business codes (MCCs)

MCC 9405: Intra-Government Purchases: Government Only

Quick Reference Booklet—Merchant Edition • 16 April 2024

228

MCC Description A lottery scheme conducted and managed by a government

authority. Use of this MCC is restricted to the following regions:

Asia/Pacific, Canada, Europe, Latin America and the Caribbean, and

Middle East/Africa. Merchants located in the U.S. region should use

MCC 7800: Government Owned Lottery (U.S. region only).

NOTE: Use of MCC 9406 is appropriate to identify a duly licensed

agent engaged in the sale of lottery tickets, reoccurring lottery

subscription services, or both.

MCC Category Amusement and Entertainment

AB Programs Global: OTH1

Country-specific: BEL1, BR07, BR10, CHNA, GAM1,

TT01-TTO

Industry Specific Acceptor Business Codes (MCCs)

The industry specific Acceptor Business Codes (MCCs) are listed alphabetically by MCC

description for each separate industry of Airlines, Automobile/Vehicle Rentals, and Hotels and

Motels.

Airlines

MCC TCC Description: Abbreviated Airline Name

-A-

3064 X Adria Airways: ADRIA AIR

3043 X Aer Lingus: AERLING

3287 X Aero Coach Aviation: AEROCOAC

3167 X Aero Continente: AERO CONT

3285 X Aero Peru: AEROPERU

3263 X Aero Servicio Carabobo: ASERCA

3286 X Aero Nicaraguenses: AERO NIC

3011 X Aeroflot: AEROFLOT

3030 X Aerolineas Argentinas: AERO ARG

3076 X Aeromexico: AEROMEXI

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

229

MCC TCC Description: Abbreviated Airline Name

-A-

3083 X Air Afrique: AIR AFRIQ

3021 X Air Algerie: AIRALGER

3236 X Air Arabia Airline: AIR ARAB

3068 X Air Astana: AIRSTANA

3296 X Air Berlin: AIRBERLIN

3071 X Air British Columbia: AIR B R C

3009 X Air Canada: AIR CAN

4511 X Air Carriers, Airlines: not elsewhere classified

3261 X Air China: AIR CHINA

3282 X Air Djibouti: AIR DJIB

3007 X Air France: AIR FRAN

3020 X Air India: AIR-INDI

3065 X Air Inter: AIRINTER

3280 X Air Jamaica: AIR JAMA

3044 X Air Lanka: AIR LANKA

3148 X Air Littoral, S.A.: LITTORAL

3028 X Air Malta: AIRMALTA

3298 X Air Mauritius: AIRMAURI

3025 X Air New Zealand Limited International: AIR NZ

3267 X Air Panama International: AIR PANA

3266 X Air Seychelles: AIR SEYC

3177 X AirTran Airways: AIRTRAN A

3151 X Air Zaire: AIRZAIRE

3096 X Air Zimbabwe: AIRZIMBA

3256 X Alaska Airlines Inc.: ALASKA A

3013 X ITA AIRWAYS: ITA SPA

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

230

MCC TCC Description: Abbreviated Airline Name

-A-

3161 X All Nippon Airways: ANAAIR

3252 X ALM Antilean Airlines: ALM

3253 X America West: AMERWEST

3001 X American Airlines: AMERICAN

3033 X Ansett Airlines: ANSETT

3098 X Asiana Airlines: ASIANA

3243 X Austrian Air Service: AUSTRAIR

3051 X Austrian Airlines: AUSTRIAN

3242 X Avensa: AVENSA

3053 X AVIACO (Spain): AVIACO

3039 X Avianca: AVIANCA

3241 X Aviateca (Guatemala): AVIATECA

3300 X Azul Brazilian Airlines: AZUL AIR

3301 X Wizz Airlines: WIZZ AIR

-B-

3240 X Bahamasair: BAHAMASA

3041 X Balkan: Bulgarian Airlines: BALKAN

3239 X Bar Harbor Airlines: BARHARBO

3106 X Braathens S.A.F.E. (Norway): BRAATHEN

3005 X British Airways: BRITISH A

3111 X British Midland: BRITISH M

-C-

3171 X Canadian Airlines: CANADIAN

3234 X Caribbean Airlines: CARIBBEAN

3099 X Cathay Pacific: CATHAYPA

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

231

-C-

3228 X Cayman Airways: CAYMANAIR

3072 X Cebu Pacific: CEBU PAC

3078 X China Airlines: CHINAAIR

3206 X China Eastern Airlines: CHINAEAST

3308 X China Southern: CSAIR

3223 X Comair: COMAIR

3222 X Command Airways: COMMAND

3220 X Compania Faucett: COMPANIA

3219 X Compania Panamena de Aviacion (Copa): COPA

3061 X Continental: CONTINEN

3088 X Croatia Air: CROATIA

3046 X Cruzeiro do Sul (Brazil): CRUZEIRO

3217 X CSA Ceskoslovenske Aerolinie: CSA

3292 X Cyprus Airways: CYPRUSA

-D-

3059 X DBA Airlines: DBA AIR

3058 X Delta: DELTA

3212 X Dominicana de Aviacion: DOMINICA

3004 X Dragonair: DRAGONAIR

-E-

3245 X EasyJet: EASYJET

3019 X Eastern Airlines: Eastern

3293 X Ecuatoriana: ECUATORI

3037 X EgyptAir: EGYPTAIR

3032 X El Al: EL AL

3026 X Emirates Airlines: EMIRATES

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

232

-E-

3294 X Ethiopian Airlines: ETHIOPIA

3034 X Etihad Airways: ETIHADAIR

3003 X Eurofly: EUROFLY

3084 X Eva Airways: EVA AIR

-F-

3042 X Finnair: FINNAIR

3302 X Flybe LTD: FLYBEAIR

3070 X Fly Dubai: FLYDUBAI

3204 X Freedom Airlines: FREEDOM

3132 X Frontier Airlines: FRONTIER

-G-

3103 X Garuda (Indonesia): GARUDA

3156 X GO FLY Ltd.: GOFLY

3247 X Gol Airlines: GOL

3040 X Gulf Air (Bahrain): GULF AIR

3200 X Guyana Airways: GUYANA A

-H-

3062 X Hapag-Lloyd Express: HLX

3197 X Havasu Airlines: HAVASUAI

3196 X Hawaiian Air: HAWAIIAN

-I-

3102 X Iberia: IBERIA

3050 X Icelandair: ICELANDA

3193 X Indian Airlines: INDIAN A

3191 X Island Airlines: ISLANDAI

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

233

-J-

3006 X Japan Air Lines: JAL

3056 X Jet Airways: JET AIR

3174 X JetBlue Airways: JETBLUE

3079 X Jetstar Airways: JETSTAR

3190 X Jugoslav Air: JUGOSLAV

-K-

3295 X Kenya Airways: KENYAAIR

3082 X Korean Airlines: KOREAN

3038 X Kuwait Airways: KUWAIT

-L-

3055 X LAB (Bolivia): LAB

3187 X LACSA (Costa Rica): LACSA

3054 X LADECO (Chile): LADECO

3052 X LAN Airlines: LAN AIR

3186 X LAP Lineas Aereas Paraguayas: LAP

3185 X LAV Linea Aeropostal Venezolana: LAV

3184 X LIAT: LIAT

3182 X LOT – Polish Airlines: LOT

3008 X Lufthansa: LUFTHAN

3146 X Luxair: LUXAIR

3148 X Air Littoral, S.A.: LITTORAL

-M-

3100 X Malaysian Airline System: MALAY AI

3213 X Braathens Regional Airlines: BRAATHENS

3181 X Malev Hungarian Airlines: MALEV

3178 X Mesa Air: MESA AIR

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

234

-M-

3087 X Metro Airlines: METROAI

3023 X Mexicana: MEXICANA

3175 X Middle East Air: MIDEASTA

3085 X Midwest Express Airlines: MIDWEST

-N-

3172 X Nation Air: NATIONAI

3045 X Nigeria Airways: NIGERIA

3164 X Norontair: NORONTAI

3211 X Norwegian Air Shuttle: NORWEGIAN

3060 X Northwest Airlines: NWA AIR

-O-

3031 X Olympic Airways: OLYMPICA

3183 X Oman Aviation Services: OMAN AIR

-P-

3024 X Pakistan International: PAKISTAN

3002 X Pan American: PAN AM

3022 X Philippine Airlines: PAL AIR

3159 X Provincetown-Boston Airways: PBA

-Q-

3012 X Qantas: QANTAS

3136 X Qatar Airways Company W.L.L.: QATAR AIR

-R-

3048 X Royal Air Maroc: AIRMARO

3010 X Royal Dutch Airlines (KLM): KLM

3246 X Ryanair: RYANAIR

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

235

-S-

3229 X SAETA (Sociedad Ecuatorianas De Transportes

Aereo): SAETAAIR

3231 X SAHSA (Servicio Aero de Honduras): SAHSA

3014 X Saudi Arabian Airlines: SAUDI AI

3016 X Scandinavian Airline System (SAS): SAS

3075 X Singapore Airlines: SINGAPOR

3226 X Skyways: SKYWAYS

3029 X SN Brussels Airlines: SNBRU AIR

3017 X South African Airways: SAFRICAN

3066 X Southwest Airlines: SOUTHWES

3097 X Spanair: SPANAIR

3260 X Spirit Airlines: SPIRIT

3069 X Sun Country Airlines: SUNCNTRY

3130 X Sunworld International Airways: SUNWORLD

3129 X Surinam Airways: SURINAM

3015 X Swiss International Air Lines: SWISS

3080 X Swoop Inc.: SWOOP

-T-

3127 X Taca International: TACA INT

3248 X Tam Airlines: TAM

3125 X Tan Airlines: TAN AIR

3035 X Tap (Portugal): TAP

3297 X Tarom Romanian Air Transport: TAROM AIR

3077 X Thai Airways: THAIAIRW

3303 X Tigerair: TIGERAIR

3047 X Turkish Airlines: THY

3089 X Transaero: TRANSAERO

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

236

-T-

3221 X Transportes Aeros Militares Ecuatorianos: TAME

AIR

3049 X Tunis Air: TUNIS AI

-U-

3063 X U.S. Airways: USAIRWYS

3090 X Uni Airways: UNIAIR

3027 X Union de Transports Aeriens: UTAAIR

3000 X United Airlines: UNITED

-V-

3067 X Vanguard Airlines: VANGUARD

3018 X Varig (Brazil): VARIG

3036 X VASP (Brazil): VASP

3117 X Venezolana International de Aviacion: VIASA

3057 X Virgin America: VIR AMER

3144 X Virgin Atlantic: VIR ATL

3188 X Virgin Express: VIR EXP

3131 X VLM Airlines: VLM

-W-

3180 X Westjet Airlines: WESTJET

3299 X Wideroes Flyveselskap: WIDEROES

3112 X Windward Island: WINDWARD

3301 X Wizz Airlines: WIZZ AIR

-X-

3081 X Xiamen Airlines: XIAMENAIR

-Z-

3094 X Zambia Airways: ZAMBIA A

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

237

Automobile/Vehicle Rentals

MCC TCC Description

-A-

3412 A A1 Rent-A-Car

3374 A Accent Rent-A-Car

3354 A Action Auto Rental

3441 A Advantage Rent-A-Car

3351 A Affiliated Auto Rental

3364 A Agency Rent-A-Car

3361 A Airways Rent-A-Car

3376 A Ajax Rent-A-Car

3387 A Alamo Rent-A-Car

3421 A Allstate Rent-A-Car

3362 A Altra Auto Rental

3352 A American International

3420 A ANSA International

3400 A Auto Host Car Rental

3436 A Autohansa Rent-A-Car

3425 A Automate Rent-A-Car

3423 A Avcar Rent-A-Car

3389 A Avis Rent-A-Car

3427 A Avon Rent-A-Car

-B-

3353 A Brooks Rent-A-Car

3366 A Budget Rent-A-Car

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

238

-C-

3428 A Carey Rent-A-Car

-D-

3390 A Dollar Rent-A-Car

-E-

3398 A Econo Car Rent-A-Car

3405 A Enterprise Rent-A-Car

3381 A Europcar

3391 A Europe By Car

-G-

3409 A General Rent-A-Car

-H-

3357 A Hertz

3368 A Holiday Rent-A-Car

-I-

3429 A Insurance Rent-A-Car

3438 A Interent Rent-A-Car

-K-

3394 A Kemwell Group Rent-A-Car

-M-

3430 A Major Rent-A-Car

3388 A Merchants Rent-A-Car

3439 A Milleville Rent-A-Car

-N-

3393 A National Car Rental

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

239

-P-

3359 A Payless Car Rental

-R-

3370 A Rent A Wreck

3431 A Replacement Rent-A-Car

3432 A Reserve Rent-A-Car

-S-

3386 A Showcase Rental Cars

3355 A SIXT Car Rental

3360 A Snappy Car Rental

-T-

3395 A Thrifty Car Rental

3396 A Tilden Rent-A-Car

3380 A Triangle Rent-A-Car

3385 A Tropical Rent-A-Car

-U-

3433 A Ugly Duckling Rent-A-Car

3434 A USA Rent-A-Car

-V-

3435 A Value Rent-A-Car

Hotels and Motels

MCC TCC Description

-A-

3681 H Adams Mark Hotels

3817 H Affinia

3560 H Aladdin Resort and Casino

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

240

MCC TCC Description

-A-

3788 H Ala Moana Hotel

3619 H aloft (aloft hotels)

3754 H Amelia Island Plantation

3517 H Americana Hotels

3617 H America’s Best Value Inn

3614 H AmericInn

3514 H Amerisuites

3536 H AMFAC Hotels

3537 H ANA Hotels

3511 H Arabella Hotels

3670 H Arcade Hotels

3671 H Arctia Hotels

3824 H Aria (Aria Resort and Casino)

3594 H Arizona Biltmore

3805 H The Atlantic

3797 H Atlantic City Hilton

3549 H Auberge des Governeures

3826 H Autograph

-B-

3728 H Bally’s Hotel and Casino

3556 H Barton Creek Resort

3764 H Beau Rivage Hotel and Casino

3765 H Bellagio Hotel and Casino

3502 H Best Western Hotels

3749 H Beverly Hills Hotel

3743 H Biltmore Hotel and Suites

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

241

-B-

3620 H Binion’s Horseshoe Club

3733 H Boca Raton Resort

3683 H Bradbury Suites

3547 H Breakers Resort

3727 H Broadmoor Hotel

3684 H Budget Hosts Inns

3685 H Budgetel Inns

3712 H Buffalo Bill’s Hotel and Casino

-C-

3771 H Caesars Hotel and Casino

3582 H California Hotel and Casino

3672 H Campanile Hotels

3559 H Candlewood Suites

3833 H Canopy Hotels

3834 H Baymont Inn and Suites

3835 H Dolce Hotels and Resorts

3836 H Hawthorn Suites by Wyndham

3757 H Canyon Ranch

3744 H Carefree Resorts

3821 H Caribe Royale

3787 H Caribe Royale Resort Suites & Villas

3716 H Carlton Hotels

3763 H Chateau Elan Winery and Resort

3544 H Ciga Hotels

3662 H Circus Circus Hotel and Casino

3717 H City Lodge Hotels

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

242

-C-

3792 H Claridge Casino Hotel

3687 H Clarion Hotels

3677 H Climat de France Hotels

3747 H Club Corp/Club Resorts

3742 H Club Med

3611 H C MON INN

3552 H Coast Hotel

3736 H Colorado Belle Edgewater Resort

3562 H Comfort Inns

3688 H Compri Hotels

3538 H Concorde Hotels

3721 H Conrad Hotels

3689 H Consort Hotels

3828 H Cosmopolitan of Las Vegas

3829 H Country Inn by Carlson

3690 H Courtyard by Marriott

3529 H CP (Canadian Pacific) Hotels

3750 H Crowne Plaza Hotels

3678 H Cumulus Hotels

3593 H Cunard Hotels

3832 H Curio Hotels

-D-

3629 H Dan Hotels

3510 H Days Inns

3648 H De Vera Hotels

3581 H Delta Hotels

3691 H Dillon Inn

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

243

-D-

3804 H The Diplomat Country Club and Spa

3780 H Disney Resorts

3587 H Doral Hotels

3589 H Doral Golf Resort

3623 H Dorint Hotels

3692 H Doubletree

3527 H Downtowner Passport

3693 H Drury Inn

3525 H Dunfey Hotels

-E-

3644 H EconoLodges

3694 H Economy Inns of America

3669 H Eldorado Hotel and Casino

3807 H Element

3746 H Eliot Hotels

3652 H Embassy Hotels

3695 H Embassy Suites

3798 H Embassy Vacation Resort

3628 H Excalibur Hotel and Casino

3696 H Excel Inn

3621 H Extended Stay

3627 H Extended Stay America

-F-

3697 H Fairfield Hotels

3715 H Fairfield Inn

3784 H First Hospitality Hotels

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

244

-F-

3590 H Fairmont Hotels

3664 H Flag Inns

3711 H Flag Inns (Australia)

3607 H Fontainebleau Resort

3505 H Forte Hotels

3570 H Forum Hotels

3778 H Four Points Hotels

3714 H Four Seasons (Australia) Hotels

3543 H Four Seasons Hotels

3578 H Frankenmuth Bavarian

3766 H Fremont Hotel and Casino

3507 H Friendship Inns

-G-

3827 H Galt House

3566 H Garden Place Hotel

3608 H Gaylord Opryland

3609 H Gaylord Palms

3610 H Gaylord Texan

3506 H Golden Tulip Hotels

3571 H Grand Wailea Resort

3753 H Greenbriar Resorts

3561 H Golden Nugget

3794 H Grand Casino Hotels

3823 H Grand Sierra Resort

3618 H Great Wolf

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

245

-H-

3799 H Hale Koa Hotel

3760 H Halekulani Hotel/Waikiki Parc

3665 H Hampton Inn Hotels

3698 H Harley Hotels

3731 H Harrahs Hotels and Casinos

3734 H Harvey Bristol Hotels

3836 H Hawthorn Suites by Wyndham

3588 H Helmsley Hotels

3616 H Hermitage Hotel

3604 H Hilton Garden Inn

3504 H Hilton

3535 H Hilton International

3815 H Holiday Inn Nickelodeon

3501 H Holiday Inns

3816 H Home2 Suites by Hilton

3755 H Homestead

3800 H Homestead Suites

3751 H Homewood Suites

3837 H Hoshino Resorts

3595 H Hospitality Inns

3680 H Hoteis Othan

3580 H Hotel Del Coronado

3533 H Hotel Ibis

3813 H Hotel Indigo

3579 H Hotel Mercure

3541 H Hotel Okura

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

246

-H-

3546 H Hotel Sierra

3625 H Hotel Universale

3663 H Hoteles El Presidente

3548 H Hotels Melia

3638 H Howard Johnson

3602 H Hudson Hotel

3585 H Hungar Hotels

3647 H Husa Hotels

3640 H Hyatt Hotels

3812 H Hyatt Place

-I-

3540 H Iberotel Hotels

3673 H IBUSZ Hotels

3651 H Imperial London Hotels

3724 H Inter Nor Hotels

3512 H Intercontinental Hotels

3675 H Interhotel CEDOK

-J-

3606 H Jefferson Hotel

3729 H John Ascuagas Nugget

3558 H Jolly Hotels

3563 H Journey’s End Motels

3820 H Jumeirah Essex House

3605 H Jurys Doyle Hotel Group

-K-

3758 H Kahala Mandarin Oriental Hotel

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

247

-K-

3718 H Karos Hotels

3531 H Kauai Coconut Beach Resort

3838 H Kimpton Hotels

3660 H Knights Inn

3839 H Kyoritsu Hotels

-L-

3810 H La Costa Resort

3701 H La Mansion Del Rio

3516 H LaQuinta Inns

3576 H La Quinta Resort

3568 H Ladbroke Hotels

3624 H Lady Luck Hotel and Casino

3654 H Loews Hotels

3667 H Luxor Hotel and Casino

3808 H LXR (Luxury Resorts)

-M-

3767 H Main Street Hotel and Casino

3818 H MainStay Suites

3777 H Mandalay Bay Resort

3577 H Mandarin Oriental Hotels

3557 H Manhattan East Suite Hotels

3668 H Maritim Hotels

3509 H Marriott

3735 H Masters Economy Inns

3520 H Meridien Hotels

3622 H Merlin Hotel Group

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

248

-M-

3661 H Metropole Hotels

3730 H MGM Grand Hotel

3613 H Microtel Inn and Suites

3699 H Midway Motor Lodge

3741 H Millennium Hotels

3551 H Mirage Hotel and Casino

3572 H Miyako Hotel

3676 H Monte Carlo Hotel and Casino

3700 H Motel 6

3639 H Mount Charlotte Thistle

3612 H Movenpick Hotels

-N-

3772 H Nemacolin Woodlands

3776 H Nevele Grande Resort and Country Club

3774 H New York, New York Hotel and Casino

3603 H Noah’s Hotel

3642 H Novotel Hotels

-O-

3657 H Oberoi Hotels

3786 H Ohana Hotels of Hawaii

3592 H Omni Hotels

3732 H Opryland Hotel

3759 H Orchid at Mauna Lani

3658 H New Otani Hotels

3785 H Outrigger Hotels & Resorts

3819 H Oxford Suites

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

249

-P-

3802 H The Palace Hotel

3599 H Pannonia Hotels

3795 H Paris Las Vegas Hotel

3553 H Park Inn by Radisson

3830 H Park Plaza Hotel

3781 H Patricia Grand Resort Hotels

3752 H Peabody Hotels

3523 H Peninsula Hotels

3653 H Penta Hotels

3796 H Peppermill Hotel Casino

3554 H Pinehurst Resort

3811 H Premier Inn

3761 H Primadonna Hotel and Casino

3526 H Prince Hotels

3584 H Princess Hotels International

3806 H Princeville Resort

3719 H Protea Hotels

3519 H Pullman International Hotels

-Q-

3508 H Quality Inns

3713 H Quality Pacific Hotel

3645 H Queens Moat Houses

-R-

3649 H Radisson

3583 H Radisson BLU

3790 H Raffles Hotels

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

250

-R-

3637 H Ramada Inns

3633 H Rank Hotels

3674 H Rantasipi Hotels

3528 H Red Lion Inns

3650 H Red Roof Inns

3550 H Regal 8 Inns

3598 H Regent International Hotel

3702 H Registry Hotels

3565 H Relax Inns

3530 H Renaissance Hotels

3703 H Residence Inn

3635 H Reso Hotel

3723 H Rica Hotels

3726 H Rio Suites

3597 H Riverside Resort and Casino

3737 H Riviera Hotel and Casino

3515 H Rodeway Inns

3782 H Rosen Hotels and Resorts

3542 H Royal Hotels

3532 H Royal Kona Resort

3521 H Royal Lahaina Resort

3704 H Royce Hotels

-S-

3600 H Saddlebrook Resort: Tampa

3682 H Sahara Hotel and Casino

3564 H Sam’s Town Hotel and Casino

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

251

-S-

3573 H Sandman Hotels

3705 H Sandman Inn

3775 H Sands Resort

3656 H Sara Hotels

3636 H Sarova Hotels

3655 H Scandic Hotels

3725 H Sea Pines Resort

3809 H Settle Inn

3545 H Shangri-La International

3503 H Sheraton (Sheraton Hotels)

3706 H Shilo Inn

3707 H Shoney’s Inn

3679 H Silver Legacy Hotel and Casino

3768 H Silver Star Hotel and Casino

3631 H Sleep Inns

3789 H Smugglers’ Notch Resort

3641 H Sofitel Hotels

3567 H Soho Grand Hotel

3586 H Sokos Hotel

3518 H Sol Hotels

3591 H Sonesta Hotels

3534 H Southern Pacific Hotel

3720 H Southern Sun Hotels

3770 H SpringHill Suites

3745 H St. Regis Hotel

3666 H Stakis Hotels

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

252

-S-

3791 H Staybridge Suites

3643 H Steigenberger Hotels

3769 H Stratosphere Hotel and Casino

3626 H Studio Plus

3539 H Summerfield Suites Hotel

3686 H Susse Chalet

3709 H Super 8 Motels

3646 H Swallow Hotels

3634 H Swissotel

-T-

3659 H Taj Hotels International

3793 H The Flamingo Hotels

3632 H The Phoenician

3710 H The Ritz-Carlton

3814 H The Roosevelt Hotel NY

3783 H Town and Country Resort & Convention Center

3522 H Tokyo Hotel

3630 H Tokyu Hotels

3756 H Toyoko Inn

3740 H TownePlace Suites

3601 H TradeWinds Resorts

3615 H Travelodge

3555 H Treasure Island Hotel and Casino

3569 H Tribeca Grand Hotel

3738 H Tropicana Resort and Casino

Acceptor business codes (MCCs)

Industry Specific Acceptor Business Codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

253

-V-

3575 H Vagabond Hotels

3825 H Vdara (Vdara Hotel and Spa)

3773 H Venetian Resort Hotel and Casino

3574 H Venture Inn

3708 H Virgin River Hotel and Casino

-W-

3779 H W Hotels

3831 H Waldorf

3524 H WelcomGroup Hotels

3748 H Wellesley Inns

3513 H Westin (Westin Hotels)

3762 H Whiskey Pete’s Hotel and Casino

3803 H The Wigwam Golf Resort and Spa

3801 H Wilderness Hotel and Golf Resort

3739 H Woodside Hotels and Resorts

3722 H Wyndham

3596 H Wynn Las Vegas

AB program listing with acceptor business codes (MCCs)

Acceptor business codes are organized here by the merchant category classification.

NOTE: For MCCs listed that are not defined in the section, Acceptor Business Codes (MCCs):

Extended, please see the section, Comprehensive MCC Listing by Formatted File Type.

All AB programs

A001: Airline

3000–3350, 4511

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

254

B001: Cruise/Steamship

4411

CCR1: Corporate Refund Group 1

4011, 4111, 4112, 4121, 4131, 4411, 4784, 4812, 4814, 4816, 4821, 4829, 4899, 4900, 5122, 5300,

5310, 5411, 5422, 5441, 5451, 5462, 5499, 5811, 5812, 5813, 5814, 5912, 5983, 6012, 6050, 6051,

7012, 7032, 7033, 7523, 7801, 7802, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992,

7993, 7994, 7995, 7996, 7997, 7998, 7999

CCR2: Corporate Refund Group 2

4457, 4468, 4722, 5013, 5139, 5511, 5521, 5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599,

5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698, 5699, 5940, 5941, 5945, 7251, 7531,

7534, 7535, 7538, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 8211, 8220, 8241, 8244, 8249, 8299

CCR3: Corporate Refund Group 3

0742, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 4119, 4214,

4215, 4225, 4582, 4789, 4813, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094,

5099, 5111, 5131, 5137, 5169, 5172, 5192, 5193, 5198, 5199, 5211, 5231, 5251, 5261, 5271, 5309,

5331, 5399, 5697, 5735, 5815, 5816, 5817, 5818, 5921, 5931, 5933, 5935, 5937, 5942, 5943, 5944,

5946, 5947, 5948, 5949, 5960, 5962, 5963, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5971, 5972,

5973, 5975, 5976, 5977, 5978, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6211, 6300,

6513,7210, 7211, 7216, 7217, 7221, 7230, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299,

7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399,

7542, 7549, 7800, 7829, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111,

8351, 8398, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931, 8999, 9211, 9222, 9223, 9311, 9399,

9401, 9402, 9405, 9950

CCR4: Corporate Refund Group 4

5021, 5200, 5311, 5541, 5542, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5932, 5950

CF01: Commercial Freight

3000-3350, 4011, 4214, 4215, 4511, 4789, 4112, 4111, 7299, 9311, 9402, 9399

CH01: Charitable Organizations

8398

CNV1: Convenience Purchases

5499, 5541, 5542, 5814, 7832

CNV2: Convenience Purchases: Service Stations (with or without Ancillary Services) (MCC 5541) and

Fuel Dispenser, Automated (MCC 5542) Excluded

4121, 5331, 5499, 5814, 7832

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

255

CR02: Credit Refund Group 2

4722, 4812, 4814, 4816, 4821, 4899, 4900, 5960, 5964, 5965, 5966, 5967, 5968, 5969, 5983

CR03: Credit Refund Group 3

0742, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 4119, 4214, 4215,

4225, 4582, 4789, 4813, 5039, 5044, 5045, 5046, 5051, 5074, 5122, 5697, 5811, 5812, 5813, 5814,

5912, 5962, 6211, 6300, 6513, 7012, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7230, 7251, 7261,

7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361,

7372, 7375, 7379, 7392, 7393, 7394, 7399, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699,

7800, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7997,

7998, 7999, 8111, 8211, 8220, 8241, 8244, 8249, 8299, 8351, 8398, 8641, 8651, 8661, 8675, 8699,

8734, 8911, 8931, 8999, 9211, 9222, 9223, 9311, 9399, 9401, 9402, 9405, 9950

CR04: Credit Refund Group 4

0763, 4011, 4111, 4112, 4121, 4131, 4411, 4784, 5047, 5065, 5072, 5085, 5094, 5099, 5111, 5131,

5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5211, 5231, 5251, 5261, 5271, 5309, 5310, 5331,

5399, 5541, 5542, 5552, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698, 5699, 5735,

5815, 5816, 5817, 5818, 5921, 5931, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946,

5947, 5948, 5949, 5963, 5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5992, 5993, 5994, 5995,

5996, 5997, 5998, 5999, 7395, 7523, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071,

8099

CR05: Credit Refund Group 5

4457, 4468, 4829, 5013, 5021, 5200, 5300, 5311, 5411, 5422, 5441, 5451, 5462, 5499, 5511, 5521,

5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599, 5712, 5713, 5714, 5718, 5719, 5722, 5732,

5733, 5734, 5932, 5950, 6012, 6050, 6051, 7531, 7534, 7535, 7538, 7801, 7802, 7995

C001: Cash Disbursement

6010

D001: Payment Transactions

6532, 6533, 6555

EDU1: Education

8211, 8220, 8241, 8244, 8249, 8299, 8351

EM01: Emerging Markets

4111, 4784, 4899, 4900, 5960, 6300, 8211, 8220, 8299, 9211, 9222, 9223, 9311, 9399, 9402

EM02: Emerging Markets Except Utilities

4111, 4784, 4899, 5960, 6300, 8211, 8220, 8299, 9211, 9222, 9223, 9311, 9399, 9402

EM04: Emerging Markets Version Four

4111, 5499, 5735, 5814, 5942, 5994, 7216, 7523, 7832, 7841, 7933, 7994

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

256

F001: Restaurant

5812, 5813, 5814

F002: Restaurant: Fast Foods and Drinking Places

5813, 5814

F006: Restaurant: Eating and Drinking Places

5812, 5813

FLT1: Fleet Fuel Locations Including 5552 Electric Vehicle Charging

4468, 5499, 5541, 5542, 5552, 5983

FLT2: Fleet Fuel Locations Excluding 5552 Electric Vehicle Charging

4468, 5499, 5541, 5542, 5983

FLTM: Fleet Maintenance Locations

5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538, 7542, 7549, 7692, 7699

FT01: Mastercard Corporate Fleet Card

4468, 5499, 5541, 5542, 5983

FTM1: Mastercard Corporate Fleet Card Maintenance Locations

5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538, 7542, 7549, 7692, 7699

G001: Government Owned Lottery MCCs

7800

GVT1: Government Services

9211, 9222, 9223, 9311, 9399

GW01: Global Wholesale Travel Other

4131, 4582, 4722, 5962, 6513, 7012, 7032, 7033, 7298, 7991, 7997, 7999

H001: Lodging

3501–3999, 7011

I001: Mastercard Initiated Rebate/Reward

6555

INS1: Insurance

5960, 6300

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

257

INSA: Mastercard Installment Payments Group A

0742, 0743, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 3000,

3001, 3005, 3006, 3007, 3008, 3009, 3010, 3011, 3012, 3013, 3014, 3015, 3016, 3017, 3018, 3019,

3020, 3021, 3022, 3024, 3025, 3026, 3028, 3030, 3031, 3032, 3034, 3035, 3037, 3038, 3039, 3040,

3042, 3043, 3047, 3048, 3049, 3050, 3051, 3052, 3058, 3066, 3068, 3069, 3070, 3075, 3076, 3077,

3078, 3079, 3080, 3081, 3082, 3084, 3088, 3098, 3099, 3100, 3102, 3103, 3125, 3127, 3129, 3132,

3136, 3144, 3146, 3161, 3174, 3175, 3180, 3182, 3183, 3187, 3191, 3196, 3206, 3211, 3219, 3234,

3236, 3245, 3246, 3247, 3252, 3256, 3260, 3261, 3294, 3295, 3297, 3298, 3299, 3300, 3301, 3308,

3351, 3355, 3357, 3359, 3366, 3370, 3374, 3381, 3386, 3387, 3388, 3389, 3390, 3393, 3395, 3398,

3400, 3405, 3409, 3412, 3427, 3435, 3501, 3502, 3503, 3504, 3505, 3508, 3509, 3510, 3511, 3512,

3513, 3514, 3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3526, 3527, 3528, 3529, 3530,

3532, 3533, 3535, 3537, 3539, 3542, 3543, 3545, 3546, 3548, 3549, 3550, 3551, 3552, 3553, 3554,

3555, 3558, 3559, 3561, 3562, 3564, 3565, 3567, 3569, 3572, 3573, 3575, 3576, 3577, 3579, 3581,

3583, 3588, 3589, 3590, 3591, 3592, 3595, 3596, 3597, 3604, 3607, 3608, 3609, 3612, 3613, 3614,

3615, 3617, 3618, 3619, 3621, 3626, 3627, 3628, 3629, 3630, 3631, 3632, 3634, 3637, 3638, 3640,

3641, 3642, 3644, 3647, 3648, 3649, 3650, 3652, 3653, 3654, 3660, 3662, 3665, 3667, 3670, 3672,

3676, 3679, 3681, 3684, 3685, 3687, 3690, 3692, 3693, 3694, 3695, 3697, 3699, 3700, 3703, 3704,

3705, 3706, 3707, 3708, 3709, 3710, 3714, 3715, 3716, 3717, 3719, 3721, 3722, 3725, 3726, 3727,

3728, 3730, 3731, 3734, 3735, 3738, 3739, 3740, 3741, 3742, 3743, 3745, 3747, 3749, 3750, 3751,

3755, 3756, 3757, 3762, 3763, 3764, 3765, 3766, 3769, 3770, 3771, 3772, 3773, 3774, 3775, 3777,

3778, 3779, 3780, 3782, 3783, 3785, 3787, 3788, 3789, 3790, 3791, 3793, 3794, 3795, 3796, 3800,

3801, 3802, 3805, 3807, 3808, 3811, 3812, 3813, 3816, 3818, 3819, 3822, 3823, 3824, 3825, 3826,

3828, 3829, 3830, 3831, 3832, 3833, 3834, 3836, 3838, 3839, 4011, 4112, 4119, 4131, 4214, 4215,

4225, 4411, 4457, 4468, 4511, 4582, 4722, 4784, 4789, 4812, 4816, 4821, 5013, 5021, 5039, 5044,

5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169,

5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5309, 5311, 5399, 5422, 5441,

5451, 5462, 5511, 5521, 5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631,

5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732,

5733, 5734, 5735, 5811, 5812, 5815, 5816, 5817, 5818, 5921, 5931, 5932, 5933, 5935, 5937, 5940,

5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5962, 5963, 5964, 5965, 5966, 5967,

5968, 5969, 5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996,

5997, 5998, 5999, 6211, 7011, 7012, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7230, 7251, 7261,

7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361,

7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7512, 7513, 7519, 7531, 7534, 7535, 7538, 7542,

7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7832, 7911, 7922, 7929, 7932, 7933, 7941, 7991,

7992, 7993, 7996, 7997, 7998, 7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071,

8099, 8111, 8211, 8220, 8241, 8244, 8249, 8299, 8351, 8398, 8641, 8651, 8661, 8675, 8699, 8734,

8911, 8931, 8999, 9405, 9950

INSB: Mastercard Installment Payments Group B

4111, 4121, 4814, 4899, 5300, 5310, 5331, 5411, 5499, 5541, 5542, 5552, 5813, 5814, 5912, 5960,

6300, 6513, 7523, 7800, 7801, 7802, 7829, 7841, 7994, 7995, 9211, 9222, 9223, 9311, 9399, 9402,

9406

INSC: Mastercard Installment Payments Group C

4900

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

258

K001: Key-Entered Interchange Program

4457, 4468, 5013, 5021, 5065, 5072, 5085, 5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172,

5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5300, 5309, 5310, 5311, 5331, 5399,

5411, 5422, 5441, 5451, 5462, 5499, 5511, 5521, 5531, 5532, 5533, 5541, 5551, 5561, 5571, 5592,

5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713,

5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812, 5813, 5814, 5912, 5921, 5931, 5932,

5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5963, 5970,

5971, 5972, 5973, 5977, 5978, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 7395, 7531, 7534,

7535, 7538, 9950

K002: Key-Entered Interchange Program: Restaurant Excluded

All Key-Entered MCCs except 5812: Restaurant

M001: Mail Order/Telephone Order

5960, 5962, 5964, 5965, 5966, 5967, 5968, 5969

M003: Mail Order/Telephone Order Except MCC 5960

5962, 5964, 5965, 5966, 5967, 5968, 5969

MON1: MoneySend

6536, 6537, 6538

MON2: Prepaid Card Load

4829, 6540

MON3: MoneySend

6536, 6537

OTH1: Other

All MCCs that are not assigned to the following CAB programs: A001, B001, C001, D001, F001, H001,

M001, P001, R001, S001, T001, U001, V001, W001, Z001

OT11: Other Except Utilities

OTH1 includes all MCCs that are not assigned to the following CAB programs: A001, B001, C001, D001,

F001, H001, M001, P001, R001, S001, T001, U001, V001, W001, Z001. CAB program OT11 contains all

MCCs assigned to OTH1 except MCC 4900: Utilities

OTH2: Other: Automated Fuel Dispenser Excluded

All MCCs assigned to OTH1 except 5542: Automated Fuel Dispenser

OT12: Other: Automated Fuel Dispenser, Insurance, Utilities Excluded

All MCCs assigned to OTH2 except MCC 4900: Utilities and MCC 6300: Insurance

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

259

OT21 Other: Utilities 4900 and Insurance 6300 Excluded

All MCCs assigned to OTH1 except MCC 4900: Utilities and MCC 6300: Insurance

OT22 Other: Automated Fuel Dispenser and Utilities Excluded

All MCCs assigned to OTH2 except MCC 4900: Utilities

OT32: Other: Automated Fuel Dispenser (Insurance, Utilities, and Real Estate Agents and Managers:

Rentals Excluded)

All MCCs assigned to OTH2 except MCCs 4900: Utilities, 6300: Insurance, and 6513: Real Estate Agents

and Managers: Rentals

OTH3: Other: Travel Agencies and Tour Operators Excluded

All MCCs assigned to OTH1 except 4722: Travel Agencies and Tour Operators

OT13: All Other Except 4722 and 4900

All MCCs assigned to OTH3 except MCC 4900: Utilities

OTH4: Other: Travel Agencies and Tour Operators and Automated Fuel Dispenser Excluded

All MCCs assigned to OTH1 except 4722: Travel Agencies and Tour Operators, 5541: Service Stations

(with or without Ancillary Services) and 5542: Automated Fuel Dispenser

OT14: All Other Except 4722, 4900 and 5542

All MCCs assigned to OTH4 except MCC 4900: Utilities

OTH5: Other: Service Stations and Automated Fuel Dispenser Excluded

All MCCs assigned to OTH1 except 5541: Service Stations and 5542: Automated Fuel Dispenser

OT15 Other: 5541, 5542 and 4900 Excluded

All MCCs assigned to OTH5 except MCC 4900: Utilities

OT25: Other: 5541, 5542, 6300, 6513 and 4900 Excluded

All MCCs assigned to OTH5 except MCCs 4900: Utilities, 6300: Insurance, and 6513: Real Estate Agents

and Managers-Rentals

OTH6: Other: Travel Agencies and Tour Operators, Service Stations, and Automated Fuel Dispensers

Excluded

All MCCs assigned to OTH1 except 4722: Travel Agencies and Tour Operators, 5541: Service Stations,

and 5542: Automated Fuel Dispensers Excluded

OT16: Other with MCCs 4722, 5542, 5541, and 4900 Excluded

All MCCs assigned to OTH6 except MCC 4900: Utilities

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

260

OT42: Other

All MCCs assigned to OTH1 except MCCs 5331: Variety Stores, 5814: Fast Food Restaurants, 5499:

Convenience Food Stores, and 7832: Motion Picture Theaters

OT43: Other

All MCCs assigned to OTH1 except MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

OT44: Other

All MCCs assigned to OT50 except MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

OT50: Other with MCC 8398 Excluded

All MCCs, except 8398: Organizations, Charitable, and Social Service, that are not assigned to the

following CAB programs: A001, B001, C001, D001, F001, H001, M001, P001, R001, S001, T001, U001,

V001, W001, Z001

OT55: Other: Service Stations and Automated Fuel Dispenser with MCCs 5541, 5542, and 8398

Excluded

All MCCs assigned to OTH1 except 5541: Service Stations, 5542: Automated Fuel Dispenser, and 8398:

Organizations, Charitable, and Social Service.

OT57: Other: Fuel and Maintenance Locations Excluded

All MCCs assigned to OTH1 except 4468, 5013, 5499, 5511, 5531, 5532, 5533, 5541, 5542, 5599, 5983,

7531, 7534, 7535, 7538, 7542, 7549, 7692, and 7699

PET1: Petroleum CAT/Automated Fuel Dispenser

5542

PET2: Petroleum Service Stations

5541

PS01: Public Sector

4111, 4784, 9211, 9222, 9223, 9311, 9399, 9402

P001: Beauty Salons

7230

R001: Railways

4112

RT01: Special Restaurant

5812, 5814

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

261

RT02: Restaurant

5812

SI01: Service Industries

4812, 4814, 4899, 4900, 5960, 6300

SI02: Service Industries Version 2

4814, 4899

ST01: Small Ticket

4111, 4121, 4131, 4784, 5331, 5499, 5812, 5814, 5994, 7211, 7216, 7338, 7523, 7542, 7832, 7841,

9402

S001: Supermarket

5411

TE01: Corporate T&E Rate I Card

All MCCs assigned to A001, H001, R001, and V001. Also includes MCC 5812.

TE02: Corporate T&E Rate II Card

All MCCs assigned to A001, H001, R001, and V001.

TE03: World Mastercard T&E Card

All MCCs assigned to A001, B001, H001, R001, and V001. Also includes MCCs 4722 and 5812.

TE04: World Mastercard T&E Card: Railways Excluded

All MCCs assigned to CAB programs A001, B001, H001 and V001. Also includes MCCs 4722 and 5812.

TP01: Travel Industries Premier Service

3357, 3366, 3388, 3389, 3390, 3393, 3395, 3405, 3441, 3501, 3502, 3503, 3504, 3508, 3509, 3510,

3512, 3513, 3516, 3520, 3521, 3523, 3526, 3530, 3532, 3535, 3543, 3551, 3554, 3555, 3556, 3562,

3564, 3566, 3571, 3578, 3580, 3582, 3584, 3590, 3592, 3617, 3618, 3619, 3620, 3621, 3624, 3626,

3627, 3628, 3630, 3631, 3632, 3634, 3637, 3638, 3640, 3641, 3642, 3644, 3649, 3650, 3652, 3662,

3665, 3667, 3669, 3676, 3679, 3681, 3682, 3686, 3687, 3690, 3692, 3693, 3695, 3701, 3703, 3708,

3709, 3710, 3712, 3715, 3722, 3727, 3728, 3730, 3731, 3733, 3734, 3736, 3738, 3740, 3741, 3742,

3745, 3750, 3751, 3756, 3757, 3760, 3761, 3762, 3764, 3765, 3768, 3769, 3770, 3771, 3772, 3773,

3774, 3776, 3777, 3778, 3779, 3781, 3782, 3785, 3786, 3787, 3788, 3789, 3791, 3792, 3793, 3794,

3795, 3799, 3800, 3801, 3802, 3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813,

3814, 3815, 3816, 3817, 3818, 3819, 3820, 3821, 3822, 3823, 3824, 3825, 4411

T001: Telephone

4813, 4814

Acceptor business codes (MCCs)

AB program listing with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

262

T002: Purchase at ATM

4814, 4900, 6050, 6051, 7801, 7802

U001: Unique

4829, 6050, 6051, 6539, 7995, 7801, 7802

UT01: Utilities

4900

V001: Automobile/Vehicle Rental

3351–3500, 7512, 7513, 7519

W001: Warehouse Club

5300, 5662, 5663

Z001: ATM

6011

Country-specific AB programs with acceptor business codes (MCCs)

Country-specific acceptor business codes are organized by their respective transaction category

codes.

NOTE: For MCCs listed below that are not defined in the section, Acceptor Business Codes (MCCs):

Extended, see the section, Comprehensive MCC Listing by Formatted File Type.

Country-specific AB programs with associated MCCs

Argentina

CH02: Charity

8398, 8661

Argentina

ARG1: Argentina Public Sector/Utilities

4813, 4814, 4821, 4900, 9211, 9222, 9223, 9311, 9399

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

263

Argentina

ARG2: Argentina Emerging Markets

4121, 4784, 5697, 6513, 7542, 7911, 7929, 7941, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050,

8062, 8071, 8099, 8211, 8220, 8241, 8244, 8249, 8299, 8351

Argentina

ARG3: Argentina Petroleum

5541, 5542

Argentina

ARG4: Argentina Supermarkets and Hypermarkets

5310, 5411

Argentina

ARG5: Argentina Other

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,

4011, 4111, 4119, 4131, 4214, 4215, 4225, 4457, 4468, 4582, 4722, 4789, 4812, 4816, 4899, 5013,

5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099, 5111, 5122, 5131,

5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5309, 5311,

5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5499, 5511, 5521, 5531, 5532, 5533, 5543, 5544,

5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698,

5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812, 5813, 5814, 5815,

5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945,

5946, 5947, 5948, 5949, 5950, 5963, 5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992,

5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 7012, 7032, 7033, 7210, 7211, 7216,

7217, 7221, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338,

7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7523, 7531, 7534, 7535,

7538, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7922, 7932, 7933, 7991,

7992, 7993, 7994, 7996, 7997, 7998, 7999, 8111, 8641, 8651, 8675, 8699, 8734, 8911, 8931, 8999,

9401, 9402, 9405, 9702, 9753, 9950

Australia

AUS1: Government and Utilities

4812, 4816, 4821, 4899, 4900, 9211, 9222, 9223, 9311, 9399, 9402, 9405

Australia

AUS2: Australia Education

8211, 8220, 8241, 8244, 8249, 8299, 8351

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

264

Australia

AUS3: Australia Transit

4111, 4112, 4131, 4789

Australia

AUS4: Australia Transit 4

4111, 4112, 4121, 4131, 4784

Australia

CHRT: Australia Charity

8398

Australia

OTH8: Australia Other

6540

All MCCs assigned to OTH1 except 4812, 4816, 4821, 4899, 4900, 6300, 8398, 9211, 9222, 9223, 9311,

9399, 9402, 9405

Australia

OT33: Australia Other 33

6540

All MCCs assigned to OTH1 except 4812, 4816, 4821, 4899, 4900, 6300, 8211, 8220, 8241, 8244, 8249,

8299, 8351, 8398, 9211, 9223, 9311, 9399, 9402, 9405

Australia

OT34: Australia Other 34

6540

All MCCs assigned to OTH1 except 8398

Australia

OT41: Australia Other: Prepaid

All MCCs assigned to OTH1 except 8398

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

265

Australia

QPS1: Australia Quick Payment Service (QPS)

4111, 4121, 4131, 4784, 5251, 5310, 5331, 5411, 5499, 5541, 5735, 5814, 5912, 5921, 5942, 5943,

5994, 7216, 7523, 7538, 7542, 7832, 7841

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

266

Belize

BEL1: Other

0742, 1520, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 3000, 3001, 3002, 3003, 3004, 3005,

3006, 3007, 3008, 3009, 3010, 3011, 3012, 3013, 3014, 3015, 3016, 3017, 3018, 3020, 3021, 3022,

3023, 3024, 3025, 3026, 3027, 3028, 3029, 3030, 3031, 3032, 3033, 3034, 3035, 3036, 3037, 3038,

3039, 3040, 3041, 3042, 3043, 3044, 3045, 3046, 3047, 3048, 3049, 3050, 3051, 3052, 3053, 3054,

3055, 3056, 3057, 3058, 3059, 3060, 3061, 3062, 3063, 3064, 3065, 3066, 3067, 3068, 3069, 3071,

3072, 3075, 3076, 3077, 3078, 3079, 3082, 3083, 3084, 3085, 3087, 3088, 3089, 3090, 3094, 3096,

3097, 3098, 3099, 3100, 3102, 3103, 3106, 3111, 3112, 3117, 3125, 3127, 3129, 3130, 3131, 3132,

3135, 3136 3144, 3146, 3148, 3151, 3156, 3159, 3161, 3164, 3167, 3171, 3172, 3174, 3175, 3177,

3178, 3180, 3181, 3182, 3183, 3184, 3185, 3186, 3187, 3188, 3190, 3191, 3193, 3196, 3197, 3200,

3204, 3206, 3211, 3212, 3213, 3217, 3219, 3220, 3221, 3222, 3223, 3226, 3228, 3229, 3231, 3234,

3236, 3239, 3240, 3241, 3242, 3243, 3245, 3246, 3247, 3248, 3252, 3253, 3256, 3260, 3261, 3263,

3266, 3267, 3280, 3282, 3285, 3286, 3287, 3292, 3293, 3294, 3295, 3296, 3297, 3298, 3299, 3351,

3352, 3353, 3354, 3355, 3357, 3359, 3360, 3361, 3362, 3364, 3366, 3368, 3370, 3374, 3376, 3380,

3381, 3385, 3386, 3387, 3388, 3389, 3390, 3391, 3393, 3394, 3395, 3396, 3398, 3400, 3405, 3409,

3412, 3420, 3421, 3423, 3425, 3427, 3428, 3429, 3430, 3431, 3432, 3433, 3434, 3435, 3436, 3438,

3439, 3441, 3501, 3502, 3503, 3504, 3505, 3506, 3507, 3508, 3509, 3510, 3511, 3512, 3513, 3514,

3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3524, 3525, 3526, 3527, 3528, 3529, 3530,

3531, 3532, 3533, 3534, 3535, 3536, 3537, 3538, 3539, 3540, 3541, 3542, 3543, 3544, 3545, 3546,

3547, 3548, 3549, 3550, 3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559, 3560, 3561, 3562,

3563, 3564, 3565, 3566, 3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575, 3576, 3577, 3578,

3579, 3580, 3581, 3582, 3583, 3584, 3585, 3586, 3587, 3588, 3589, 3590, 3591, 3592, 3593, 3594,

3595, 3596, 3597, 3598, 3599, 3600, 3601, 3602, 3603, 3604, 3605, 3606, 3607, 3608, 3609, 3610,

3611, 3612, 3613, 3614, 3615, 3616, 3617, 3618, 3619, 3620, 3621, 3622, 3623, 3624, 3625, 3626,

3627, 3628, 3629, 3630, 3631, 3632, 3633, 3634, 3635, 3636, 3637, 3638, 3639, 3640, 3641, 3642,

3643, 3644, 3645, 3646, 3647, 3648, 3649, 3650, 3651, 3652, 3653, 3654, 3655, 3656, 3657, 3658,

3659, 3660, 3661, 3662, 3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671, 3672, 3673, 3674,

3675, 3676, 3677, 3678, 3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687, 3688, 3689, 3690,

3691, 3692, 3693, 3694, 3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703, 3704, 3705, 3706,

3707, 3708, 3709, 3710, 3711, 3712, 3713, 3714, 3715, 3716, 3717, 3718, 3719, 3720, 3721, 3722,

3723, 3724, 3725, 3726, 3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735, 3736, 3737, 3738,

3739, 3740, 3741, 3742, 3743, 3744, 3745, 3746, 3747, 3748, 3749, 3750, 3751, 3752 3753, 3754,

3755, 3757, 3758, 3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768, 3769, 3770 3771,

3772, 3773, 3774, 3775, 3776, 3777, 3778, 3779, 3780, 3781, 3782, 3783, 3784, 3785, 3786, 3787,

3788, 3789, 3790, 3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800, 3801, 3802, 3803,

3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813, 3814, 3815, 3816, 3817, 3818, 3819,

3820, 3821, 3822, 3823, 3824, 3825, 3826, 3827, 3828, 3829, 3830, 3831, 3832, 3833, 4011, 4111,

4112, 4119, 4121, 4131, 4215, 4225, 4411, 4457, 4468, 4511, 4582, 4722, 4723, 4784, 4785, 4786,

4789, 4812, 4813, 4815, 4816, 4817, 4818, 4819, 4821, 4829, 5013, 5021, 5039, 5044, 5045, 5046,

5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192,

5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5300, 5309, 5310, 5311, 5331, 5399, 5422,

5441, 5451, 5462, 5499, 5511, 5521, 5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599, 5611,

5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719,

5722, 5732, 5733, 5734, 5735, 5811, 5812, 5813, 5814, 5815, 5816, 5817, 5818, 5912, 5921, 5931,

5932, 5933, 5935, 5936, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950,

5952, 5960, 5962, 5963, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5971, 5972, 5973, 5975, 5976,

5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 6513, 6555,

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

267

Belize

BEL1: Other

7011, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7230, 7231, 7251, 7261, 7273, 7276, 7277, 7278,

7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392,

7393, 7394, 7395, 7399, 7512, 7513, 7519, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623,

7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992,

7993, 7994, 7995, 7996, 7997, 7998, 7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062,

8071, 8099, 8111, 8398, 8641, 8651, 8661, 8666, 8675, 8699, 8734, 8911, 8931, 8999, 9401, 9402,

9405, 9406

Brazil

BR01: Brazil Monthly Payments

4813, 4816, 4821, 4899, 4900, 5192, 5960, 5968, 6513, 7997, 8211, 8220, 8241, 8244, 8249, 8299,

8351, 8398, 8641, 8661, 8675, 8699

Brazil

BR02: Brazil Government Services

9211, 9222, 9223, 9311, 9399, 9402, 9405

Brazil

BR03: Brazil Fast Transactions

4011, 4112, 4121, 4131, 4215, 4784, 5499, 5814, 5994, 7523, 7996, 7998

NOTE: CAB program BR03 has been replaced by BR08 and has been life cycled and should not be used

for first presentments.

Brazil

BR04: Brazil Gas Stations

5541, 5542

Brazil

BR05: Brazil Mobile Phone Top-Ups

4814

Brazil

BR06: Brazil Coupon Booklet Payments

6532, 6533

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

268

Brazil

BR07: Brazil Other

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,

3351, 3352, 3353, 3354, 3355, 3357, 3359, 3360, 3361, 3362, 3364, 3366, 3368, 3370, 3374, 3376,

3380, 3381, 3385, 3386, 3387, 3388, 3389, 3390, 3391, 3393, 3394, 3395, 3396, 3398, 3400, 3405,

3409, 3412, 3420, 3421, 3423, 3425, 3427, 3428, 3429, 3430, 3431, 3432, 3433, 3434, 3435, 3436,

3438, 3439, 3441, 3501, 3502, 3503, 3504, 3505, 3506, 3507, 3508, 3509, 3510, 3511, 3512, 3513,

3514, 3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3524, 3525, 3526, 3527, 3528, 3529,

3530, 3531, 3532, 3533, 3534, 3535, 3536, 3537, 3538, 3539, 3540, 3541, 3542, 3543, 3544, 3545,

3546, 3547, 3548, 3549, 3550, 3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559, 3560, 3561,

3562, 3563, 3564, 3565, 3566, 3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575, 3576, 3577,

3578, 3579, 3580, 3581, 3582, 3583, 3584, 3585, 3586, 3587, 3588, 3589, 3590, 3591, 3592, 3593,

3594, 3595, 3596, 3597, 3598, 3599, 3600, 3601, 3602, 3603, 3604, 3605, 3606, 3607, 3608, 3609,

3610, 3611, 3612, 3613, 3614, 3615, 3616, 3617, 3618, 3619, 3620, 3621, 3622, 3623, 3624, 3625,

3626, 3627, 3628, 3629, 3630, 3631, 3632, 3633, 3634, 3635, 3636, 3637, 3638, 3639, 3640, 3641,

3642, 3643, 3644, 3645, 3646, 3647, 3648, 3649, 3650, 3651, 3652, 3653, 3654, 3655, 3656, 3657,

3658, 3659, 3660, 3661, 3662, 3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671, 3672, 3673,

3674, 3675, 3676, 3677, 3678, 3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687, 3688, 3689,

3690, 3691, 3692, 3693, 3694, 3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703, 3704, 3705,

3706, 3707, 3708, 3709, 3710, 3711, 3712, 3713, 3714, 3715, 3716, 3717, 3718, 3719, 3720, 3721,

3722, 3723, 3724, 3725, 3726, 3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735, 3736, 3737,

3738, 3739, 3740, 3741, 3742, 3743, 3744, 3745, 3746, 3747, 3748, 3749, 3750, 3751, 3752, 3753,

3754, 3755, 3757, 3758, 3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768, 3769, 3770,

3771, 3772, 3773, 3774, 3775, 3776, 3777, 3778, 3779, 3780, 3781, 3782, 3783, 3784, 3785, 3786,

3787, 3788, 3789, 3790, 3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800, 3801, 3802,

3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813, 3814, 3815, 3817, 3818, 3819,

3820, 3821, 3822, 3823, 3824, 3825, 3826, 3827, 3828, 4119, 4214, 4225, 4411, 4457, 4468, 4582,

4722, 4789, 4812, 4829, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085,

5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5193, 5198, 5199, 5200, 5211, 5231, 5251,

5261, 5271, 5309, 5310, 5311, 5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5511, 5521, 5531,

5532, 5533, 5543, 5544, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655,

5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735,

5811, 5812, 5813, 5815, 5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941,

5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5962, 5963, 5964, 5965, 5966, 5967, 5969,

5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992, 5993, 5995, 5996, 5997, 5998, 5999,

6010, 6011, 6012, 6050, 6051, 6211, 6300, 6539, 6555, 7011, 7012, 7032, 7033, 7210, 7211, 7216,

7217, 7221, 7230, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333,

7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7512, 7513, 7519,

7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841,

7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7995, 7999, 8011, 8021, 8031, 8041,

8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111, 8651, 8734, 8911, 8931, 8999, 9401, 9406, 9702,

9753, 9950

NOTE: CAB program BR07 has been replaced by BR10 and has been life cycled and should not be used

for first presentments.

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

269

Brazil

BR08: Fast Transactions

4011, 4112, 4121, 4131, 4215, 4784, 5499, 5814, 5994, 7523, 7996, 7998

Brazil

BR09: Brazil Public Transportation

4111

Acceptor business codes (MCCs)

Country-specific AB programs with acceptor business codes (MCCs)

Quick Reference Booklet—Merchant Edition • 16 April 2024

270

Brazil

BR10: Other

All MCCs assigned to BR07 except MCC 5192 (Books, Periodicals, and Newspapers)